Real Talk Elgin, Elgin, IL (2025)

06/27/2022

💥🚨 REAL TALK ELGIN - What's Next!?! 🚨💥

Tune-In TOMORROW @ 7 PM on WRMN 1410 Radio... 🤩✌️ Join eXp Realty + BluePrint Short Sales!!

📻 Learn: How to Join Heather's Team, Learn Her Short Sale System, and Become the Go-To Short Sale Expert in Your Area
📻 Call-In to Ask Heather & Cari Questions @ (847) 931.1410
📻 1410 WRMN AM or WRMN1410.com

https://www.facebook.com/wrmnradioshoppingshow

If You Missed Any Previous Episodes, Go to realtalkelgin.com and Listen! Catch Us Live on WRMN 1410 FB Page, Link Below. Or, Listen 1410 AM.

☎️ (224) 407.2220 (Allows Text)
💻 [email protected]
🌎 realtalkelgin.com

eXp Realty

06/24/2022

ARM is an Adjustable Rate Mortgage. Mike Dote was my guest and explained this type of mortgage plus a plethora of other information about what to expect in the financial world as it applies to the real estate market.

You will hear more about this type of mortgage with the interest rates climbing.

With an ARM you get a fixed rate for a certain amount of time, maybe 5 years. After that your interest rate will fluctuate every 6 months to a year. Once your fixed rate expires, you can refinance into a new ARM.

Catch the full episode to learn more!!

06/23/2022

You will start to hear more about Assumable Loans in the future...Why? 🤷‍♀️

This could become a HUGE selling point for your property!

An Assumable Loan can be taken over by the buyer. That means if your current loan is 3.5% and you can offer that same interest rate to your buyer...They simply take over your loan. (There is paperwork, of course, to be filed.)

With interest rates climbing it could mean the difference between selling your property over your neighbors comparable property❗

06/14/2022

Wooooooohoooooooo!!!

🚨🚨 Only 15-Minutes Away from Showtime!!! 🚨🚨

Tune-In TONIGHT @ 7 PM on WRMN 1410 Radio... 🤩✌️

📻 Learn: MORTGAGE INDUSTRY UPDATES!!!
📻 Call-In to Ask Heather & Mike Questions @ (847) 931.1410
📻 1410 WRMN AM or WRMN1410.com

https://www.facebook.com/wrmnradioshoppingshow

If You Missed Any Previous Episodes, Go to realtalkelgin.com and Listen! Catch Us Live on WRMN 1410 FB Page, Link Below. Or, Listen 1410 AM.

☎️ (224) 407.2220 (Allows Text)
💻 [email protected]
🌎 realtalkelgin.com

eXp Realty

06/14/2022

💥🚨 1-HOUR!!! 🚨💥

Tune-In TONIGHT @ 7 PM on WRMN 1410 Radio... 🤩✌️ Mike Dote with Guaranteed Rate is Back... Giving Us a Full Update on the Mortgage Industry!!!

📻 Learn: Mortgage Industry Updates
📻 Call-In to Ask Heather & Mike Questions @ (847) 931.1410
📻 1410 WRMN AM or WRMN1410.com

https://www.facebook.com/wrmnradioshoppingshow

If You Missed Any Previous Episodes, Go to realtalkelgin.com and Listen! Catch Us Live on WRMN 1410 FB Page, Link Below. Or, Listen 1410 AM.

☎️ (224) 407.2220 (Allows Text)
💻 [email protected]
🌎 realtalkelgin.com

eXp Realty

06/14/2022

What in the heck is the difference??
Judicial vs. Non Judicial...

So glad that Kate Iturralde, Attorney, and President of Donat & Donat, P.C., was here to explain the difference. She also went over the foreclosure process.

Isn't it convenient that I have all these connections to keep you informed and protected? I love sharing my network with you, my listeners! And I love working together with them to get my clients and theirs the best possible outcome!

06/14/2022

💥🚨 REAL TALK ELGIN 🚨💥

Tune-In TONIGHT @ 7 PM on WRMN 1410 Radio... 🤩✌️ Mike Dote with Guaranteed Rate is Back... Giving Us a Full Update on the Mortgage Industry!!!

📻 Learn: Mortgage Industry Updates
📻 Call-In to Ask Heather & Mike Questions @ (847) 931.1410
📻 1410 WRMN AM or WRMN1410.com

https://www.facebook.com/wrmnradioshoppingshow

If You Missed Any Previous Episodes, Go to realtalkelgin.com and Listen! Catch Us Live on WRMN 1410 FB Page, Link Below. Or, Listen 1410 AM.

☎️ (224) 407.2220
💻 [email protected]
🌎 realtalkelgin.com

eXp Realty

06/13/2022

💥🚨 REAL TALK ELGIN - What's Next!?! 🚨💥

Tune-In TOMORROW @ 7 PM on WRMN 1410 Radio... 🤩✌️ Mike Dote with Guaranteed Rate is Back... Giving Us a Full Update on the Mortgage Industry!!!

📻 Learn: Mortgage Industry Updates
📻 Call-In to Ask Heather & Mike Questions @ (847) 931.1410
📻 1410 WRMN AM or WRMN1410.com

https://www.facebook.com/wrmnradioshoppingshow

If You Missed Any Previous Episodes, Go to realtalkelgin.com and Listen! Catch Us Live on WRMN 1410 FB Page, Link Below. Or, Listen 1410 AM.

☎️ (224) 407.2220 (Allows Text)
💻 [email protected]
🌎 realtalkelgin.com

eXp Realty

06/13/2022

Seems logical right? 🧐

You open your mail ✉️ to get the communication your bank or mortgage lender is sending you...NOT!!

It's scary right? 🙈 You don't want to see how delinquent you are or the threat of next steps.

Kate Iturralde, was my guest this week. She is an attorney and President of Donat & Donat, P.C. Kate shared this plus 3 other important action steps if you are facing a foreclosure. There is a lot to consider when facing a foreclosure and Kate shared ways to keep your self protected and in the "know."

Make sure you catch the full episode to learn more!

05/25/2022

Ba dee, Ba dee, that's all folks...alllll the information about Short Sales. I started this season with a 5 part series about the Short Sale process.
In each episode, I think Leah alluded to how important it is to have an expert on your side! We also stressed the importance of getting a plan in place and remember...It should be FREE! If someone is asking for money up front that should be a red flag to you.
If you or someone you know is in a position of facing a Short Sale please have them listen to each part of this series to know what to be aware of and lots of pointers!! OR any realtor can grab the book I put together to help families with Short Sales.

05/24/2022

Pre-signed documents are a game changer! My team of attorneys and I will make sure you experience a smooth closing. Short Sales are highly emotional and can be stressful. It's nice to know someone is on your side and has your best interests in mind. One of the biggest benefits we offer is to hold your hand through the process and give you peace of mind. We will take care of the details while you figure out your next chapter of life. And this episode explains all about the closing of a Short Sale.

05/21/2022

SHORT Sale? Ha...No!
It's not what everyone thinks.

This episode is the last part to the 5 part series I've been doing about Short Sales. We talked all about the closing of the short sale!
A short sale is actually that the bank is getting shorted what is owed on the property. You'll want to listen to the full episode to learn more details!!

05/19/2022

Are you in a pickle with your mortgage? Do you have equity in your home but your credit stinks?? Well Stuart Swanson joined me for this episode to explain what your options are! He provided clarity on Chapter 7 vs. chapter 13 bankruptcies! And most importantly he gave clarity on selling your home during bankruptcy!

Stuart is a trusted partner for me. I have a very wide reach of knowledgeable people in my corner helping me, help you, with all things ‘Short Sale’!

05/19/2022

Which bankruptcy is right for you?

Stuart Swanson joined me again for episode 6 and we got clear on selling your home during bankruptcy.
Leah, my producer, asked what the difference was between chapter 7 or 13 bankruptcy.

A Chapter 7 filing is basically a liquidation of your assests a fresh start if you will.

A Chapter 13 filing is forgiveness of your debts but you keep your home and automobile or those things in which you have equity.

Stuart shared detailed reasons and examples to help you to better explain in this episode so check out the full episode now!!

05/18/2022

Loan modifications are great iffffff, if they don’t get turned into a second mortgage and/or if you pay it off before you try for a short sale! AND has to be caught up before the primary mortgage!

Just listen to the episode! It can be very confusing!

But better to learn about it NOW than when you are in the situation!

05/18/2022

My loyal listeners...are you reading this???

We are experiencing the highest real estate interest rates in almost TWELVE YEARS!!

Stuart Swanson brought to light so much information about selling your home during a bankruptcy! We discussed options and solutions.

What a crazy world we live in right now. Let me help you to get your home sold, relocation assistance, and you may need to talk to my partner Stuart about a possible bankruptcy to see if it could be a solution for you!

Thank You Stuart for all the information you shared! Audience: Make sure you don't miss the full episode or share it with someone who may be unsure of their next steps!

05/17/2022

Wooooooohoooooooo!!!

🚨🚨 Only 15-Minutes Away from Showtime!!! 🚨🚨

Tune-In TONIGHT @ 7 PM on WRMN 1410 Radio... 🤩✌️

📻 Learn: FORECLOSURE PROCESS... JUDICIAL VS. NON-JUDICIAL
📻 Call-In to Ask Heather & Kate Questions @ (847) 931.1410
📻 1410 WRMN AM or WRMN1410.com

https://www.facebook.com/wrmnradioshoppingshow

If You Missed Any Previous Episodes, Go to realtalkelgin.com and Listen! Catch Us Live on WRMN 1410 FB Page, Link Below. Or, Listen 1410 AM.

☎️ (224) 407.2220 (Allows Text)
💻 [email protected]
🌎 realtalkelgin.com

eXp Realty

05/17/2022

💥🚨 1-HOUR!!! 🚨💥

Tune-In TONIGHT @ 7 PM on WRMN 1410 Radio... 🤩✌️ Don't Want to Miss this One...

📻 Learn: Foreclosure Process... Judicial vs Non-Judicial
📻 Call-In to Ask Heather & Kate Questions @ (847) 931.1410
📻 1410 WRMN AM or WRMN1410.com

https://www.facebook.com/wrmnradioshoppingshow

If You Missed Any Previous Episodes, Go to realtalkelgin.com and Listen! Catch Us Live on WRMN 1410 FB Page, Link Below. Or, Listen 1410 AM.

☎️ (224) 407.2220 (Allows Text)
💻 [email protected]
🌎 realtalkelgin.com

eXp Realty

Real Talk Elgin

06/27/2022

06/24/2022

06/23/2022

06/14/2022

06/14/2022

06/14/2022

06/14/2022

06/13/2022

06/13/2022

05/25/2022

05/24/2022

05/21/2022

05/19/2022

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05/18/2022

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05/17/2022

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