Marylou Berg

Insurance Broker 👩🏻‍💻 Apex Insurance
✨Auto | Home | Life | Commercial✨
Real Estate 🏠 Park & Refer

07/21/2025

🚗 Colorado drivers—when was the last time you reviewed your auto limits?

Minimum coverage may be legal, but it’s often not enough to protect your assets if something serious happens. Many Coloradans are underinsured and don’t even realize it.

Let’s do a quick review together. It’s free, no pressure, and could save you from major financial stress down the road.

📞 Call or text me at 719.464.8632 to make sure you’re fully protected.

07/19/2025

🔥 Restaurant and food truck owners—are you fully covered?

Between kitchen fires, spoiled inventory, and slip-and-fall claims, the food industry comes with high risk—and high reward when protected properly.

🔍 Let’s talk about:
• General Liability
• Business Interruption
• Equipment Breakdown
• Liquor Liability (if applicable)

📲 Message me “MENU” for a quick coverage check!

07/17/2025

🛠️ If you build it, you should also protect it.

Contractors face unique risks every day—from job site injuries to stolen tools or unfinished work due to sudden events.

Whether you’re a general contractor, electrician, or roofer, the right commercial insurance policy matters.

📋 Coverage options may include:
• General Liability
• Tools & Equipment
• Workers’ Comp
• Builder’s Risk

⚡ DM “BUILD” if you want to make sure your policy is working as hard as you are.

07/15/2025

🛍️ Own a shop? Whether you sell handmade jewelry, designer clothing, or home décor, your storefront carries more than just products—it carries risk.

From customer injuries to theft or water damage, a solid commercial policy can help protect the business you’ve built.

💡 Curious if your current coverage is up to date? Let’s review your policy together.

👉 Drop a comment or DM me “RETAIL” to learn more.

07/12/2025

🔍 Realtors & Lenders — Is Your E&O Coverage Up to Date?

In real estate and lending, even the smallest mistake or misunderstanding can turn into a costly lawsuit. That’s why Errors & Omissions (E&O) Insurance is a must-have — not just a nice-to-have.

💼 Missed disclosure?
📄 Contract error?
📉 Unhappy client after a deal falls through?

E&O helps protect your reputation and your wallet when things don’t go as planned — even if it wasn’t your fault.

As an independent broker here in Colorado Springs, I work with top carriers to help real estate pros and loan officers stay protected with the right coverage at the right price.

📲 Let’s connect and make sure your policy has you covered before your next transaction. DM me or text me at 719.464.8632 to get started.

07/11/2025

📦🚚 On the Move for Business? Don’t Skip This Coverage!

Whether you’re delivering goods, driving between job sites, or transporting clients—your business vehicle needs more than personal auto insurance.

Here’s who needs Commercial Auto Insurance:
✔️ Contractors & tradespeople (plumbers, electricians, landscapers)
✔️ Delivery drivers (local courier, catering, meal services)
✔️ Real estate agents
✔️ Mobile businesses (cleaners, groomers, notaries)
✔️ Anyone using their vehicle for work

🚫 Personal auto policies often don’t cover accidents that happen while driving for business—and that could leave you exposed to major liability.

✅ I work with multiple carriers to find affordable, customized coverage that keeps you and your business protected.

📲 DM me today for a quick commercial auto quote — or tag a business owner who needs this!

07/08/2025

🏠 Have you updated your home recently?

Even small upgrades—like a new roof, solar panels, or turning a spare room into a home office—can impact your homeowners insurance.

🔍 Why it matters:
• You might be underinsured if your coverage hasn’t been updated.
• Some upgrades could actually lower your premium (like a new roof or security system).
• If you’ve added value, it’s worth making sure your policy reflects that.

I offer quick, no-pressure reviews to help you stay protected and potentially save money.

📩 Message me if you’d like me to take a look—or text me at 719.464.8632 to schedule a review.

06/26/2025

Draft night is all about picking the right future.🏀
Same goes for your auto insurance!🚗

You don’t want to end up like a team with a busted pick — overpaying, undercovered, and stuck with regrets. 😬

With the right coverage, you’re the GM of your financial protection — and I’m here to coach you through it.

Let’s review your policy — make sure your coverage is a No. 1 pick.
📲 Text me anytime-719.464.8632

06/24/2025

Hey friends! 👋

You know I’m not just here slingin’ quotes — I’m helping families protect their homes, cars, lives, and peace of mind… with a little ✨sass and a lot of heart✨.

If you:
💬 Bought a new car
🏡 Moved into a new place
👶 Started a family
💸 Just want to see if you can save some money on insurance…

I’m your girl! 💁‍♀️

Seriously, I’d love to help you or someone you know get covered without the stress (or the boring talk 😴).

💌 Slide into my DMs
📱 Text me at 719.464.8632
Or just tag someone below who needs an insurance BFF 👇

Thanks for always supporting me — it means everything 💛

06/15/2025

👔 Happy Father’s Day to all the incredible dads out there!

Today is all about celebrating YOU — the protectors, the providers, the coaches, the bedtime-story readers, and everything in between.

As you enjoy your day, it’s a perfect time to think about the legacy you’re building. Life insurance isn’t just about policies — it’s about peace of mind for your family if the unexpected happens. 💙

✅ It’s more affordable than you think.
✅ It’s easier to get started than ever.
✅ It’s one of the most powerful ways to protect your family’s future.

Whether you’re a new dad or a seasoned pro, now is the time to make sure your loved ones are covered.

📲 Message me today — let’s talk about protecting what matters most.

– Marylou Berg | Apex Insurance
☎️ 719-464-8632
Your go-to for life insurance made simple.

05/06/2025

This is a question that I get asked often.. so what happens to your premiums following an accident?

Let’s break it down:

After filing an auto claim, whether big or small, your insurance premiums may increase as a result. Insurance companies often view claims as an indicator of higher risk, which can lead to adjustments in your rates. However, the extent of the increase depends on various factors, such as your claims history, the severity of the claim, and your insurance provider’s policies. Some insurers offer accident forgiveness programs that may prevent your first claim from impacting your premium.

It’s always best to review your specific policy details and consult with your insurance agent for personalized guidance! 🚗💼✨

04/30/2025

🌟 Attention Contractors, Landscapers, and Construction Companies! 🌟

Are you confident that your current commercial auto coverage has you fully protected? 🛡️

Driving is a critical part of your business, whether you're transporting equipment, materials, or crew. But is your insurance keeping up with your needs? Here are some key reasons to review your coverage:

🔨 Protect Your Assets: Ensure you're covered for damages to your vehicles and equipment.

🌱 Liability Coverage: Accidents happen! Be prepared with liability coverage that safeguards your business from unexpected costs.

🚧 Custom Solutions: Every business is unique. Get a tailored insurance plan that fits your specific operations and risks.

Taking the time to review your commercial auto coverage can save you money and headaches down the road.

💬 I’m here to help! Message me today for a personalized consultation and let’s make sure your business is fully protected!

Address

Colorado Springs, CO

Telephone

+17194648632

Website

https://plan4life.org/home

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