Rachel Davis - Realtor

10/22/2025

10/22/2025

Rate Wednesday | October 22, 2025

Here’s where mortgage rates are sitting today:

🔹 30-Year Fixed (Conventional): 6.40%
🔹 15-Year Fixed: 5.40%
🔹 FHA 30-Year Fixed: 5.75%
🔹 VA 30-Year Fixed: 5.99%
🔹 Jumbo 30-Year Fixed: 6.25%
🔹 5/1 ARM: 5.78%

Rates remain stable in the mid-6% range, giving buyers and investors a steady window to plan their next move. Whether you’re building, buying, or refinancing — this week’s numbers are worth a closer look.

📲 DM or text me at 254-420-7221 to explore what these rates mean for your next purchase or land investment.

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10/21/2025

☀️ Luxury Meets Lake Life | The Groves at Cedar Creek Lake ☀️

Step into luxury living at its finest with this stunning custom-built home featuring nearly 113 ft of prime shoreline at The Groves at Cedar Creek Lake. Every detail of this estate has been crafted to perfection, combining modern sophistication with timeless lakefront charm.

☀️ Striking façade of Oklahoma Chopped Blues stone + charcoal metal roofing

☀️ Wood-clad windows + Jeld-Wen entry doors for a polished finish

☀️ Soaring 21.5 ft cathedral ceilings & floating staircase with European White Oak floors

☀️ Chef’s kitchen w/ Jenn-Air 48” Pro Range, 36” refrigerator, 30” freezer & custom cabinetry

☀️ Vadara Quartz Sterling Light countertops + sleek plaster hood

☀️ Butler’s pantry—beautifully functional & elegantly designed

☀️ Main suite retreat with soaking tub under a stunning Aria chandelier

☀️ Spa-inspired bath w/ Vadara Quartz vanity, polished nickel fixtures & dual closets

☀️ Study, cozy bunk room, game room + 3 ensuite bedrooms upstairs

☀️ Outdoor living with fireplace, kitchen & built-in ceiling heaters

☀️ 900+ sq ft boathouse w/ deep water (8+ ft) at dock’s end

This home isn’t just lakefront - it’s a lifestyle front. From sunrise coffee to sunset boat rides, this property delivers the ultimate Texas lake experience!

💰 Offered at: $2,950,000
📝 Listed by: Eric Wilkins | VYBE Realty
📍 Located at: 2572 Groves Drive, Tool, Texas 75143

📲 Call or text me at 254.420.7221 or shoot me a DM to schedule your private showing today!

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10/20/2025

☀️ Luxury Meets Laid-Back Living | Godley, TX ☀️

Welcome to your own slice of paradise in Godley, Texas, where luxury and comfort come together on a full acre in a gated community. This 4-bedroom, 2.5-bath beauty delivers space, style, and pure Texas sunshine.

☀️ Modern curb appeal with stunning design and picture-perfect views

☀️ Soaring ceilings with wood beam accents + cozy fireplace for family nights

☀️ Showstopping kitchen with sleek cabinetry, double ovens, pot filler, and massive island

☀️ Primary suite with spa-like bath, freestanding tub & walk-in shower you’ll never want to leave

☀️ Bonus room perfect for movies, workouts, or playtime

☀️ Resort-style pool with waterfall features—your personal backyard oasis

☀️ Gated community living with a full acre to stretch out and relax

Every detail of this home was designed for joy - inside and out. Come experience the perfect blend of elegance, warmth, and everyday comfort.

💰 Offered at: $615,000
📝 Listed by: Eric Wilkins | VYBE Realty
📍 Located at: 413 Venadito Drive, Godley, Texas 76044

📲 Call or text me at 254.420.7221 or DM me to schedule your personal tour today!

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10/17/2025

☀️ Rolling Creek Ranch | Granbury, TX ☀️

Welcome to your dream retreat in the premier gated community of Rolling Creek Ranch. This 3,635 sq ft beauty sits on over an acre and delivers the perfect blend of comfort, character, and craftsmanship.

☀️ 3 bedrooms | 3.5 bathrooms | office + craft room

☀️ Endless closet space with flexible layout options

☀️ Hand-scraped wood floors that bring warmth and style

☀️ Gas fireplace for cozy evenings at home

☀️ Open kitchen with plenty of room for cooking and entertaining

☀️ Primary suite with soaking tub, large shower, and space to recharge

☀️ Outdoor kitchen for grilling and gatherings

☀️ 12x24 shed for projects or extra storage

☀️ Versa attic lift makes storage easy and efficient

This home checks every box with thoughtful details and a setting that feels peaceful, private, and perfectly Texas.

💰 Priced at: $750,000
📝 Offered by: Eric Wilkins | VYBE Realty
📍 Located at: 300 Kenyon Court, Granbury, Texas 76049

📲 Call, text, or DM Rachel Davis | 254.420.7221 to schedule your personal tour today!

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10/16/2025

New Construction Luxury in Stewart Ranch | Granbury, TX

Step into style and space in Granbury’s newest luxury community: Stewart Ranch!

This brand-new SWP Custom Homes build perfectly blends elegance, function, and Texas charm on a full acre.

☀️ 4 bedrooms | 3.5 bathrooms | 3,239 sq ft of designer-inspired living

☀️ Show-stopping 16-ft stone entry wall that welcomes you in style

☀️ Warm wood + sleek tile flooring throughout

☀️ Dream kitchen w/ gas cooktop, quartz & granite counters, and a pantry big enough to throw a party in!

☀️ Cozy gas fireplace for those relaxing evenings

☀️ Dedicated office that makes working from home a joy

☀️ Exterior mix of stucco, white Austin stone & painted brick for serious curb appeal

☀️ Full acre lot in Granbury’s premier gated community = privacy & prestige!

This magazine-worthy home is expected to be completed by early December 2025, just in time to kick off the new year in your dream home.

💰 Offered at: $899,000
📝 Listed by: Eric Wilkins with VYBE Realty
📍 Located at: 3013 Wheeler Branch Drive, Granbury, Texas 76049

📲 Call, text, or DM Rachel Davis | 254.420.7221 to schedule your personal tour today!

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10/14/2025

It’s Term Tuesday!

Today’s term: Loan-to-Value Ratio (LTV)

Your LTV shows the relationship between your loan and your home’s value, and it’s one of the biggest factors lenders look at when setting your rate, PMI, and approval terms.

✅ The lower the LTV, the better your financial position.

Want to know your current LTV or how to lower it? Call or text me at 254-420-7221, and let’s walk through it together.

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10/13/2025

☀️ Farm-Dustrial Luxury Meets Country Living | Granbury, TX ☀️

NEW PRICE! The country life is calling - and yes, the mineral rights convey! This stunning 5 bed, 4.5 bath home sits on 12 acres of wide-open Texas land, blending farmhouse warmth with modern, industrial flair.

☀️ 5 bedrooms | 4.5 bathrooms | open-concept layout

☀️ Gorgeous cable + rail loft overlooking the main living area

☀️ Massive 5,250 sq ft attached shop w/ 3 large bays & full RV hookups

☀️ Primary suite w/ spa-style wet room featuring designer tile & fixtures

☀️ Roll-up kitchen window opens to an outdoor bar. Perfect for entertaining!

☀️ Stocked pond for peaceful views & fishing

☀️ Fully fenced & cross-fenced for privacy + flexibility

☀️ 12 acres of pure Texas living where modern comfort meets rural charm

This property is a lifestyle built for those who want space, function, and unforgettable style.

💰 New Price: $850,000
📝 Listed by: Eric Wilkins | VYBE Realty
📍 Located at: 4840 Rhea Road, Granbury, Texas 76049

📲 Call, text, or DM Rachel Davis | 254.420.7221 to schedule your personal tour today!

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10/11/2025

☀️ Horse Rental Property | Stephenville, TX ☀️

Discover wide-open living on this beautifully cleared 2-acre property. Complete with two homes, horse property potential, and has been a successful Airbnb.

☀️ Main home with open-concept living & stunning stone fireplace centerpiece

☀️ Newly renovated mother-in-law home adds flexibility & extra square footage

☀️ Successful Airbnb setup - perfect for guests, family, or rental income

☀️ Huge shop with RV storage + 20’ x 40’ shed (could convert to horse stalls)

☀️ 2 barns, multiple storage closets & large storm cellar (ideal wine cellar potential!)

☀️ 8 stalls + 3 turnouts - bring your horses!

☀️ Wraparound gravel drive with dual covered parking areas

☀️ Combined 2,292 sq ft of total living space between both homes

☀️ Minutes from the 377 Arena—ideal for rodeo, equine, or short-term rental enthusiasts!

Whether you’re looking for a home, an investment, or your next horse-ready setup, this property checks all the boxes for functionality and Texas charm.

💰 Now offered at: $525,000
📝 Listed by: Lane Cooper with Keller Williams Heritage West
📍 Located at: 791 County Road 474, Stephenville, Texas 76401

📲 Call, text, or DM Rachel Davis | 254.420.7221 to schedule your personal tour today!

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10/10/2025

☀️ JUST LISTED: Luxury Living in Aledo ISD! ☀️

Welcome to your dream home in the heart of Aledo ISD, one of the most sought-after school districts in all of Texas! From the moment you step up to the grand iron double doors, you’ll feel the timeless charm and craftsmanship that make this home unforgettable.

☀️ Soaring ceilings + exposed beams for that perfect mix of style and comfort

☀️ Chef’s kitchen with custom cabinets, gas cooktop & oversized island

☀️ Dedicated wine room for the connoisseur

☀️ 5 bedrooms | 5 bathrooms | private office | game room

☀️ Massive walk-in closet—your wardrobe’s forever home

☀️ Outdoor kitchen + fireplace + huge backyard ready for a pool

☀️ Tankless water heaters, whole-house filtration, 3 AC units & 500-gallon propane tank

Luxury, functionality, and that warm Texas charm that makes it feel like home!

💰 Offered at: $1,100,000
📝 Listed by: Eric Wilkins with VYBE Realty
📍 Located at: 1079 Tobey Court, Aledo Texas 76008

📲 Call, text, or DM Rachel Davis | 254.420.7221 to schedule your personal tour today!

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10/07/2025

It’s Term Tuesday! 🎓

This week’s term: PMI (Private Mortgage Insurance)

PMI protects the lender if you default, not the buyer. BUT it’s not all bad news! It helps buyers purchase a home with less than 20% down and usually falls off once you reach 80% loan-to-value.

💬 Curious what your PMI might be or how to get rid of it faster? Call or text me at 254-420-7221. I’ll connect you with an incredible lender!

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10/06/2025

STUNNING Home on 2 Acres! ☀️

Find room to breathe on this 2-acre property with a custom home that blends charm with modern comfort.

☀️ Wood-look tile floors for warmth and durability

☀️ Kitchen with leathered granite countertops

☀️ 3 bedrooms total, with 2 bedrooms featuring private baths

☀️ Dedicated game room for hobbies, movies, or play

☀️ Primary suite with a relaxing garden tub

☀️ Fully fenced backyard for pets and peaceful evenings

☀️ 3-car garage plus RV hookups with cover

☀️ Close to Granbury conveniences while keeping that country vibe

💬 Want a private tour? Call or text me at 254.420.7221, or DM me and I’ll get you in.

Offered at: $640,000
Listed by: Eric Wilkins | VYBE Realty
Located at: 4030 Neri Oaks Road, Granbury, Texas

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