Nilton Depina - Real Estate & Mortgage Pro - NMLS #2295853

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Nilton Depina - Real Estate & Mortgage Pro - NMLS #2295853

Your partner in building dreams.
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05/10/2024

👏🏻 Turning Dreams Into Doorkeys 🔑 —Without the Competition ❌: After 20 years of watching and waiting, this beloved family finally calls their dream Philadelphia style multi-family home their own, secured off-market for a stress-free, competition-free transition. This is what I specialize in—making dream homes a reality with exclusive, seamless opportunities. Imagine what I can do for you!

03/27/2024

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03/26/2024

📢 𝐈𝐅 you've been on the hunt for a new home (𝐑𝐄𝐀𝐃 𝐁𝐄𝐋𝐎𝐖), then you're all too familiar with the challenge...

1. We're currently facing an unprecedented low in housing inventory, leaving us with slim pickings that barely meet our criteria.
2. And on the off chance you stumble upon a gem, it's a race against time with several offers flying in mere hours after listing, and bids skyrocketing beyond the asking price.

Well, here's where it gets interesting...

What if you could get a list of your dream homes in your favorite neighborhood, with no competition from other buyers?

Want a list like that❓

If so, just comment "𝐋𝐢𝐬𝐭" below, and I'll send you a message with all the info.

12/07/2023

🏡📉 𝑮𝒐𝒐𝒅 𝑵𝒆𝒘𝒔 𝒇𝒐𝒓 𝑯𝒐𝒎𝒆𝒃𝒖𝒚𝒆𝒓𝒔:
🅵🅰🅻🅻🅸🅽🅶 🅼🅾🆁🆃🅶🅰🅶🅴 🆁🅰🆃🅴🆂 🅰🅽🅳 🆁🅸🆂🅸🅽🅶 🅸🅽🆅🅴🅽🆃🅾🆁🆈!

Attention homebuyers and real estate enthusiasts! 🌟 Here’s a bit of encouraging news from the real estate world that might brighten your day. According to a recent report from Real Estate News, we are witnessing a notable shift in the housing market that could be a game-changer for many of you looking to buy a home. 🏠💡

📉 𝑴𝒐𝒓𝒕𝒈𝒂𝒈𝒆 𝑹𝒂𝒕𝒆𝒔 𝒐𝒏 𝒕𝒉𝒆 𝑫𝒆𝒄𝒍𝒊𝒏𝒆: The 30-year fixed-rate mortgage has seen a significant drop, now sitting at 7.22%, down from 7.29% last week. This marks the fifth consecutive week of declining rates, edging closer to that 7% mark that many potential buyers have been eyeing. A lower rate means lower borrowing costs, making home buying more affordable. 📊

🏘️ 𝑰𝒏𝒄𝒓𝒆𝒂𝒔𝒆 𝒊𝒏 𝑯𝒐𝒖𝒔𝒊𝒏𝒈 𝑰𝒏𝒗𝒆𝒏𝒕𝒐𝒓𝒚: Alongside falling rates, there’s been a small yet significant increase in housing listings. This time of year usually sees a downward trend, but 2023 is defying expectations, opening up more opportunities for buyers. More options and better rates? That's a rare combination we haven’t seen in a while! 🌟

🔍 𝑾𝒉𝒂𝒕 𝑻𝒉𝒊𝒔 𝑴𝒆𝒂𝒏𝒔 𝒇𝒐𝒓 𝒀𝒐𝒖: If you've been on the fence about entering the housing market, now might be a golden opportunity. Lower rates and more choices could help you find that dream home without breaking the bank. 🏡💚

This trend offers a glimmer of hope as we head towards the end of the year (2024 is close!). It’s a potential turning point that could spell a more buyer-friendly market. So, keep your eyes peeled, and let’s stay optimistic about what 2024 might bring to the real estate world!

The People’s Realtor - Nilton Depina

***This post is for informational purposes only. Please conduct your own research or consult a financial advisor before making any real estate decisions.

11/28/2023

𝑻𝒉𝒆 𝑲𝒆𝒚 𝑺𝒕𝒂𝒈𝒆𝒔 𝒐𝒇 𝑹𝒆𝒂𝒍 𝑬𝒔𝒕𝒂𝒕𝒆 𝑻𝒓𝒂𝒏𝒔𝒂𝒄𝒕𝒊𝒐𝒏𝒔 𝒊𝒏 𝑴𝒂𝒔𝒔𝒂𝒄𝒉𝒖𝒔𝒆𝒕𝒕𝒔 𝑬𝒙𝒑𝒍𝒂𝒊𝒏𝒆𝒅…
❌In Massachusetts real estate transactions, the process typically involves two main stages: the offer and the purchase and sale agreement (P&S). Each stage often requires its own earnest money deposit. Here's how it usually works:

1. 𝑶𝒇𝒇𝒆𝒓 𝑺𝒕𝒂𝒈𝒆: The buyer makes an offer and includes an initial earnest money deposit. This deposit is a sign of good faith and intention to purchase the property.

2. 𝑷𝒖𝒓𝒄𝒉𝒂𝒔𝒆 𝒂𝒏𝒅 𝑺𝒂𝒍𝒆 𝑨𝒈𝒓𝒆𝒆𝒎𝒆𝒏𝒕: After the offer is accepted, the next step is the P&S agreement. This is a more detailed contract that outlines the specific terms of the sale. A second earnest money deposit is usually required at this stage to further cement the buyer's commitment.

Regarding the sequence of signing and deposit submission:

𝑺𝒆𝒍𝒍𝒆𝒓'𝒔 𝑺𝒊𝒈𝒏𝒂𝒕𝒖𝒓𝒆: The seller typically signs the P&S agreement after the buyer has signed and the second earnest money deposit has been made. However, this can vary based on the specific agreement or negotiations between the buyer and seller.

𝑺𝒆𝒄𝒐𝒏𝒅 𝑬𝒂𝒓𝒏𝒆𝒔𝒕 𝑴𝒐𝒏𝒆𝒚 𝑫𝒆𝒑𝒐𝒔𝒊𝒕: The second deposit is usually required either before the seller signs the P&S or upon their signing, as per the terms agreed upon in the offer stage.

✔️It's important to note that these procedures can vary based on the specific terms negotiated in the offer or due to unique circumstances of the transaction. In some cases, the seller may agree to sign the P&S before receiving the second deposit, especially if there is a strong trust or a particularly competitive market.

Always consult with a local real estate attorney or a real estate professional like myself who is familiar with Massachusetts law for the most accurate and situation-specific advice.

Address

34 Newell Hill Rd
Boston, MA
01564

Telephone

+16172810585

Website

http://www.NiltonDepina.com/

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