Marguerite Pate Page

11/13/2025

Would you let $80 hold you back from buying a home?

Because that’s about all you’ll save per month if mortgage rates drop from where they’ve been lately to 5.99%. Of course, that’ll give or take a bit based on your price point and the rate your lender quotes you.

Rates have already come down enough to save buyers almost $400 a month compared to what they would have spent on a typical home earlier this spring. So, waiting for that last tiny dip could mean missing your shot.

Because when rates do fall below 6%, mindsets will shift, and more buyers will get back in the market.

That’ll create more competition for you. And it may drive prices high enough to cancel out the savings you’re waiting for.

So, is $80 a month really worth the wait?

Let’s run the numbers for your price point in our market, so you can see exactly what you’re working with. The difference may not be as much as you think.



https://mpaterealty.net/

11/12/2025

Listing Address: 1 Country Magnolia #1, Egg Harbor Township, NJ 08234
Listing Price: $219,900
Schedule a showing and request more information here: https://mpaterealty.net/d8rdwxin

11/12/2025

Trying to break into the market without breaking the bank? You may want to look at fixer-uppers.

The median listing price for the typical single-family home is $436,000.

But for fixer-uppers? It’s only around $200,000.

And if you’re doing the math, that’s about 54% difference.

Now, a house that needs elbow grease isn’t going to be right for everyone. Repairs and updates cost time and money.

But for handy buyers, that price gap could be what gets their foot in the door.

Would you take on a house with potential if it helped you become a homeowner? DM me or drop a comment below.



https://mpaterealty.net/

11/12/2025

Listing Address: 168 Westchester #168, Little Egg Harbor, NJ 08087
Listing Price: $249,000
Schedule a showing and request more information here: https://mpaterealty.net/d8rdwviw

11/11/2025

Consider Fixer Uppers

Trying to break into the market without breaking the bank? The list price for fixer uppers is about 54% lower. Let’s connect and see if a house with potential could be your way in.



https://mpaterealty.net/

11/10/2025

New Listing Price: $1,600
58 Meadow Ridge, Smithville, NJ 08205 is a fantastic property with 1 bedrooms and 1.0 bathrooms.
See more here: https://mpaterealty.net/d8rdwtcc

11/10/2025

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

If you’re a Veteran, a VA home loan is one of the most valuable benefits you’ve earned through your service. It offers options for no down payment, limited closing costs, and more.

Want to learn more? Talk to a lender so you can take full advantage of the benefits you’ve earned.



https://mpaterealty.net/

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there.

11/10/2025

New Listing Price: $347,500
326 SANDERLING LN HARBOR TOWNSHIP, Pleasantville, NJ 08232 is a fantastic property with 4 bedrooms and 4.0 bathrooms.
See more here: https://mpaterealty.net/d8rdwrdq

11/10/2025

New Listing Price: $347,500
326 Sanderling Ln #326, Egg Harbor Township, NJ 08232 is a fantastic property with 3 bedrooms and 3.0 bathrooms.
See more here: https://mpaterealty.net/d8rdwrfo

11/07/2025

A government shutdown can cause some short-term delays, but it doesn’t stop the housing market.

During the last 35-day shutdown, home sales dipped briefly, then bounced right back once the government reopened.

It’s a good reminder that real estate keeps moving, even when things feel uncertain. The market has a way of finding its footing again.

If you want to chat about how this might affect your plans, or just want more information,
DM me.



https://mpaterealty.net/

11/06/2025

Why Your Home Equity Still Puts You Way Ahead

Even with prices coming down in some markets, today’s homeowners are still sitting on near record amounts of equity.

If you’re wondering how much equity you have (or how far ahead you really are), let’s connect.

You might be surprised by what your home is actually worth today.



https://mpaterealty.net/

If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.

11/05/2025

Seeing headlines about home prices dropping? Don’t panic.

First of all, prices are still rising in much of the country, just at a slower pace.

But even in the select metros where prices are down slightly, it’s not a red flag. It’s a signal prices are normalizing after several years of rapid appreciation.
Here's a stat to put those drops into perspective.

Over the past 5 years, home prices rose by 45% nationwide.

The cities seeing drops right now are only down an average of 4%.

That doesn’t come close to erasing the big gains most homeowners had since 2020.

So, don’t let the headlines rattle your confidence. Chances are, you probably still have a lot more equity than you realize.

Want to know how much? DM me and I'll run the numbers.



https://mpaterealty.net/