09/24/2026
Coming from the Philippines, sanay tayo na kapag may nararamdaman, “Pacheck na natin sa hospital.”
But living here made me realize how different the healthcare system is.
Medical expenses can be really expensive depending on your insurance.
Kaya if it’s not a true emergency, we usually consider our primary doctor, urgent care, or telemedicine first.
One thing I appreciate here, though, is that in an emergency, they don’t ask you to pay first before giving you care.
They attend to you first, confirm your information and insurance details, and the bills usually come later.
If you’re admitted, you may receive bills after discharge ‼️
Of course, if it’s a real emergency, hospital agad. Don’t delay emergency care because of the cost.
Sharing this for fellow Filipinos who are new or who is planning to go to US 🇵🇭🇺🇸
Not saying one system is better or worse—it’s just different, and knowing how it works can save you from unnecessary expenses. 💯
