06/05/2023
🏡🌟 Exciting News for First-Time Homebuyers and Hometown Heroes in Florida! 🌟🏡
Are you dreaming of owning your own home? 🏠 Well, we have some fantastic news for you! Florida Housing is launching enhancements to the Hometown Heroes down payment & closing cost assistance program on July 1st, and you may be eligible to take advantage of it! ✨
Here's what you need to know:
✅ First-Time Homebuyers: If you haven't owned a home in the last 3 years, this program is for you! It's time to make your homeownership dreams a reality.
✅ Active-Duty Military or Veterans: We salute your service! This program is also open to our brave military personnel and veterans. You deserve a place to call your own. You DO NOT have to be a first time buyer!
✅ Credit Score: If you have a credit score of 640 or higher, you're on the right track! Don't worry if your score falls below that threshold; we can assist you in improving it.
✅ Income Limit: If your annual income is less than $128,250 (in Polk County), you could qualify for this program. Let's help you achieve homeownership without breaking the bank!
✅ Loan Amount: Looking to borrow less than $472,030 (FHA) or $726,200 (Conventional or VA)? Great! We've got options tailored to your needs.
✅ Full-Time Employment: If you work a minimum of 35 hours per week for a company with a physical location in Florida, you're in the right place! We want to help hardworking individuals like you achieve their homeownership goals.
But here's the catch: not all lenders are approved to offer Florida Housing programs. 😮 We've had qualified buyers in the past who were told they didn't qualify, only to discover that the information came from a non-approved lender! Don't let that happen to you.
I can refer you to an approved lender who can pre-approve you now for this incredible program enhancement. However, please note that the funds cannot be reserved until July 1st, and the closing may take place in mid-July. Patience will pay off when you step into your very own home!
If you’re in one of the current “eligible occupations,” fear not! The current program is still active and available to you today.
So, if you're ready to take the next step towards homeownership, reach out to us today! 📲 Let's make your dreams come true. Together, we'll open the door to your Hometown Heroes program benefits. 🚪💫