Kelly Turner, Assistant Branch Manager - NMLS #1219365

Kelly Turner, Assistant Branch Manager - NMLS #1219365 Posts are not to be considered legal advice, terms and conditions apply.

Total Mortgage Services, LLC
Equal Housing Lender
The views expressed on this site are my own and do not necessarily reflect the views of Total Mortgage Services.

08/27/2026

Hot take: December might be the BEST time to visit Disney World. šŸŽ„šŸ°

The parks are covered in Christmas decorations, the weather is usually much more comfortable, and walking 20,000 steps feels a whole lot better when youā€™re not melting in the Florida heat.

In the newest episode of Millennial Money Matters, weā€™re sharing why December Disney has our voteā€”and what makes the entire trip feel even more magical.

Listen now wherever you get your podcasts!

08/26/2026

17 rides. One day. At Disney World. On New Yearā€™s Eve. šŸ¤Æ

It sounds impossible, but with the right strategy, we actually did it!

In the newest episode of Millennial Money Matters, weā€™re sharing how to book rides efficiently, plan your day and spend less time waiting in lineā€”so you can fit more Disney magic into your vacation.

Listen now wherever you get your podcasts! šŸ°

08/25/2026

āœØ NEW EPISODE TODAY: All Things Disney Vacation! āœØ

Want to meet Mickey without spending half your day waiting in line? Character dining might be the best Disney hackā€”especially with kids.

Weā€™re talking about some of the best meals where the characters come right to your table, including Garden Grill and Topolinoā€™s Terrace. You get great food, plenty of photos and actual time with your favorite characters.

Listen to the new episode of Millennial Money Matters wherever you get your podcasts! šŸ°

For all the new faces hereā€¦ hi, Iā€™m Kelly šŸ‘‹Iā€™m a mortgage loan officer, Assistant Branch Manager, mom of three, podcast ...
08/21/2026

For all the new faces hereā€¦ hi, Iā€™m Kelly šŸ‘‹

Iā€™m a mortgage loan officer, Assistant Branch Manager, mom of three, podcast co-host, GEF Chair and lifelong Glastonbury girl.

Around here, youā€™ll find mortgage advice you can actually understandā€”plus plenty of parenting, local favorites, travel, fashion and everyday life.

Basically: mortgages, motherhood and a lot of pink šŸ’—

Tell me how you found my page!

08/14/2026

You canā€™t fix your budget if you donā€™t know where your money is going.

And no, this isnā€™t about blaming your daily coffee.

As part of your 30-day financial reset, look at the real numbers:

šŸ’µ What are your fixed monthly expenses?
šŸ›ļø How much is going toward fun and convenience?
šŸ“± Which subscriptions are you barely using?
šŸ’³ Where are the small purchases quietly adding up?

Once you see the full picture, you can decide whatā€™s actually worth keepingā€”and where cutting back could help you reach your goals faster.

Clarity comes before control.

Hear the full conversation in our brand-new episode, ā€œMarie Kondo Your Money: A 30-Day Financial Reset,ā€ available now wherever you listen to podcasts.

Save this reel, then open your bank statement and find one expense youā€™re ready to let go.

08/13/2026

Your checking account is for paying billsā€”not storing your life savings.

If youā€™re keeping a large cash balance in an account earning little or no interest, your bank may be making more from your money than you are.

As part of your 30-day financial reset:

šŸ’° Keep enough in checking for regular expenses and a cushion
šŸ’° Move extra cash to a high-yield savings account
šŸ’° Compare rates, fees, minimums, and FDIC or NCUA coverage
šŸ’° Keep savings separate from the debit card you use every day

Depending on your balance and the current rate, that simple move could mean hundredsā€”or even thousandsā€”of dollars in additional interest over time.

Your money should be doing something while it waits.

Hear the full conversation in ā€œMarie Kondo Your Money: A 30-Day Financial Reset.ā€

Send this to the friend who still has every dollar sitting in checking.

08/12/2026

When was the last time you actually looked at your credit reportā€”not just your credit score?

Your credit report could contain an old account, incorrect balance, late payment that isnā€™t yours, or even signs of fraud. And you may not know thereā€™s a problem until you apply for a mortgage, car loan, apartment, or new credit card.

Add this to your 30-day financial reset:

āœ”ļø Review all three credit reports
āœ”ļø Confirm every account belongs to you
āœ”ļø Check balances and payment histories
āœ”ļø Dispute anything inaccurate
āœ”ļø Look for activity you donā€™t recognize

Your credit report tells the story behind your score. Make sure itā€™s telling the right one.

Hear more in our new episode, ā€œMarie Kondo Your Money: A 30-Day Financial Reset.ā€

Save this for your financial resetā€”and tag someone who hasnā€™t checked their credit report in years.

08/11/2026

šŸšØ BRAND-NEW EPISODE OUT TODAY! šŸšØ

Feeling like your finances have gotten a littleā€¦messy? You donā€™t have to wait until January to start over.

In our new episode, ā€œMarie Kondo Your Money: A 30-Day Financial Reset,ā€ weā€™re breaking down simple things you can do over the next 30 days to:

šŸ’ø Figure out where your money is actually going
šŸŽÆ Get clear about your financial goals
šŸ§¾ Clean up expenses that no longer serve you
šŸ“ˆ Make a realistic plan for the rest of the year

This isnā€™t about cutting out every coffee or completely changing your life overnight. Itā€™s about paying attention, making a few intentional changes, and getting back in control.

The brand-new episode dropped TODAY! Listen now wherever you get your podcasts.

Send this to the person who needs to do a 30-day financial reset with you.

08/11/2026

If something happened to you tomorrow, would your family be financially okay?

Life insurance isnā€™t just for the person bringing home the biggest paycheck. A stay-at-home parent may not earn a traditional salaryā€”but replacing everything they do could cost a family thousands every month.

Childcare. Transportation. Meals. Household management. All of it has real financial value.

As part of your 30-day financial reset, take a few minutes to review:

āœ”ļø Whether you have life insurance
āœ”ļø How much coverage you actually have
āœ”ļø Who your beneficiaries are
āœ”ļø Whether your current policy still fits your life

Itā€™s not the most fun financial task, but protecting the people you love is always worth doing.

Hear the full conversation in our new episode, ā€œMarie Kondo Your Money: A 30-Day Financial Reset.ā€

Save this as your reminderā€”and send it to the person who keeps saying, ā€œI really need to look into that.ā€

08/05/2026

aitā€¦this condo has HOW many HOA fees? šŸ¢

Some condo communities have more than one associationā€”like a master HOA for the entire development and a separate HOA for your specific building, neighborhood, or amenities.

That can mean separate monthly dues, different rules, and multiple budgets and sets of documents for your lender to review.

Before you fall in love with a condo, make sure you know exactly which associations youā€™ll belong toā€”and what each one costs.

Just one more thing about buying a condo that no one teaches you in school. šŸŽ™ļø

Address

340 Hebron Avenue Suite 101
Glastonbury, CT
06033

Telephone

+18609788509

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