08/09/2025
Here’s the real behind-the-scenes of how we paid off debt and how you can too.
When we started, we had no idea how much debt we actually owed. Facing that number was terrifying. It was embarrassing. It was heavy. But you can’t change what you won’t confront.
Step 1: We totaled everything. Credit cards, loans, balances we wanted to ignore—it all went on the list.
Step 2: We created a realistic budget—not a Pinterest-perfect plan, but one we could actually live by. A budget that factored in our lifestyle and still pushed us toward freedom.
Step 3: We went through our spending and cut what didn’t bring us joy. If it didn’t add value, it didn’t deserve our money.
Step 4: We attacked one debt at a time. We paid minimums on everything else, but funneled every extra dollar toward a single target until it was gone.
Step 5: We celebrated every milestone. Every loan paid off, every thousand dollars crushed, every step closer to freedom—we made sure to recognize the win.
Paying off debt wasn’t easy. It wasn’t quick. But the journey taught us discipline, patience, and gratitude. And now, we have peace of mind that’s worth more than anything we cut out.
If you’re feeling stuck in debt, know this: you’re not alone, and there is a way out.
Tag someone who needs encouragement: Your first step might feel scary, but your future self will thank you.
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