08/19/2026
What Happens If Your Medicare Plan Changes Its Benefits?
Your Medicare plan can change its costs, coverage, benefits, provider network, and prescription drug coverage from one year to the next. That’s why it’s important not to automatically assume your current plan will remain the best fit.
Each fall, your plan sends an Annual Notice of Change (ANOC) explaining changes that will take effect in January. Take time to review:
• Monthly premiums and other costs
• Covered benefits and services
• Prescription drug coverage
• Doctors, hospitals, and pharmacies in the network
• Changes to copays, deductibles, or other out-of-pocket costs
If your plan no longer meets your needs, Open Enrollment runs October 15–December 7, giving you an opportunity to change your Medicare health or drug coverage for the following year.
Don’t wait until January to discover your benefits changed. Review your coverage now and make sure your plan still works for you.
📞 Need help understanding your Medicare options? Contact MedicareMisty for personalized guidance.