Hightower Westchester

09/10/2025

Let's face it—investing can be emotional. Whether it's the rollercoaster of the pandemic years or the daily buzz of financial news, it's easy to feel overwhelmed. But understanding how emotions and biases shape your decisions can help you stay grounded and make smarter moves. If you've ever made a financial decision you've regretted, you're not alone. In this month's blog, Richard Flahive offers four strategies designed to help you pause and think critically before acting.

Understanding the Role of Emotions and Biases in Investing During the COVID-19 pandemic and the subsequent years, the global economy experienced significant volatility. Supply chains were disrupted due to labor shortages, factory closures, transportation bottlenecks, and geopolitical conflicts. Whil...

08/12/2025

Many of us pride ourselves on being independent - especially when it comes to our finances. But what happens when age or memory issues start to interfere with that independence? Peter Lang talks about a few things to be on the lookout for, whether for yourself or a loved one, and discusses some tools that can help protect your financial future.

Peter Lang, Managing Director and Partner at Hightower Westchester, discusses the difficulties of asking for help, or even knowing when you need help, when i...

08/07/2025

Starting a business takes more than a great idea—it takes money. From equipment and permits to payroll and marketing, early expenses can add up fast. If you're unsure how to cover these costs, you're not alone. In this blog, Roman Ciosek breaks down the most common funding options available to new business owners, helping you understand what’s out there and how to choose the right path for your startup.

Owning a business can be the first step toward financial independence, flexibility, and pursuing your true passions. However, for many aspiring entrepreneurs, securing funding to start their business is the biggest challenge. To operate effectively, a business needs to cover expenses such as payroll...

07/29/2025

Are you dreaming of launching your own business - or just getting started on a new business venture? This month, Roman Ciosek shares insights to help you lay a solid foundation for success. He offers 10 essential tips for new business owners designed to empower your entrepreneurial journey.

Roman Ciosek, Managing Director and Partner at Hightower Westchester shares tips to help entrepreneurs and business owners build a strong foundation for succ...

07/14/2025

With summer officially here our thoughts have turned to pool time, trips to the beach, and BBQ's. What's not on our mind? Estate planning. With that said, if you don't have a plan in place, it's time to stop putting it off and put pen to paper. In this month's blog, Peter Lang walks you through six simple steps to help you get started. It may be unsettling to start thinking about your own mortality, but knowing that you're creating a plan to protect your family and your legacy will make this much easier.

We have officially hit the mid-point of the year, a time when any new year’s resolutions have faded so far into the rear-view mirror that you can’t see them even if you stopped and waited. One resolution many of us make, aside from exercising and eating better, is to get more organized and atten...

06/18/2025

This month, Dawn Israel is shining a spotlight on women and investing. It's no secret that many women feel hesitant about diving into the world if investing - often due to a mix of uncertainty, lack of confidence, or simply not knowing where to begin. That's why Dawn's sharing eight practical tips designed to help you take that first step with clarity and confidence. Whether you're new to investing or looking to strengthen your financial foundation, these insights will empower you to make informed decisions and take control of your financial future.

Dawn Israel, Director, Wealth Advisor at Hightower Westchester, discusses women and investing. Dawn offers eight tips on how to approach investing and steps ...

06/12/2025

No matter where you are on your financial journey, planning for the future is a smart move. Whether you're just starting to save or looking to optimize your retirement strategy, a Roth IRA offers powerful benefits that can help you grow your wealth over time. With tax-free growth, no required minimum distributions, and flexible access to contributions, it's a versatile tool that you deserves your attention. In this blog, Richard Flahive explores how Roth IRAs work, who should consider having one, and why they might be a good fit for your long-term goals.

When it comes to managing wealth, choosing the right retirement savings vehicle can make all the difference. One of the most powerful tools available to investors is the Roth IRA, a tax-advantaged account that offers flexibility and significant long-term benefits. Whether you’re an affluent invest...

05/16/2025

The real estate market is highly competitive, with homes often selling above asking price and buyers paying in cash. So, how can you stay competitive? One option is delayed financing. This strategy allows you to buy with cash upfront and secure a mortgage later. In this month's videocast, Richard Flahive explains how delayed financing works, its benefits, things you should consider, and potential drawbacks.

Richard Flahive, Chief Investment Officer and Partner at Hightower Westchester discusses delayed financing. Richard discusses how it works, the benefits, thi...

05/08/2025

Are you ready to take your business to the next level? Whether you're considering selling, merging, or expanding, understanding the true value of your business is crucial. In this month's blog, Roman Ciosek provides an overview of the business valuation process, explains the various methods used to determine the economic value of a business, highlights common mistakes to avoid, and more. This blog will empower you to make informed decisions that could help maximize your business's potential.

If you are thinking about selling, merging, or expanding your business, a business valuation is essential. A business valuation is an assessment of the economic value of part, or all, of the business. It is a complex process that requires the valuator to consider many internal and external factors t...

04/21/2025

Are you planning to travel soon? Roman Ciosek shares tips to avoid common and costly money mistakes when traveling abroad, such as exchanging money at the airport. Roman also discusses the benefits of choosing the local currency when withdrawing money from ATMs or using your credit card, having an emergency plan, travel insurance, and more. These tips will help you make the most of your travel budget.

Roman Ciosek, Managing Director and Partner at Hightower Westchester shares common and costly money mistakes when traveling abroad. Topics covered include: C...

04/21/2025

Congratulations to Peter Lang for being named to Forbes' list of the Best-In-State Wealth Advisors for the fifth year in a row! Read the full press release here:

https://hightoweradvisors.com/blogs/news/list-of-hightower-advisors-recognized-as-forbes-2025-americas-top-wealth-advisors-and-best-in-state-wealth-advisors

04/03/2025

In this month's blog, Peter Lang shares insights on incorporating valuable personal items, such as art and collectibles, into your estate planning. He provides guidance on cataloging and appraising your collections, discussing your plan with your beneficiaries, and exploring alternative options like selling or donating your items. Peter's suggestions can help you make informed decisions to preserve your family's wealth and help ensure your cherished items are handled according to your wishes.

Something we don’t often talk about with our clients when helping them with their estate plan is collectibles, art, and personal items they own. Sometimes the value of these items is purely sentimental like a cake plate owned by your grandma that was used every holiday, but other times the items h...