Luis Martinez So Cal Realtor

11/21/2025

Most Experts Are Not Worried About a Recession

Most Americans think a recession is coming. But most experts don’t.

So, you don’t necessarily have to put your moving plans on hold. If your finances are solid, your job is stable, and you have a real need to move, you can still make it happen.

What’s holding you back from making your next move? Let’s talk it over.

Homebuyers are watching the economy closely, and for good reason.

11/19/2025

Home Affordability Hits 2.5 Year High

Affordability is the best it's been in over 2.5 years. Ready to see what’s possible now? Let’s re-run your numbers together.

11/19/2025

Let's get ready to sell some more Homes!!

11/18/2025

The Housing Market Is Turning a Corner Going into 2026

After several slower-than-normal years, the market is finally starting to turn a corner. Declining mortgage rates, more listings, and growing buyer activity all point to a market gaining real traction.

Let’s connect to talk about what’s happening in our local market and how you can make the most of it in 2026.

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market.

11/17/2025

Would you let $80 hold you back from buying a home?

Because that’s about all you’ll save per month if mortgage rates drop from where they’ve been lately to 5.99%. Of course, that’ll give or take a bit based on your price point and the rate your lender quotes you.

Rates have already come down enough to save buyers almost $400 a month compared to what they would have spent on a typical home earlier this spring. So, waiting for that last tiny dip could mean missing your shot.

Because when rates do fall below 6%, mindsets will shift, and more buyers will get back in the market.

That’ll create more competition for you. And it may drive prices high enough to cancel out the savings you’re waiting for.

So, is $80 a month really worth the wait?

Let’s run the numbers for your price point in our market, so you can see exactly what you’re working with. The difference may not be as much as you think.

11/16/2025

You’ve probably noticed more new homes popping up lately. And maybe you’ve even wondered if builders are overdoing it.

But here’s why you don't need to worry about that.

The truth is, even though we have been building more lately, data shows builders are already pulling back.

Permits to start construction on additional new single-family homes have fallen for eight straight months.

And when you look at the regional data, you’ll see permits are down in almost every part of the country.

That means builders are paying attention to the economy and demand and being intentional right now. And that’s just one reason we’re not going to overbuild nationally.

Of course, inventory is going to vary by area. So, let’s talk if you want to know what builders are working on here.

Does that surprise you after all the online chatter about “too much building”? Drop a comment below.

11/14/2025

Would You Let $80 a Month Hold You Back from Buying a Home?

You don’t have to wait for 5.99%. You have the chance to move (and save) right now. So, ask yourself: Would you let $80 hold you back from buying a home?

If you find a home you love and the math makes sense, getting ahead may be the best strategy. Let’s run your numbers so you can see what you’re working with in our market.

A lot of buyers are stuck in “wait and see” mode right now.

11/12/2025

7 in 10 Veterans aren't aware they may be able to buy a home with no down payment.

That’s one of the biggest advantages of the VA home loan, and it’s still available right now. It may just take more time for it to process due to the government shutdown.

If you’ve served, you’ve earned this benefit. It’s time to make sure you’re getting everything you qualify for.

Want to find out what’s possible? Talk to a trusted lender.

11/11/2025

Consider Fixer Uppers

Trying to break into the market without breaking the bank? The list price for fixer uppers is about 54% lower. Let’s connect and see if a house with potential could be your way in.

11/11/2025

Casas Nuevas 2025 precios empiezan en $454,019, Interest fijo x 30 años 3.99% de 3-4 Recamaras, 2-3 baños NO HOA, $ 7,500 para tus closing costs, Garage doble, Preciosa Mastersuite con closet grandes, Estufa, Refri, Lavadora de Platos, Microwave, Lavadora, Secadora incluidos. Contactanos para mas informacion.

11/10/2025

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

If you’re a Veteran, a VA home loan is one of the most valuable benefits you’ve earned through your service. It offers options for no down payment, limited closing costs, and more.

Want to learn more? Talk to a lender so you can take full advantage of the benefits you’ve earned.

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there.