Bernadette Joy

Bernadette Joy CRUSH YOUR MONEY GOALS® is a financial education and media company that teaches women how to live on their own terms, not their loan terms.

Our founder Bernadette Joy has shared her story of paying off $300K of debt in three years on GMA, CNBC and TIME.

COMMENT FESTA and I'll DM you a personal invite! LAS VEGAS BTS ARMY 💜 Let's recharge after a busy week and recap our con...
06/08/2026

COMMENT FESTA and I'll DM you a personal invite!

LAS VEGAS BTS ARMY 💜 Let's recharge after a busy week and recap our concert experiences and what we're looking forward to seeing from our OT7 these coming months!

I'm , new to Vegas and your ARMY auntie who retired at 40 and is spending my first summer of freedom going to 14 more BTS concerts cuz the 4 in Vegas was just getting started 😂

I'll have food, drinks and swag bags ready for you!

Thank you for hosting us and for sharing with our local community!

COMMENT FESTA to meet new ARMY friends and support small business in Las Vegas together with food, conversation and gift...
06/05/2026

COMMENT FESTA to meet new ARMY friends and support small business in Las Vegas together with food, conversation and gifts!

Join us for BTS Break-festa! Las Vegas ARMY, a space to recharge, make new friends and share in conversation about BTS, dreams and supporting local business!

We’ll gather at MilkBread, an Asian-owned bakery in the heart of Las Vegas Chinatown.

Come for a special selection of BTS themed pastries, a special gift as BTS ARMY by small business and stay for the connection and conversation.

This is your place to pause, meet new people, and enjoy the experience after concert withdrawal here in Las Vegas!

🗓 Event Details - MUST RSVP due to limited space

Saturday June 13, 2026
10:00AM to 12:00PM PDT

(Perfect before the afternoon showings of BTS in BUSAN💜)

💜 What’s Included

Break-festa pastries and drinks inspired by BTS ($20.13 value)

BTS swag bag to celebrate Festa, supporting small business ($20.13 value)

Cupsleeves, photocards, bag charms, and key chains while supplies last ($10 value)

New ARMY friends and meaningful connection (Priceless!)

💜 What to Expect

10:00 – 10:30 AM | Check-in and Pastry Party
Arrive, grab your pastries and drinks, and settle in. Meet fellow ARMY and ease into the day.

10:30 AM – 11:15 PM | Conversation Circles
A light, real conversation about life, money, and navigating adulthood while still making space for joy and share our favorite BTS moments and memories. Introvert? No worries, me too! We'll help facilitate so you never feel awkward :)

11:15 – 12:00 PM | BTS Gifts & Connection Time
Giveaways, BTS-inspired merch, photos, and time to connect and make new friends before heading out for the rest of the day

COMMENT FESTA and I'll send you the link!

FAN CAMS ARE HIS RETIREMENT PLAN 🤣Thank you to my husband for all the fan cams I can re-live on his phone 💜On the real, ...
06/02/2026

FAN CAMS ARE HIS RETIREMENT PLAN 🤣

Thank you to my husband for all the fan cams I can re-live on his phone 💜

On the real, early retirement came unexpectedly back in December after his company tried to force him back into the office after being remote for five years.

We said let's give early retirement a try and worst case is we will have to go back to work.

We're just figuring things out a week at a time, and I'm so glad we have been able to take all of May to road trip, move and enjoy life!

Any other ARMY HUSBANDS who are green flags? AJ would be happy to meet some other guys that get it!

Follow for inspiration to quit the rat race

Grab my book CRUSH YOUR MONEY GOALS to get good with money and go to more concerts!

06/01/2026

BTS ARMY HUSBANDS 💜

In case you thought it was just me, no my husband loves BTS too.

The perk of having a husband who is also ARMY is that when he's catching video, I don't have to...

Which means I was the only person on my section without a phone in my hand...

Which is why Jimin waved at me!!

I retired at 40 for moments like these 😂 I don't know about y'all but this beats sitting at a desk staring at spreadsheets all day 🤣

BTS LAS VEGAS D2 Soundcheck 💜

Anyone else have a BTS core memory you will cherish forever? 🙌🏼

Heading to Europe next! Should I make a sign you time?!

05/30/2026

HOLY GUACAMOLE 😂

I could have poked J-Hope they were so close 🤣

A random Internet stranger said 'what's the big deal about being close to them'

What's not to be excited about seeing artists you've been supporting for almost a decade up close?

Whoever said money doesn't buy happiness doesn't know what it's like to love music, travel and making core memories 💜

Follow and get inspired to quit the rat race and follow your own dreams ❤️

Grab CRUSH YOUR MONEY GOALS the book of you're interested in retiring early and living more than you work 🙏🏼

First week of retirement in Vegas with BTS 💜Wanna quit the rat race too? Check out my book CRUSH Your Money Goals availa...
05/30/2026

First week of retirement in Vegas with BTS 💜

Wanna quit the rat race too? Check out my book CRUSH Your Money Goals available on Amazon and Audible

Follow for inspiration to save, invest and reach financial freedom faster ❤️

DREAMS DON'T HAVE TO BE THAT DEEP 💞 In personal finance, people often talk about needing a strong WHY to change your thi...
05/27/2026

DREAMS DON'T HAVE TO BE THAT DEEP 💞

In personal finance, people often talk about needing a strong WHY to change your thinking, your patterns and your behavior.

Nine years ago I saw 7 guys from South Korea break onto American television and

WHOA.

If they can break barriers, can I at least try some things that aren't that hard in comparison?

Since then, I've paid off four different homes, failed my first business, grew my second and retired last year at 40

and am starting a new chapter in a new city with new dreams 💜

I don't have grand plans for the next 4 decades of my life. For now, I'm enjoying my first summer of freedom and trying to stay as present as possible 💜

Follow for genuine experiences and a joyful way to approach life and money!

Link in bio to join deeper dives and tips on budgeting, investing and saving in my weekly newsletter and free download guide

WELCOME TO SIN CITY 🎉We finally arrived here on Monday and spent our first week celebrating the most perfect way to our ...
05/25/2026

WELCOME TO SIN CITY 🎉

We finally arrived here on Monday and spent our first week celebrating the most perfect way to our new home 💜

People ask us why we moved to Las Vegas... It's for retirement!

Am sharing deeper dives into how, why on real estate, taxes, lifestyle considerations and the emotional reasons behind it all 💜

In this next chapter, I'm focused on FREEDOM and JOY 💓

If you want to learn how we retired in our 40s, join my newsletter! Link in my bio or grab my book CRUSH YOUR MONEY GOALS available wherever books are sold 🎉

Community requires commitment 💜Morning opener of our summit was high energy and high vibes 💜If we missed tagging you, le...
05/23/2026

Community requires commitment 💜

Morning opener of our summit was high energy and high vibes 💜

If we missed tagging you, let us know! We miss you all already!

Address

Charlotte, NC
28201-28237, 28240-28247, 28250, 28253-28256, 28258, 28260-28262, 28265-28266, 2

Telephone

9805331112

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