Honest Personal Finance

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Honest Personal Finance Professional accountant preaching financial literacy online

10/08/2026

Replying to : Your primary residence is not an investment.

You will own assets or you will stay broke. In the last 5 years, the US stock market has risen over 75%. In that same ti...
10/07/2026

You will own assets or you will stay broke.

In the last 5 years, the US stock market has risen over 75%. In that same time, wages and income have barely kept up with inflation.

The economy is sending a very clear message: asset owners are winners, and asset consumers are losers.

If you aren’t using your wages to accumulate assets, you’ll forever live as a broke person who is bitter that wealthy people exist.

Anyone, including average folk like me and you, can buy assets in the stock market through workplace 401k plans. Outside of that, most brokerages allow you to buy shares of an index fund for as little as $5.

The choice is yours, choose wisely.

10/03/2026

Emotions are for rich people. If you are in debt, you don’t get to use emotions when it comes to spending money. That is a privilege afforded to people who have money. Broke people spend money before they have it, rich people spend money after they have it. Choose wisely 

09/09/2026

Never complain about money if you’re buying these three things

08/27/2026

Controversial news is often a disguised publicity stunt. It’s a cheaper form of advertising designed to do one thing: manipulate you into wasting money. If you fall for it, you’re more likely to end up broke. Choose wisely.

08/10/2026

If you care about looking rich, you probably aren’t rich

08/07/2026

Three things to consider before you make an online purchase.

08/05/2026

You can splurge on lavish things after you’ve built a sizable investment portfolio, but not before. Wasting $10,000 on a vacation hits a lot different when you have $2.5 million invested the stock market working for you in the background. Choose wisely.

08/01/2026

It’s a flex to enjoy cheap things when you’re wealthy. It is shameful to enjoy expensive things when you’re broke. Choose wisely.



05/24/2026

Corporations don’t want you to think

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