Luana - Homes by Luana

Luana - Homes by Luana 🔑🏡Realtor/Owner at Homes by Luana - KW Danville.
#01984907
📲 925.960.3578
👩‍👦‍👦 Mom 🐶 Fur parent
https://linktr.ee/HomebyLuanapereira DRE #01984907

Your friendly San Ramon Tri-Valley realtor offering top notch service, marketing, and negotiation!

Seller credits aren’t just a bonus — they’re a strategy. 💡Whether you use them to buy down your rate or cover your closi...
10/09/2025

Seller credits aren’t just a bonus — they’re a strategy. 💡

Whether you use them to buy down your rate or cover your closing costs, that credit can help you save thousands — either upfront or over time.

For example, a $20K seller credit on a $1.2M home could mean:
✨ About $500 less every month, or
✨ $20K less cash needed at closing.

The best choice depends on your goals — monthly savings or upfront relief.
Either way, it’s smart money working for you. 💰

Want to know which strategy fits your situation? Let’s connect and run the numbers together.

👉 Follow for more local tips & smart strategies.


10/06/2025

Let’s get real 😬 there are a few things most Realtors won’t tell you out loud… but you deserve the truth.🏡

👉 Sometimes, what you love and what your budget allows don’t quite match 🙃 and that’s okay. You might have to stretch a little or adjust your expectations. My job? To help you find the best possible home within your means and goals.

👉 The market? It’s always shifting — rates, inventory, buyer demand — faster than anyone can predict. That’s why the best time to buy isn’t when the news says it’s “perfect”… it’s when you’re ready.

👉 And in the Tri-Valley, waiting too long can cost you. That home you loved last month? It might just not be available if you wait.

💡 Bonus Tip: Don’t chase “perfect timing.” Instead, focus on perfect preparation. Get pre-approved, know your numbers, and be ready to move when the right home appears 💪 that’s how you win in this market.

✨ Because buying real estate isn’t about luck. It’s about strategy, timing, and having the right agent by your side.

👉 Follow for more local tips & smart strategies.


✨ Thinking of a kitchen remodel?Before you splurge, here’s where upgrades actually pay off 👇✅ Countertops: Quartz or gra...
10/03/2025

✨ Thinking of a kitchen remodel?
Before you splurge, here’s where upgrades actually pay off 👇

✅ Countertops: Quartz or granite instantly elevate the look (even just on your island!).
✅ Cabinets: Mid-range with upgraded doors + soft-close = smart luxury.
✅ Hardware: The jewelry of the kitchen — small swap, big impact.
✅ Faucet: Used daily — stylish + functional is worth it.
✅ Lighting: Layered lights make your kitchen shine day + night.

💡 Pro Tip: These “touch and see” upgrades bring the best ROI and wow factor — without overspending on things buyers won’t notice.

Save this for your next remodel — or share it with a friend who’s planning one! 🏡✨

👉 Follow for more local tips & smart strategies.


10/02/2025

Did you know that a typical $1.2M home in the Tri-Valley could have added $400,000+ in equity over the past 10 years? 📈

That equity isn’t just a number on paper. It’s a powerful tool that can:
✨ Help you move up into your dream home
✨ Fund a renovation or investment property
✨ Support your financial future in new ways

The truth is → real estate isn’t just about buying or selling. It’s about building stability and long-term wealth for you and your family.

If you’re not sure how much equity you’ve gained or how to use it to your advantage 👉 let’s connect.

Comment “EQUITY” and I’ll send over a custom estimate for your address. 🏡💡

👉 Follow for more local tips & smart strategies.


📊 Mortgage Rates by the Decade (on a $1.2M home with 10% down)Rates may feel high today, but when you zoom out over the ...
09/30/2025

📊 Mortgage Rates by the Decade (on a $1.2M home with 10% down)

Rates may feel high today, but when you zoom out over the decades, they’re still historically LOW.

Back in the 80s, buyers were paying 12.7% and over $11,694/month for a home of the same price. Today, that same loan is nearly half the cost.

✨ Perspective matters. Waiting for the “perfect” rate could mean missing out on the right home and years of building equity.

💡 Pro tip: Share this with friends or family who are curious about buying — it’s not just about the rate, it’s about building stability and wealth over time.

Comment RATES if you’d like us to talk about your options.

👉 Follow for more local tips & smart strategies.


09/27/2025

🌟 Is Fall 2025 the Golden Season for Real Estate? 🍂🏡
Mortgage rates just hit their lowest point in nearly a year … but that’s only part of the story.�
➡️ Home values are cooling in some regions.�
➡️ Inventory is loosening.�
➡️ Sellers are making concessions again.

So what does this mean for buyers AND sellers right here in the East Bay & Tri-Valley? 🤔

In this month’s September Market Update, I’m breaking down:�
✔️ The big national shifts driving rates and prices�
✔️ What’s happening locally in the East Bay & San Ramon Tri-Valley�
✔️ And why this fall might just be your golden season for opportunity

🎥 Watch the full update to see why the perfect time might never exist, but the good enough time to make your move could be right now.

📲 Ready to talk about what this means for YOU? DM me today—I’d love to help you plan your next step!


Luana Pereira | Keller Williams Realty
Homes by Luana 🏡💛

,

💭 Imagine paying over $4,000 less every year on your mortgage… just because you bought when rates dropped.That’s the rea...
09/22/2025

💭 Imagine paying over $4,000 less every year on your mortgage… just because you bought when rates dropped.

That’s the reality for buyers today — mortgage rates just hit their lowest point in nearly a year, and the difference is HUGE when you run the numbers.

For a $1.2M home in our area, you’d save more than $120K over the life of the loan compared to just 30 days ago.

The bottom line: 📉 small shifts in rates = big opportunities.

Thinking of buying before the year ends? This could be your window.

👉 DM me “LOW RATES” and let’s talk about your options.

👉 Follow for local insights, tips, and market updates. 🌟


😔 Letting go is never easy, especially when it comes to a place that’s been filled with memories.Maybe your home was exa...
09/15/2025

😔 Letting go is never easy, especially when it comes to a place that’s been filled with memories.

Maybe your home was exactly what you needed when you first bought it… but now? It feels a little too small. Or maybe life has changed, and it just doesn’t fit anymore. 🏡💭

It’s okay to outgrow a space. Growth usually means stepping into something new, even if it feels a little overwhelming at first. 🌱

That’s where having the right support makes all the difference. With a trusted guide by your side, the next chapter doesn’t have to feel so heavy, it can actually feel exciting. ✨

Curious what your next step could look like? Drop “NEXT” below and let’s talk about your options.

👉 Follow for local insights, tips, and market updates. 🌟


🍂✨ Thinking about buying a home? Fall might just be your golden season.Here’s why 👇✅ Less competition – most buyers slow...
09/11/2025

🍂✨ Thinking about buying a home? Fall might just be your golden season.

Here’s why 👇
✅ Less competition – most buyers slow down after summer
✅ Motivated sellers ready to negotiate
✅ Mortgage rates at their lowest in nearly a year
✅ Tax perks if you close before Dec. 31
✅ Builder & lender year-end incentives

All of this means more opportunity, more savings, and more negotiating power in your hands. 🏡💼

📲 Curious what this means for you in the East Bay & Tri-Valley market? Let’s connect and see if now’s the right time to make your move.

👉 Follow for more local tips & market updates. 🌟


💡 Buying a home isn’t just about finding the perfect place — it starts with getting your finances ready.Here’s a simple ...
09/08/2025

💡 Buying a home isn’t just about finding the perfect place — it starts with getting your finances ready.

Here’s a simple game plan I always share with my buyers:
1️⃣ Check your credit report and score (catch mistakes early).
2️⃣ Tackle debts if possible — it helps your approval.
3️⃣ Save for that down payment (even a little goes a long way).
4️⃣ Avoid opening new credit lines before you apply.
5️⃣ Get pre-approved so you know your budget and can shop with confidence.

🏡 Taking these steps puts you in the best position to make strong offers in today’s Tri-Valley market.

💬 Thinking about buying soon? DM me and I’ll walk you through the process step by step.

👉 Follow for more local tips & market updates. 🌟


Sweet tooth calling? Here are five local gems in the Tri-Valley where dessert dreams come true:1. Danville Chocolates  (...
09/04/2025

Sweet tooth calling? Here are five local gems in the Tri-Valley where dessert dreams come true:

1. Danville Chocolates (Danville) – Gourmet truffles & caramel-apple treats

2. (Danville) – Unique, inventive pastries

3. CrumblCookies (San Ramon) – Fresh, rotating cookies (and mini pies too)

4. (Dublin) – Charming café with pastries, cakes, and coffee

5. (Pleasanton) – Classic soft serve that brings back memories

Tag a friend and plan your next dessert adventure!”

👉 Follow for more local flavor and Tri-Valley inspiration!.


✨ Happy Labor Day! ✨Today we celebrate the hard work, dedication, and spirit that keeps our communities thriving. Wishin...
09/01/2025

✨ Happy Labor Day! ✨
Today we celebrate the hard work, dedication, and spirit that keeps our communities thriving. Wishing you a restful day filled with gratitude for all that you do. 💙❤️🤍

👉 Enjoy the holiday, and remember, I’m always here if you’re thinking about your next move in real estate.

👉 Follow for more real estate tips and market updates.


Address

601 Sycamore Valley Road West
Danville, CA
94526

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