Steve Combs NMLS 381933 - Cornerstone Home Lending

03/09/2026

I recently launched a resource for buyers and homeowners in Southern Maryland explaining how mortgage strategy affects buying power, refinancing decisions, and long-term planning.

If you’re exploring buying or refinancing in St. Mary’s, Calvert, or Charles County, this guide breaks down the key decisions that matter.

Practical mortgage strategy resources for Southern Maryland & the DMV — home buying, refinancing, and decision clarity.

02/22/2026

Comment “PLAN” to start the conversation.

Steve Combs, NMLS #381933
Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB
NMLS ID 2258 | Member FDIC | Equal Housing Lender

02/22/2026

If you’ve ever had mortgage and real estate questions but weren’t quite ready to talk to a “sales” professional—You’re in luck! You can begin your journey at AskSteve247.com

02/02/2026

Buying a home isn’t about mastering mortgage strategy. It’s about feeling safe, clear, and confident. My systems exist so you don’t have to think about them. You just get to move forward.

Steve Combs, NMLS #381933
Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB
NMLS 2258 | Equal Housing Lender

01/16/2026

I didn’t choose mortgages - mortgages found me.
What started as a chance conversation turned into a career built on advocacy, planning, and protecting people from expensive mistakes they didn’t even know they were making. This isn’t about rates. It’s about strategy - and responsibility.

01/09/2026

Will rates improve? Seems likely. Be prepared, not reactionary. Join the family and let’s establish your strike rate today as part of your modern mortgage management plan. Comment “DMV” to start the conversation.

12/25/2025

Last minute gift idea for the whole family: Add a home purchase in 2026!

12/22/2025

🚀 Selling Your Home in 2026? These questions help you position your home to sell faster — and for more.

Ask Steve247 things like:

• “How can I attract more qualified buyers?”
• “What improvements actually increase value?”
• “Can a seller-paid rate buydown boost affordability for buyers?”
• “How can the Listing Lender program reduce days on market?”
• “Should I buy first or sell first?”
• “How do I avoid carrying two mortgages?”

Your home deserves the strongest financial strategy behind it.
Start here →

I help buyers win homes and homeowners optimize their mortgage to fit changing needs and goals. Let’s start building your strategy today.

12/20/2025

📣 Agents & Builders — want a 24/7 resource that makes your business stronger?
Meet Steve247, your new competitive edge.

Here are smart questions to explore:

• “How can Steve247 help my clients get pre-approved faster?”
• “What tools help me convert more buyer leads?”
• “How does the Listing Lender Payment Affordability Program work?”
• “Can we use a Total Cost Analysis in our listing presentation?”
• “How does Modern Mortgage Management support my past clients?”
• “How can I use Steve247 at open houses?”

Your clients get answers instantly.
You get a strategic mortgage partner.
Start testing it here →

I help buyers win homes and homeowners optimize their mortgage to fit changing needs and goals. Let’s start building your strategy today.

12/19/2025

🔥 Buying a home in 2026? Not sure where to start?
Here are smart questions to ask Steve247 — my always-on mortgage assistant.

If you’re even thinking about buying this year, ask things like:

• “How much home can I actually afford in 2026?”
• “Is now a smart time to buy or should I wait?”
• “Can the seller really help me lower my payment?”
• “What do I need to qualify if I don’t have 20% down?”
• “How do temporary buydowns and payment hacks work?”
• “What’s the difference between a pre-qual vs a real pre-approval?”

Curious?
Ask your questions here → https://AskSteve247.com
Available 24/7 — because real estate doesn’t keep business hours. 🏡🔍

I help buyers win homes and homeowners optimize their mortgage to fit changing needs and goals. Let’s start building your strategy today.

12/14/2025

12/09/2025

🔥 Buying a home in 2026? Not sure where to start?
Here are smart questions to ask Steve 24-7 — my always-on mortgage assistant.

If you’re even thinking about buying this year, ask things like:

• “How much home can I actually afford in 2026?”
• “Is now a smart time to buy or should I wait?”
• “Can the seller really help me lower my payment?”
• “What do I need to qualify if I don’t have 20% down?”
• “How do temporary buydowns and payment hacks work?”
• “What’s the difference between a pre-qual vs a real pre-approval?”

Curious?
Ask your questions here → https://AskSteve247.com
Available 24/7 — because real estate doesn’t keep business hours. 🏡

I help buyers win homes and homeowners optimize their mortgage to fit changing needs and goals. Let’s start building your strategy today.