05/19/2026
.More Cash Is Better Than Less
Selecting the Most Profitable Mutual Funds for 401(k), 403(b), IRA, and Other Investors
Chauncey M. DePree, Jr. and Rebecca K. Jude
Percentages are useful—but dollars are what investors get to keep.
Investors are surrounded by ratings, rankings, expense ratios, performance percentages, and an endless assortment of financial statistics. Yet those numbers often fail to answer the question that matters most:
Which mutual funds will leave me with more money?
More Cash Is Better Than Less teaches one practical skill: how to evaluate and compare mutual funds based on their ability to generate profits for the investor.
Rather than overwhelming readers with investment theory, predictions, or technical jargon, Chauncey M. DePree, Jr. and Rebecca K. Jude show how to translate commonly reported fund ratios into meaningful dollars and cents. Their step-by-step method helps investors see more clearly how returns, expenses, and other financial measures affect the money they actually keep.
The book grew from a real-world problem. Participants in a 401(k) and profit-sharing plan—ranging from high-school graduates to attorneys, accountants, and computer engineers—were offered numerous mutual funds but little practical guidance for choosing among them. They needed a process they could understand and use for themselves.
Clear explanations and accompanying interactive spreadsheets allow readers to apply the calculations directly to their own investment choices.
Whether you are managing a 401(k), 403(b), IRA, college-savings account, or personal investment portfolio, More Cash Is Better Than Less provides a straightforward, repeatable method for making better-informed mutual fund decisions.
Investors are often overwhelmed by statistics, ratings, and financial jargon. This book focuses on a single objective: identifying mutual funds with superior profit potential. Through clear explanations and practical examples, the authors demonstrate how to convert commonly reported investment ra...