Hightower Westchester

12/18/2025

Tonight marks the fifth night of Hanukkah. It's the first time more candles are lit than are left unlit. When the light begins to overpower the darkness. To all that celebrate, Chag Urim Sameach (Happy festival of lights).

12/09/2025

We know how busy life gets—especially as the year comes to a close. As in year's past, we're sharing a few timely reminders to help you wrap things up before you ring in the new year. Peter Lang offers tips on gifting, maximizing 401(k) contributions, tax planning, and more.

Peter Lang, Managing Director and Partner at Hightower Westchester, outlines last minute year-end planning tips to help you close out the year strong. Topics...

11/26/2025

“At times our own light goes out and is rekindled by a spark from another person. Each of us has cause to think with deep gratitude of those who have lighted the flame within us.”

— Albert Schweitzer

11/14/2025

You've seen the usual lists— "Top 10 things you should buy now", or "Top 10 shows you should be watching." This time, we're flipping the script. Richard Flahive is breaking down the "10 Things You Shouldn't Do with Your Money." Avoiding these mistakes could help save you money.

Richard Flahive, Chief Investment Officer and Partner at Hightower Westchester flips the script and discusses 10 things you shouldn't do with your money. Avo...

11/11/2025

"This nation will remain the land of the free only so long as it is the home of the brave." - Elmer Davis.

Today, we remember and honor all who have served and sacrificed for the freedoms we enjoy.

11/06/2025

While pay gaps between men and women have narrowed over the years, they haven't disappeared—and the ripple effect is significant. It's not just about today's paycheck; over time, lower earnings mean less money flowing into savings, retirement accounts, and investments.

So how can you take control and strengthen your financial future? Dawn Israel shares nine practical strategies to help you build a solid financial foundation.

While long-standing compensation disparities between men and women have gradually improved, challenges remain. In the 1980’s women earned just 64% of what men earned; today, that figure has risen to just over 84%.1 Despite this progress, women’s earnings are still disproportionately affected by ...

11/04/2025

The One Big Beautiful Bill Act (OBBB) has brought significant changes to the tax landscape—making key provisions from the 2017 Tax Cuts and Jobs Act permanent and introducing new deductions, credits, and reforms. To help you stay informed and prepared, we’ve put together the 2025 Tax Reference Guide, a comprehensive overview of the latest updates affecting individuals, families, and businesses. From income tax brackets and retirement contributions to estate planning and education savings, this guide is designed to support your financial planning throughout the year.

10/31/2025

Did you know that Halloween jack-o'-lanterns were originally carved from turnips in Ireland and Scotland? Irish immigrants brought the tradition to America but switched to using pumpkins because they were more readily available and easier to carve.

Happy Halloween!!

10/28/2025

Did your child just head off to college? It's an exciting milestone, but it also comes with new responsibilities—especially when it comes to health and medical preparedness. Here are some essential steps to ensure your student is ready to manage their well-being and handle unexpected medical situations. From legal documents and insurance coverage to prescriptions and healthy habits, this guide helps you support your child's transition with confidence. Click the link below to read our guide.

10/14/2025

As more older adults find themselves aging without a traditional support system, the concept of “solo aging” is becoming increasingly relevant. Whether you’re single, child-free, widowed, or simply living far from loved ones, planning for your later years can feel overwhelming—but it doesn’t have to be. Peter Lang offers thoughtful guidance and practical strategies to help solo agers build a life filled with independence, dignity, and meaningful support. Because aging alone doesn’t mean aging without care.

When planning for the financial and healthcare needs of older adults, it is often assumed that family members, such as children, grandchildren, or nieces and nephews, will be available to provide care and support. However, this assumption does not reflect the reality for a significant portion of the...

09/25/2025

Are you thinking of getting a new car but don't know whether you should buy it or lease it? Roman Ciosek walks you through the pros and cons of each option—from long-term ownership benefits to the convenience of driving something new every few years. Whether it's your first car or you're just ready for a change, we're here to help you figure out what fits best with your lifestyle and budget.

Roman Ciosek, Managing Director and Partner at Hightower Westchester discusses the differences between buying and leasing a car. Roman walks you through the ...

09/10/2025

Let's face it—investing can be emotional. Whether it's the rollercoaster of the pandemic years or the daily buzz of financial news, it's easy to feel overwhelmed. But understanding how emotions and biases shape your decisions can help you stay grounded and make smarter moves. If you've ever made a financial decision you've regretted, you're not alone. In this month's blog, Richard Flahive offers four strategies designed to help you pause and think critically before acting.

Understanding the Role of Emotions and Biases in Investing During the COVID-19 pandemic and the subsequent years, the global economy experienced significant volatility. Supply chains were disrupted due to labor shortages, factory closures, transportation bottlenecks, and geopolitical conflicts. Whil...