Marylou Berg

Marylou Berg Insurance Broker 👩🏻‍💻 Apex Insurance
✨Auto | Home | Life | Commercial✨
Real Estate 🏠 Park & Refer

🏨 If your house is damaged and unlivable, where would you stay?⠀That’s where Loss of Use coverage comes in — it helps pa...
08/15/2025

🏨 If your house is damaged and unlivable, where would you stay?
⠀
That’s where Loss of Use coverage comes in — it helps pay for:
✔️ Hotel or rental home
✔️ Meals
✔️ Extra transportation
⠀
Most people don’t even realize if it’s included in their policy… until they really need it.
⠀
Let’s check if your coverage is strong enough to keep you comfy (and caffeinated ☕️) while your home is being repaired.
📲 Call or text 719.464.8632
⠀

🔨 If your home is damaged and needs repairs, your standard policy covers rebuilding to what you had —but what if the cit...
08/13/2025

🔨 If your home is damaged and needs repairs, your standard policy covers rebuilding to what you had —
but what if the city now requires updated codes? 😬
⠀
That’s where Ordinance or Law coverage comes in. It helps cover the extra costs of bringing things up to current building codes.

Think:
📏 Electrical updates
🚪 Wider doorways
🪟 Safety requirements
⠀
Without it, you could be footing that bill yourself.
Let’s make sure your home isn’t stuck in 1995 👉 Text me at 719.464.8632
⠀

🚽 Backed up sewer? Overflowing sump pump? That’s a nightmare… but also a specific kind of coverage: Water Backup 💧⠀👉 It’...
08/11/2025

🚽 Backed up sewer? Overflowing sump pump? That’s a nightmare… but also a specific kind of coverage: Water Backup 💧
⠀
👉 It’s not flood insurance.
👉 It’s not part of your basic homeowners policy either.
⠀
This little add-on can save you thousands if water backs up into your home from a drain or sewer.
And yes, it’s pretty affordable to add 👌
⠀
Want to check if your policy includes it? Shoot me a text → 719.464.8632
⠀

You’re a responsible driver.But what if the person who hits you doesn’t have enough coverage? 😬⠀That’s where Uninsured/U...
08/08/2025

You’re a responsible driver.
But what if the person who hits you doesn’t have enough coverage? 😬
⠀
That’s where Uninsured/Underinsured Motorist Bodily Injury (UMBI) comes in.
It helps cover your medical bills if the other driver can’t.
⠀
👉 Even if they drive off.
👉 Even if they’re underinsured.
👉 Even if you’re a pedestrian.
⠀
It’s one of the most important protections on your policy. Let’s make sure you’ve got it.
📲 Text 719.464.8632
⠀

🚑 Ever seen Medical Payments on your auto policy and thought… what even is that?It’s like a mini health policy built rig...
08/06/2025

🚑 Ever seen Medical Payments on your auto policy and thought… what even is that?

It’s like a mini health policy built right into your car insurance.
⠀
If you’re hurt in an accident — whether you’re at fault or not — it can help pay for:
💉 ER visits
🩺 Doctor bills
🧾 Copays
⠀
It even applies if you’re riding in someone else’s car or hit as a pedestrian!
Crazy helpful, right? Let’s check if you have it ➡️ Text 719.464.8632
⠀

🧐 Ever wonder what your deductible actually means?It’s the amount you pay before your insurance kicks in after a claim.S...
08/04/2025

🧐 Ever wonder what your deductible actually means?
It’s the amount you pay before your insurance kicks in after a claim.
So if you’ve got a $1,000 deductible and damage costs $3,000 — your insurance covers the rest!
⠀
Choosing the right deductible can help balance your monthly cost vs your out-of-pocket risk 💸
⠀
Not sure what makes sense for you? Text me and we’ll figure it out 👉 719.464.8632
⠀

📣 Out of Office Alert 📣Hey friends! Just a heads up—I’ll be out of the office from Monday, August 4th through Sunday, Au...
08/04/2025

📣 Out of Office Alert 📣

Hey friends! Just a heads up—I’ll be out of the office from Monday, August 4th through Sunday, August 10th with limited access to phone and email.

If it’s urgent, please call the office at 303.284.8867. If it can wait, feel free to text, email or leave me a message and I’ll get back to you as soon as I return!

Thanks so much for your patience and understanding! 🧡

🛋️ Do you rent your home or apartment? If so, renters insurance is for YOU!Renters insurance covers:• 🔥 Damage from fire...
08/01/2025

🛋️ Do you rent your home or apartment? If so, renters insurance is for YOU!

Renters insurance covers:
• 🔥 Damage from fire or smoke
• 💧 Water damage from leaks
• 💻 Theft or vandalism
• 👨‍⚖️ Liability if someone gets hurt in your space

It’s super affordable and often required by landlords—but even if it’s not, it’s worth every penny.

Let’s get you protected today!
📞 Call/text me at 719.464.8632

🏡🚗 Should you bundle your home and auto insurance?✅ Pros:• Multi-policy discounts• One point of contact• Easier to manag...
07/30/2025

🏡🚗 Should you bundle your home and auto insurance?

✅ Pros:
• Multi-policy discounts
• One point of contact
• Easier to manage

⚠️ Potential Cons:
• Fewer carrier options
• Bundled price ≠ best individual price
• Coverage gaps if not reviewed properly

Bundling can save you money, but it’s not one-size-fits-all. I shop across multiple carriers to make sure you’re getting the best value—bundle or not.

📍Colorado
📞 Call/text me at 719.464.8632 for a no-pressure review!

🏕️ Hitting the road in your RV this summer? Don’t forget to pack the coverage!RV insurance isn’t just a luxury—it protec...
07/28/2025

🏕️ Hitting the road in your RV this summer? Don’t forget to pack the coverage!

RV insurance isn’t just a luxury—it protects your vehicle, your belongings, AND your adventure. Whether it’s motorized or towable, make sure your policy fits your lifestyle.

💡 Pro Tip: Standard auto policies may not fully cover your RV. Let’s make sure you’re fully protected before your next trip.

📍Licensed in Colorado
📞 Call or text me at 719.464.8632 to get a quick quote!

🙌 I love helping Colorado families protect what matters most—and if you’ve worked with me, you already know that.Now I w...
07/25/2025

🙌 I love helping Colorado families protect what matters most—and if you’ve worked with me, you already know that.

Now I want to help your friends, too.
If you send someone my way who could use help with home, auto, or life insurance, just have them mention your name when they call for a quote.

✅ It’s quick.
✅ It’s easy.
✅ And it helps me keep serving this amazing community.

📞 Call/text anytime at 719.464.8632 or tag a friend below!

🏠 If you own a home in Colorado, protecting your investment is a no-brainer… but what about the people inside?Pairing yo...
07/23/2025

🏠 If you own a home in Colorado, protecting your investment is a no-brainer… but what about the people inside?

Pairing your home policy with the right life insurance means you’re protecting your house and the people who call it home.

Many homeowners are surprised at how affordable life coverage can be—and how much peace of mind it brings.

📲 Call/text me at 719.464.8632 to review your options in under 10 minutes.

Address

Colorado Springs, CO

Telephone

+17194648632

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