Ashley Gardner

Ashley Gardner Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ashley Gardner, Digital creator, 99 Monroe Avenue NW, Grand Rapids, MI.

FOUNDER OF THE A3 CORP

TEACHING YOU HOW TO FIX YOUR CREDIT TO BUILD WEALTH

GOAT 🐐IN CREDIT DELETIONS 🏌🏾‍♀️

ASSETS > LIABILITIES

𝐈 𝐃𝐎🚫𝐔𝐒𝐄 𝐌𝐄𝐒𝐒𝐄𝐍𝐆𝐄𝐑

🌐 www.thea3company.net
🌐 www.thea3cc.com

09/29/2025

📢 Let’s Talk Credit Utilization 📉💳

Ever wonder why your credit score drops even when you’re making payments on time? The answer might be your credit utilization — one of the most overlooked parts of your credit profile.

Here’s a quick hint:
If you’re using more than 30% of your available credit, lenders see you as a higher risk — and that can hurt your score. 👀

We’re breaking it ALL down in our upcoming blog post — what credit utilization is, how it impacts your score, and simple strategies to lower it fast.

📅 Stay tuned — it’ll be live soon at thea3company.net/blogs/news

This one’s a game changer. Don’t miss it!

09/29/2025

Using credit to invest real estate 🏡

1.Purchase house for $71,000.
2. Put $20,000 in it.
3. Go to the bank apply for an Equity Loan
4. Bank Appraises it.
5. Bank gives you what its worth in one big check. (Let's say $60,000)
6. Now you have a mortgage with the bank (let's say you have to pay the bank $500 a month for 30 yrs is the agreement)
7. So you place a tenant in the house charge them $850
8. That's $350 profit monthly
9. Still got that $60,000 buy 2 houses and rehab with that. (build business credit for tax write off)
10. Sell both homes 70k a piece now you up 140k.
11. Pay the original 60k back to the bank
12. Left with 80k and the original house with the tenant
13. Sell the original crib for 60k
14. Up 140k
15. Taxes not included in the equations

Repeat‼️

09/28/2025

We’re The A3 Company — here to help you repair and rebuild credit with honesty, expertise, and real support. We’ve had the privilege of working with people just like you, learning from their journeys, and celebrating their wins.

I wanted to share an article that means a lot to us: “Ashley Gardner’s Story” — it outlines her struggles, the steps she took, and how credit repair genuinely changed things. It’s a powerful read.

Would love if you’d take a few minutes to check it out: https://voyagemichigan.com/interview/check-out-ashley-gardners-story

09/26/2025

Double your money by the New Year by fixing your credit now‼️

09/26/2025

Don’t sleep on my letters. Most of the letters are the ones I use for clients.

Here’s what you do.
👉🏾Get the letters you need. Print it out but leave space to write in your name and address. You want to write ✍️ in some info so the letter cannot be scanned.

Get all the letters here: https://www.thea3company.net/pages/digital-downloads

09/26/2025

Just a heads up — at The A3 Company, we’ve got board‑certified credit consultants on our team, and when you work with us, we handle disputing and all follow‑ups for your credit issues.

One thing to note — this service does not include debt negotiations (that’s a different area altogether).

If you want full support with disputes and cleanups:
🔗 https://www.thea3company.net/pages/work-with-me

We’re here to lift that burden off your shoulders and work with you toward a better credit profile. 💪

09/26/2025

Create wealth with your credit.

For instance.

You and your partner both utilize the first time homebuyer credits. That’s 2 houses in one year.

You can still rent one of the houses as owner occupied to cover mortgage and taxes.

Different strategies you can use when dealing with real estate. 😇

09/26/2025

🔥 Quick Poll! 🔥

When it comes to building strong credit, what do YOU think matters most?

🤔 Is it your credit SCORE — that magic number everyone talks about?
OR
📄 Your credit PROFILE — what’s actually on your report?

We want to hear from YOU! Drop your vote below 👇 and let’s see where the crew stands. Your answer might surprise you (and we’ll break it down soon 😉)!💼

09/25/2025

Credit repair takes work and discipline. The work is WORTH it. 💕🤞🏾

09/25/2025

Quick boost dispute collections, charge offs, and public records‼️ This will increase your score quickly 🚀📈

09/25/2025

When it comes to working on your credit, having the right tools makes ALL the difference — and SmartCredit is our #1 pick for credit reports. ✅

We highly recommend using their 3B credit report (that’s all 3 bureaus — Experian, Equifax, and TransUnion) because it gives a full picture of your credit health.

Here’s why we love it:
• 📊 Access to ALL 3 credit reports in one place
• 🚨 Real-time credit & identity monitoring
• 🛠️ Built-in tools to track and manage disputes
• 📈 Score tracker to see your progress over time
• 💡 Action buttons to help you improve faster

Use our A3 affiliate link to sign up:
👉 www.smartcredit.com/TheA3Company

09/25/2025

Good credit is leverage‼️

Address

99 Monroe Avenue NW
Grand Rapids, MI
49503

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

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