09/07/2026
Big insurance changes are now in effect across Louisiana β and Greater Baton Rouge homeowners and buyers need to know what's changed. As of July 1, 2026, your insurer must give you at least 60 days' written notice before canceling or non-renewing your policy, giving you more time to find coverage in what can be a tough market. Contractors working on your home now must carry $500,000 in general liability insurance (up from $100,000), and the Louisiana Fortify Homes Program is offering $10,000 grants for fortified roof upgrades β with mandatory premium discounts expected for qualifying homes starting January 2027. These changes can affect what you pay, who you hire, and how you protect your investment β reach out at (225) 229-0443 and I'll help you navigate it all.
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