Elys Gore-Real Estate

12/21/2025

12/21/2025

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12/20/2025

Listing of the day 🏡
6 bed 🛌 9 bath 🛀 11878 sqft 🏠
Listed at $4,990,000 💰
Features include 5.25 Acres 🌳 Basketball court 🏀 5 car garage 🚘
Lets get you pre-approved 🏦
Call today to schedule a tour ☎️
Colorado Springs Colorado

Zillow link below ⬇️

https://www.zillow.com/homedetails/4990-Old-Stagecoach-Rd-Colorado-Springs-CO-80908/319910076_zpid/?utm_campaign=iosappmessage&utm_medium=referral&utm_source=txtshare

12/17/2025

Everyone's waiting for the perfect time to buy. Spoiler: It doesn't exist. And the wait is costing you.

Scenario 1: You wait for lower rates
Rates drop from 7% to 5.5% (your dream!)

What actually happens:

Every other buyer floods the market
That $450k house now has 8 offers
Seller gets $485k after bidding war
You're competing with 7 other buyers
You lost the house AND paid more

Your "savings" from lower rates?
Eaten by the $35k price increase.

Scenario 2: Rates stay high
You buy now at 7% on a $450k house

What actually happens:

Monthly payment: $2,995
You have negotiating power (less competition)
Seller accepts $440k (market's slower)
You close without drama

When rates drop in 2 years:

You refinance to 5.5%
New payment: $2,497
You saved $498/month
AND you bought at lower price
AND you have 2 years of equity

The math nobody's doing:

Rent: $2,200/month × 24 months = $52,800 (gone forever)

House appreciates 3%/year = $27,540 (you missed)

Equity from payments = $18,000 (you missed)

Total cost of waiting: $98,340

Buying now scenario:

Higher payment for 24 months = extra $9,000
Then refinance and save
But you gained $27,540 in appreciation
Plus $18,000 in equity
Net gain: $36,540

Waiting cost you $134,880.

The truth about timing the market:

Best case: You wait, rates drop, you save some money on interest

Likely case: You wait, rates drop, prices spike, you pay more overall

Worst case: You wait years, miss equity gains, pay $100k+ in rent

Actual best case: Buy when you're ready, refinance when rates drop

You can refinance your rate.
You can't refinance your purchase price.
Or the equity you missed.
Or the rent you paid.

The "perfect time" is a myth.

12/17/2025

3bed 2 bath 🏠 Pueblo Colorado home 🏠
Call today or text for a tour or info !🏡💕🎉

This 3476 square feet Single Family home has 3 bedrooms and 2 bathrooms. It is located at 228 E Arvada Dr, Pueblo West, CO.

12/17/2025

12/17/2025

Check out this lovely home in Colorado Springs with horse land 🐎 a pond 🦆 cozy 🏠

This 1968 square feet Single Family home has 3 bedrooms and 3 bathrooms. It is located at 8115 Mustang Rd, Colorado Springs, CO.

12/16/2025

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12/16/2025

12/12/2025

12/07/2025