Dave Mumbauer Mortgage Guy NMLS# 1684225

10/05/2026

Agents, when your buyer needs an answer on a Saturday, who are they calling?

Offers get written, questions come up, and decisions happen outside normal business hours.

That’s why being available is part of how I show up for you and your buyers. 📲



NMLS # 1684225 | Cornerstone First Mortgage, LLC NMLS # 173855

10/04/2026

Your income doesn’t have to look like a simple W-2 to start the homebuying conversation.

Business owners, freelancers, and self-employed buyers may still have options depending on their full financial picture.

📩 DM me before you count yourself out.



NMLS # 1684225 | Cornerstone First Mortgage, LLC NMLS # 173855

10/03/2026

House hunting starts with more than a wish list.

Before you tour homes this fall, get clear on the full picture: your comfortable spending range and a shopping strategy built around your real numbers. A financing conversation needs to happen before – not during – your search.

📲 DM me if you want to get prepared!



NMLS # 1684225 | Cornerstone First Mortgage, LLC NMLS # 173855

10/02/2026

Welcome October.

10/02/2026

AI can explain what a loan program is.

But it cannot tell you whether that program fits your exact file without reviewing the details.

DM me and let’s talk through what may apply to you. 📲



NMLS # 1684225 | Cornerstone First Mortgage, LLC NMLS # 173855

09/29/2026

House hunting feels different once you know your actual numbers.

Getting clear on them first gives you a solid starting point before you fall in love with a home. I’m here to walk you through it. 🤝

📲 Let's connect and run your numbers.



NMLS # 1684225 | Cornerstone First Mortgage, LLC NMLS # 173855

09/27/2026

Realtors, you don’t have to let financing questions slow your buyer down.

Loop me in early, and I'll help them understand what's available and what fits their situation. Let’s make financing one less thing to worry about. 🤝

👉 Have a buyer with questions? I'm here.



NMLS # 1684225 | Cornerstone First Mortgage, LLC NMLS # 173855

09/25/2026

09/25/2026

New debt can change your loan approval.

Opening a credit card, financing furniture, buying a car, or taking on a new monthly payment can affect your debt-to-income ratio and the loan you were approved for.

Before you make any financial moves during the mortgage process, check with your lender first.

DM me if you want help staying on track. 📲



NMLS # 1684225 | Cornerstone First Mortgage, LLC NMLS # 173855

09/25/2026

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Be “of service” to those around you. Clients, teammates, partners, vendors, providers… and row in the same direction.