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Duncan Kinyanjui - Licensed DFW Realtor, Dallas, TX (2025)

04/03/2024

What if I told you yesterday's price can in fact be today's price?

If you didn't know about this already, let me introduce you to a neat investing strategy:

Assumable mortgage/FHA loans.

Picture this: After you have finally found a home you would like to purchase, you step into the seller's existing FHA loan instead of securing a new mortgage with possibly higher rates.

Yes, you literally take over their loan terms, interest rate, repayment period & other terms included.

It's like finding a shortcut in a maze. The catch? The property must be under an assumable FHA loan, and you'll need to qualify under the lender's criteria, just as you would for a new loan.

By assuming an FHA loan, you not only potentially save on interest rates and avoid some closing costs, but you also keep the original loan's amortization schedule- meaning the process of writing off the initial cost of the house is shortened. This could also mean stepping into a scenario where equity builds faster than it might with a brand-new loan, especially in a rising interest rate environment.

The path to real estate investment is filled with hidden gems and shortcuts that many overlook just like this one. Whether you decide to consult with a professional like me or carve your path solo, knowledge like this is your compass.

Remember, the real estate market is vast and filled with opportunities – it's all about having the right tools to navigate it. As always, I'm here as a resource to make your investing process both smoother & educational. I am on a mission to make you a smarter buyer, seller and/or investor!

Let me know in the comments, have you used this strategy before?

Comment "strategy" to learn more about it.

03/13/2024

Ever wondered why some investors seem to always land on their feet, no matter the market conditions?

Here is one of their resilient investment go-to,s: Healthcare REITs.

In the sprawling universe of REITs, healthcare ones are not just surviving; they're thriving.

Why, though?

Let's unpack this together:

1. Demographic Tailwinds: As our population ages and demands more healthcare services, the real estate powering these services isn't just necessary; it's gold. This means a steady, unwavering demand for healthcare-related real estate.

2. Built for the Storms: When the economy takes a dive, healthcare stands strong. Its essential nature shields it from the harsh impacts felt by other sectors, offering a stability we all crave in rocky times.

3. A Buffet of Opportunities: With assets ranging from hospitals to research centers, investing in healthcare REITs is like getting a VIP pass to a diverse portfolio, reducing risks and opening up numerous avenues for growth.

4. The Dividend Attraction: Historically, these REITs don't just pay; they pay well. For those looking to grow their income, healthcare REITs have been a go-to.

Navigating the REIT landscape, lucrative as it may be, can get complex. If you want to build sustainable wealth that stands the test of time, you will need to make some smart investment moves. This is why It's important to source informed guidance to make informed decisions. With custom strategies and insider insights you can ease your way into securing your investments.

My clients' successes are the best stories I tell. They haven’t just reached their goals; they’ve soared beyond them, enriching their portfolios and securing wealth that endures market cycles.

Curious about how healthcare REITs can transform your portfolio? Message me and we can talk about your next steps. Your next investment could be the game-changer you've been looking for!

03/01/2024

Ever thought you could profit from real estate without ever touching a key or fixing a leak?

That’s the magic of Real Estate Investment Trusts (REITs)!

Imagine diving into real estate investment minus the headaches of property management. With REITs, you’re essentially letting your money work in places you've never had to visit, managed by experts who handle all the heavy lifting.

But what’s the catch?

Well, you're investing in a company that owns and operates real estate, earning dividends from their success. It's teamwork with a twist: they manage, you profit.

Yet, as with any investment, it’s not all smooth sailing.

Here’s a quick rundown of what to watch out for:

Pros:
-Say goodbye to landlord woes.
-Enjoy potential high dividends.
-Relish in a safer investment avenue.
-Access the real estate market without the hefty upfront costs.

Cons:
-Lack of diversification could mean risk. -Economic shifts, like fluctuating interest rates, can impact your investment.

Curious to dive deeper and tailor an investment strategy that fits your portfolio? Let’s demystify REITs together and explore how they can fit into your wealth-building plan.

Ready to talk about it? Drop me a message, and we can turn that key to the door of your real estate investment potential, no property purchase required.

What’s your take on REITs? Already in your portfolio, considering them, or curious to learn more? Let me know your thoughts.

02/21/2024

My artistic background in fashion and design is my secret weapon in real estate consulting.

I know...how are these connected?

Well, here's the thing about real estate investing. You have to be creative in your thinking. Seeing something beyond it's current physical state.

It doesn't have to be complicated.

Granted, it takes right timing, a well thought out plan to find the diamond in the rough that fits you as an investor. However, if you have the vision to turn nothing into something, then the possibilities are endless.

Take for instance, you're a first time homeowner and would like to invest in a second property but don't know where to start. How can we get the current property to work for you?

Here are some ways just at the top of my head:

1. Get a Home Equity Line of Credit (HELOC)

or

2. Get a home equity loan

Or maybe you want your first home to also be an investment?

3. Have you looked into investing in a duplex as a first time homeowner and renting out the other half?

There's different ways to skin a cat but finding what works for you is where the fun begins!

The mark of a great investor is being able to find the center point where flexibility and innovative thinking can turn apparent obstacles into stepping stones to success!

Navigating the real estate market requires a blend of creativity, strategic thinking, and the courage to explore uncharted territories.

I'm looking into doing different posts on these options and more, but for now, I'd love to know where you are in your real estate investing journey.

What has your experience been?

Feel free to message me to book a 1:1 personalized strategy session on how to go about real estate investing.

Have you tried one of these?

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