Mindy Charski: Business Journalist, Content Writer, and Ghostwriter

06/17/2022

Tips for Buying a New Car in Today's Market

Buying a new car today is not easy and not fun. I offer tips in my latest piece for NextAvenue:

With supplies low and demand high, dealers have more leverage and buyers must work harder

04/01/2022

The future of workplace flexibility

What does the future of workplace flexibility look like for community banks? I explore the issue in my latest piece for the ICBA's Independent Banker magazine: https://independentbanker.org/2022/04/the-future-of-workplace-flexibility/

The pandemic forced the issue of remote and hybrid working for many employees, but it wasn’t a flash in the pan. Though challenges remain, many companies are now looking to accommodate employees’ refreshed expectations. We asked community banks how they’re dealing with the resulting shifts in ...

03/05/2022

What to Know About Starting a Consultancy

The Basics of Starting a Consulting Business: It's my latest piece for First Citizens Bank.

https://www.firstcitizens.com/small-business/insights/starting-a-business/basics-of-starting-consulting-business

Choosing your specialization, target audience and business structure are three of the first steps toward starting a consulting business.

02/28/2022

How saving when you're young impacts your overall wealth

In my latest piece for Stacker Studio, I explore how saving when you're young can impact your overall wealth: https://stacker.com/stories/31224/how-saving-when-youre-young-impacts-your-overall-wealth

Using data from GoHenry, we detail how you can grow wealth over time by saving as little as $1 a day starting at the age of 5.

02/01/2022

Community banks are thriving in Texas

This Texas-based writer doesn't get to write about Texans very often, so working on a cover story about community banks in the state was a delight: https://independentbanker.org/2022/02/community-banks-are-thriving-in-texas/

With the record growth of San Antonio, Houston and Austin, southern Texas is becoming a hub for business. Here’s how four community banks are thriving in this environment.

01/11/2022

How the changing workplace could reshape American health care

I spotlight some ways the changing workplace could reshape American health care in my latest piece for Stacker Studio: https://stacker.com/stories/25513/how-changing-workplace-could-reshape-american-health-care

Sidecar Health used news sources and research reports to compile a list of how the changing workplace in the United States could impact the health care system.

11/02/2021

Countries with the lowest income inequality

Income inequality is a global problem but some societies are more equal than others. I spotlight 30 countries with the lowest income inequality in my latest piece for Stacker: https://stacker.com/stories/22642/countries-lowest-income-inequality

Stacker spotlights 30 countries with the lowest income inequality based on data from the World Inequality Database and explores contributing factors.

09/10/2021

7 Ways to Protect Your Financial Data

Here are 7 tips for boosting your financial safety. It's my latest for First Citizens Bank: https://www.firstcitizens.com/personal/insights/security/tips-for-boosting-financial-safety

Take these simple steps to avoid the financial frustrations that fraudsters can cause.

06/27/2021

Stay or Switch Jobs? What to Consider

Is job hopping good or bad? I explore the considerations in my latest piece for First Citizens Bank: https://www.firstcitizens.com/personal/insights/career/is-job-hopping-good-or-bad-financially

Job hopping could be a lucrative option, but there may be downsides to keep in mind.

06/14/2021

Business Budget Planning During a Pandemic

Business budget planning for 2021 involves some unique considerations, which I address in my latest piece for First Citizens Bank:
https://www.firstcitizens.com/small-business/insights/planning/business-budget-planning

It's difficult to plan your business budget when you face so many unknowns.

06/02/2021

Preparing Your Business for Hurricane Season

Hurricane season has arrived. Here are steps businesses can take to weather a storm and the costly damage left behind. It’s my latest for First Citizens Bank: https://www.firstcitizens.com/commercial/insights/operations/hurricane-preparedness-list

Keeping your operations resilient and your risks mitigated takes planning.

04/23/2021

How to Hold a Yard Sale in the Pandemic Safely — or Go to One

Wondering how to hold or attend a safely these days? Check out my story for Next Avenue:

Raking in cash or scouring for bargains has become fun again

03/29/2021

How to Create an Employment Sick Leave Policy

Developing an Appropriate Sick Leave Policy for Your Business; it’s my latest for First Citizens Bank:

A generous plan can boost more than just good health.

01/28/2021

IRA Withdrawal Rules You Need to Know

Traditional IRA Withdrawal Rules You Need to Know; it’s my latest for First Citizens Bank:

If your early IRA distributions aren't permitted, you could be penalized.

01/26/2021

Mindy Charski: Business Journalist, Content Writer, and Ghostwriter updated their info in the about section.

Mindy Charski: Business Journalist, Content Writer, and Ghostwriter updated their info in the about section.

12/16/2020

How to Choose Between a Roth IRA or 401(k)

Understanding the Difference Between a Roth IRA and a 401(k); it's my latest for First Citizens Bank:

Roth IRAs and 401(k)s can both be great accounts for growing your retirement savings.

11/09/2020

Choosing the Right Types of Payment Methods for Your Business

6 Types Of Payment Methods Your Business Should Consider; it’s my latest post for First Citizens Bank:

You don't want to lose a sale because your payment options aren't convenient.

09/21/2020

Fund Your Education With Grants

College Grants Can Make Higher Education More Affordable; it’s my latest piece for First Citizens Bank:

Grants can be useful to add to the college funding mix.

08/24/2020

Working Parents Are at Their Wits' End with Virtual Schooling. Can Private 'Learning Pods' and $25-per-Hour Tutors Help?

Working Parents Are at Their Wits' End with Virtual Schooling. Can Private 'Learning Pods' and $25-per-Hour Tutors Help? It's my latest story for MONEY:

“It gives me peace of mind."

08/12/2020

How your food consumption impacts the global environment

Have you considered how food production and consumption impact the global environment? I share the many ways in my latest piece for Stacker:

Stacker used news reports, studies, and blog posts from environmental organizations to compile a list of ways food production and consumption impact the environment.

06/24/2020

Highest rate of unemployment ever recorded in your state

I explored the highest rate of unemployment ever recorded for every state and the reasons behind the devastation in this story for Stacker. Forty-three states hit their highs in April 2020, a distressing testament to the damage Covid-19 has done to workers.

Stacker compiled a list of the highest recorded unemployment rate since 1976 in every state using seasonally adjusted April 2020 data released by the Bureau of Labor Statistics in May 2020.

05/16/2020

Activities making a comeback during social distancing

Are you participating in any of these activities that are making a comeback during social distancing? It's my latest piece for Stacker:

Stacker used news reports, consumer studies, purchasing data, and social media to compile a list of 30 activities that are gaining mainstream popularity during the COVID-19 pandemic.

05/06/2020

30 fun ways to stay connected through video calls

30 fun ways to stay connected through video calls--it's my latest piece for Stacker. Hope you find it helpful!

Stacker scoured news reports and social media to compile a list of 30 amusing activities, effects, and games that can help people keep in touch over video chat apps.

04/13/2020

Taking College Courses in High School Is Supposed to Save You Money. Here's How Dual Enrollment Classes Really Work

Curious about dual enrollment courses? I was as well. My first piece for MONEY explores a central question about taking college courses in high school.

Here's a guide for high schoolers and their parents.

01/07/2020

Home Renovation Resistance

Embracing Home Renovations When You’re Resistant to Change—I’m excited to say it’s my first piece for Next Avenue:

And how to overcome it.

12/30/2019

Best small towns for retirees in America

Best Small Towns for Retirees in America; it's my second piece for Stacker:

Stacker referenced Niche’s Best Places to Retire study to find America’s 50 small towns that may interest retirees looking to move. For each town, Stacker has included the community’s resident population along with figures for median home value, median rent, and median household income. The sl...

11/22/2019

Fastest-growing jobs from the last 10 years | Stacker

Fastest-growing jobs from the last 10 years--it's my first piece for Stacker:

Using 2009 and 2018 occupational data from the U.S. Bureau of Labor Statistics, Stacker compiled a list of 50 jobs that grew the most in the last 10 years. The jobs are ranked by their 10-year employment change.

08/14/2019

Help! I'm a Black Thumb and I Bought a House With High-Maintenance Plants

Help! I'm a Black Thumb and I Bought a House With High-Maintenance Plants; my second story for Realtor.com:

Outdoor spaces that are accustomed to being well-maintained can overwhelm gardening rookies. Here's how to keep your little patch of the Earth thriving.

08/09/2019

Pruning Your Trees Can Save You Cash—Here's How

Pruning Your Trees Can Save You Cash—Here's How. It's my first piece for Realtor.com:

Doing routine maintenance like selectively thinning branches, removing deadwood, and raising the canopy can pay off big-time.

03/13/2019

Fred Ritchin is a visionary, and I so appreciate the opportunity to profile him for PDNedu:

03/01/2019

Tamara Merino | PDN Online

Tamara Merino is one of the amazing photographers I was lucky enough to profile for “PDN's 30: New and Emerging Photographers to Watch:"

PDN’s 30 is an annual special issue of PDN magazine and online gallery, featuring emerging photographers from around the world.

03/01/2019

Sirachai Shin Arunrugstichai | PDN Online

Sirachai Shin Arunrugstichai is one of the amazing photographers I was lucky enough to profile for “PDN's 30: New and Emerging Photographers to Watch:"

PDN’s 30 is an annual special issue of PDN magazine and online gallery, featuring emerging photographers from around the world.

01/25/2019

Open House Questions to Ask Real Estate Agents | KeyBank

Open House Questions to Ask Real Estate Agents; it's my latest post for KeyBank:

Learn more about the open house questions you should have prepared before you walk in the door that can help prepare you for negotiations.

01/21/2019

How to Evaluate Schools in Your Neighborhood | KeyBank

How to Evaluate Schools in Your Neighborhood; it's my latest post for KeyBank:

Understand how to evaluate schools in your neighborhood before purchasing a new home.

11/09/2018

Timeshare Tips: Buying a Vacation Property | KeyBank

Timeshare Tips: Buying a Vacation Property; it’s my latest post for KeyBank

When considering vacation property ownership, use these timeshare tips to make the most of the opportunity.

09/24/2018

I always enjoy profiling Star Teachers for PDNedu. I had the pleasure of interviewing visiting artist Claire Beckett for the latest issue: