Nicole Baez

Nicole Baez ✨️ Nikki Knows Home Loans✨️
Loan Consultant | NMLS #2723329 | Texas
Helping buyers get mortgage-ready, pre-approved, and confident before they shop!

Texas Home Loans |

Come see Sarah Jimenez and myself at our open house for this beautiful home in Allen, Texas.  🏡 OPEN HOUSE — COME TAKE A...
09/11/2026

Come see Sarah Jimenez and myself at our open house for this beautiful home in Allen, Texas. 🏡 OPEN HOUSE — COME TAKE A LOOK! 🏡

If you’ve been waiting for the right home in Allen, TX, this one deserves a spot on your list!

📍 812 Cascades Drive, Allen, TX
✨ 4 Bedrooms | 2.5 Bathrooms | Flexible Floor Plan | Move-In Ready

This home offers plenty of room to live, work, gather, and grow. The flexible layout includes a formal office, additional flex space, dining nook, large upstairs loft, and a backyard with plenty of room for entertaining. Plus, it has updates including new carpet, fresh interior paint, a new neutral backsplash, and a new backyard sod.

👋 Come see it in person at the OPEN HOUSE!
Walk through the home, picture yourself living here, and bring your home-financing questions with you. I’ll be there to help you understand your options, talk through estimated payments, and help you figure out what your next step could look like.

Already have a lender? No problem—come see the house!
Haven’t been pre-approved yet? Come talk to me. That’s exactly what I’m there for. 💛

📲 Nicole “Nikki” Baez | Loan Officer
📞 717-271-8999
📧 [email protected]
NMLS #2723329 | Guild Mortgage

🔑 Let’s Get You Home.

🚨 ATTENTION FUTURE HOMEOWNERS 🚨I'm looking for 20 people who are interested in buying a home but feel confused about the...
09/09/2026

🚨 ATTENTION FUTURE HOMEOWNERS 🚨

I'm looking for 20 people who are interested in buying a home but feel confused about the process.

If that's you, don't worry. Most buyers start exactly where you are today.

As a Loan Officer with Guild Mortgage, I'll help you:

✅ Understand your credit and buying power ✅ Get pre-approved ✅ Explore loan options ✅ Create a customized homebuying plan ✅ Work toward moving into your new home before Christmas 🎄

The first step is easier than you think.

👉 Ready to see what homeownership could look like for you? Comment "READY" below or send me a direct message today!

🏡 REALTORS — LET’S WIN TOGETHER! 🤝A great lender doesn’t just approve loans — they help you build your business, strengt...
09/08/2026

🏡 REALTORS — LET’S WIN TOGETHER! 🤝

A great lender doesn’t just approve loans — they help you build your business, strengthen your offers, protect your relationships, and create clients who want to refer you again and again.

When you partner with me, you can expect:

⚡ Fast, clear communication — you won’t be left wondering where we stand.
🏡 Reliable pre-approvals that help your buyers shop with confidence.
💡 Creative loan solutions — I’m willing to think outside the box when the easy answer is “no.”
📲 Proactive updates so you’re not chasing me for answers.
🔑 A wide variety of loan programs to help you serve more buyers.
🤝 Smooth transactions with a focus on getting us from contract to closing.
📈 Education & support to help you stay informed and grow your business.
❤️ A true partnership — your clients are treated like family, and your reputation matters to me.

My goal isn’t to close one transaction with you. I want to become the lender you feel confident calling when you have a buyer who needs answers, options, or simply someone who will go the extra mile.

Realtors, let’s connect. I’d love the opportunity to earn your trust and become part of your team. 💛

📱 Nikki Baez | Guild Mortgage
📞 717-271-8999
📧 [email protected]
🌐 guildmortgage.com/nicolebaez
NMLS #2723329

🏠 Nikki Knows Home Loans
✨ Let’s Get You Home!

🏡🇺🇸 LABOR DAY WEEKEND = OPEN HOUSE WEEKEND! 🇺🇸🏡If you’re spending the long weekend touring homes, scrolling listings, or...
09/04/2026

🏡🇺🇸 LABOR DAY WEEKEND = OPEN HOUSE WEEKEND! 🇺🇸🏡
If you’re spending the long weekend touring homes, scrolling listings, or thinking, “Could this finally be the time?” — don’t forget one of the most important pieces: your pre-approval!
You don’t want to fall in love with a house and THEN start figuring out financing. ❤️🏠
I’m available this Labor Day weekend to help you: ✨ Understand what you may qualify for
✨ Compare loan options
✨ Get your pre-approval ready
✨ Know your estimated payment & cash needed
✨ Be prepared to make an offer when you find THE ONE
Whether you’re a first-time buyer, repeat buyer, veteran, investor, or simply curious about what homeownership could look like for you, reach out. Sometimes it really does start with one conversation.
📲 Nikki Baez | Guild Mortgage
📞 717-271-8999
📧 [email protected]
🌐 guildmortgage.com/nicolebaez
NMLS #2723329
🏡 See the house. Love the house. Be ready for the house.
Let’s Get You Home! ❤️

Had such a great time connecting with everyone at yesterday's ribbon cutting ceremony with the Wylie Area Chamber of Com...
09/04/2026

Had such a great time connecting with everyone at yesterday's ribbon cutting ceremony with the Wylie Area Chamber of Commerce and M&D Real Estate.

A huge thank you to everyone who organized and hosted the event. I truly appreciate the opportunity to meet new faces, make new connections, and learn more about the amazing businesses and professionals becoming part of our community.

One of the things I’ve grown to love most about this community is the people. 💛 There’s something pretty special about a place where strangers can so quickly start to feel like friends—and before you know it, like family.

I’m also incredibly thankful that God has given me the drive and determination to keep going after the things that sometimes feel scary or uncomfortable. Walking into a room where you don’t know everyone, introducing yourself, putting yourself out there—it isn’t always easy. But I’m learning that some of the best relationships and opportunities are waiting for us on the other side of uncomfortable. 🙏

I’m so excited to welcome you to the community and see everything you bring to it! I’m looking forward to staying connected, supporting one another, and hopefully finding opportunities to work together in the future.

One of my favorite parts of what I do is building genuine relationships—not just exchanging business cards. Here’s to new connections, new friendships, new opportunities, and continuing to grow together. 🥂💛

🏡 REAL ESTATE INVESTORS — YOUR NEXT PROPERTY MAY BE CLOSER THAN YOU THINK! 🔑If traditional financing has been slowing do...
09/04/2026

🏡 REAL ESTATE INVESTORS — YOUR NEXT PROPERTY MAY BE CLOSER THAN YOU THINK! 🔑

If traditional financing has been slowing down your investment goals, a DSCR loan may be worth exploring.

With DSCR financing, qualification focuses primarily on the income potential of the investment property rather than your personal income. That can make it a powerful option for:

🏠 Buy & hold investors
📈 Investors growing their rental portfolios
💼 Self-employed borrowers
🔑 Short-term rental investors
🏘️ Realtors investing in their own properties
💰 Anyone looking to build long-term wealth through real estate

Why investors love DSCR loans:
✔️ No traditional personal income verification
✔️ No W-2s or paystubs required
✔️ No personal tax returns required
✔️ Qualification based on the property's rental income/DSCR
✔️ Available for qualifying investment properties
✔️ Great option for building or expanding a portfolio

Don’t wait until you find the perfect investment property to figure out your financing. Knowing what you qualify for NOW can put you in a much stronger position when the right opportunity hits.

📲 Ready to talk investment strategy? Let’s see what your options look like.

Nikki Baez | Mortgage Loan Originator
📞 717-271-8999
📧 [email protected]
🌐 guildmortgage.com/nicolebaez
NMLS #2723329

💛 Invest smarter. Build your portfolio. Create long-term wealth.

🔑 HOME BUYING 101DO'S & DON'TS OF BUYING A HOME✅ DO:✔ Get Pre-Approved Before Shopping✔ Keep Paying Bills On Time✔ Save ...
09/01/2026

🔑 HOME BUYING 101
DO'S & DON'TS OF BUYING A HOME
✅ DO:

✔ Get Pre-Approved Before Shopping
✔ Keep Paying Bills On Time
✔ Save Your Pay Stubs & Bank Statements
✔ Maintain Consistent Employment
✔ Ask Questions During The Process
✔ Let Your Loan Officer Know About Any Changes

❌ DON'T:

✘ Open New Credit Cards
✘ Finance Furniture, Appliances, or Vehicles
✘ Make Large Unexplained Deposits
✘ Change Jobs Without Consulting Your Lender
✘ Co-Sign For Someone Else
✘ Miss Any Loan Payments

Ready To Start Your Homeownership Journey?
Getting pre-approved is the first step toward finding your dream home.

📞 Nicole Baez
Loan Officer | Guild Mortgage
📱 717-271-8999
📧 [email protected]
🌐 guildmortgage.com/nicolebaez
Apply Today & Buy With Confidence.

🏡 Could Refinancing Help You Reach Your Financial Goals?Many homeowners assume refinancing isn't worth exploring, but de...
09/01/2026

🏡 Could Refinancing Help You Reach Your Financial Goals?

Many homeowners assume refinancing isn't worth exploring, but depending on your situation, it could help you:

✅ Lower your monthly mortgage payment
✅ Reduce your interest rate
✅ Consolidate high-interest debt
✅ Access cash for home improvements
✅ Build equity faster with a shorter loan term

Even if you've been told "now isn't the right time," your home equity and financial situation may create opportunities worth discussing.

Let's review your mortgage together and see if refinancing makes sense for you. There is absolutely no obligation, just honest guidance.

📞 Call or Text: 717-271-8999
📧 Email: [email protected]
💻 Apply Online: guildmortgage.com/nicolebaez

Address

Dallas, TX
75287

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