Xtreme Insurance, Realtor, and professional DJ services

08/12/2025

Did you find out that you won’t be eligible for Extra Help? You may qualify for a Special Enrollment Period. Members in Charleston, and Upstate South Carolina markets love their Medicare Advantage plan that has benefits like a $77 monthly allowance for food, over-the-counter items, and housing. See how you can qualify for more extras with a Devoted Health Medicare Advantage plan.

*The Food and Home Card is a special supplemental benefit available only to chronically ill members with eligible chronic health conditions, like diabetes, high blood pressure, high cholesterol, heart problems, and stroke. Other conditions may be eligible. All applicable eligibility requirements must be met before the benefit is provided. Not all members qualify. The Food and Home Card is not available on all plans. For D-SNP plans, you must receive "Extra Help" to qualify for the Food and Home Card.

08/09/2025

08/07/2025

It is nearing that time of the year again for both Medicare Annual Enrollment (oct 15th-Dec 7th) and Marketplace Health (Nov 1st-Dec 15th for coverage that starts Jan 1st). I will be posting updates here on facebook, through email, and also by phone to all current clients. There will be several changes to each program which could effect your out of pocket costs and you will want to be informed. It is also a good idea to update key factors on your application such as your zip code if you have recently moved, current income, household size etc as all of these can impact your coverage or subsidy if apllicable. Auto renewal will automatically cost you a higher premium of at leas $5+ so it is always best to call in during the enrollment window. Speak to myself as your agent so I can go over your options and make sure you have the best plan for your needs.
Thank you for choosing Xtreme Insurance, Your health is our priority!

07/29/2025

Xtreme is out doing what we do best; Marketplace, Medicare and group health insurance.
There will be some changes coming soon. The SEP for those with household incomes less than 150% of the Federal Poverty Line is going away soon. This is due to a ruling by CMS regarding the fraudulent activity taking place with telemarketing companies. I for one am excited as I do not like or trust telemarketers or any company using AI to approach me for a product or service.
At Xtreme, call us old fashioned, but we still feel the best way to service our clients is through face to face interactions and through building relationships.
That said, once they end this SEP anyone needing insurance through the Federally Facilitated Marketplace will only be allowed to enroll from Nov 1st - Dec 15th for coverage that will start January 1st 2026 and beyond. An SEP for QLI’s (Qualifying Life Events) will still be available for 60 days from the time the QLI occurred. (Example: change of household size, losing coverage due to a recent move, etc.)
Be in the know. If you or someone you know needs help now, choose Xtreme to see the difference dealing with a local knowledgeable agent can make.
Your health is our priority!

03/28/2025

03/28/2025

Happening this Saturday night at 7pm

03/18/2025

I am heading back to Fort Mill in the morning. I have some clients to catch up with and I will start doing calls to make sure everybody’s plan is what they need for 2025. As always, I appreciate your business and if anybody needs anything, please don’t hesitate to call.

02/27/2025

SEP(special enrollment period) for individuals and families who are making 150% or less of the federal poverty line. The special enrollment. Is indefinite for those who qualify. It is a great opportunity to get better coverage than your current plan may have.
I have seen many clients who have had bronze plans, which is OK because they are better than no insurance, but those plans have high co-pays. They have high deductibles and high max out-of-pocket expenses.
Anyone who qualifies for this special enrollment. Most likely will qualify for cost-sharing, which is available on silver plans. Only these plans give you a zero dollar coinsurance when you see your primary care provider, there is no co-pay for tier one drugs, $10 for a specialist, And these plans also pay upwards of 65% towards major services, such as emergency room visits, ambulance, etc.
If you or someone you know has insurance that you were unhappy with, and you feel you may qualify for the special enrollment. Please contact me immediately so I can handle your plan changes.
Thank you for choosing Xtreme insurance !

02/04/2025

Oops! You missed open enrollment and would like to enroll in low or no cost health insurance. There may still be some options available you could qualify for a special enrollment period. Qualifying life events, such as getting married, a change in household income, the birth of a child, and circumstances can trigger a 60 day special enrollment.

Also the special enrollment. For individuals and families that are making less than 150% of the federal poverty line qualify for a special enrollment period now indefinitely due to a law that was signed last April.

If you are someone you know needs coverage we are here to help. our enrollment process is simple and fast. We can tell you if you qualify and or what benefits you would qualify for.

Don’t go without health insurance if you are someone who can qualify for it. That is silly. Let one of our professionals help you today.

If you check one of my older posts there should be a FPL chart that can help you determine whether or not you would be eligible.