African HBD - African Houston Business Directory

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08/13/2025

Bringing up The into Wealth

As and become more successful, it's important to cultivate the family into , so it is not commonly lost by the 2nd or 3rd generation.

It's often important to investigate what are the family's goals and values. Map out what the family roles and responsibilites are. Be mindful of family dynamics, history, and conflicts. Create a plan to educate the family with among other important literacies. And often engage in family meetings and shared values. Getting family members on the same page early and often can help create a lasting . Communication, including about estate planning, is key.

08/07/2025

There are many that others can impose on us. And there are many biases we can impose on ourselves. There are the devils we know, and the we don't know without , , and more.

07/30/2025

Personally Educate The Family Generations (while we can for the )

- Prime ages to for to learn are about 7-8 years old to 13-14 years old

- By the age of 30, most money habits or skills are entrenched.

What skills to help them learn?

+ How to keep track of

+ How to live on a

+How to handle wisely

+How to effectively

+How to prudently

+How to invest to and

Sources:

Wealth Education - Nuveen, a TIAA company

Evolving Your Practice to Serve the Next generation of High-Net-Worth - Dr. James Grubman

It truly is sad the loss of innocent lives, civilians and loved ones in  ,    ,  , and all over many other territories. ...
07/22/2025

It truly is sad the loss of innocent lives, civilians and loved ones in , , , and all over many other territories. Help and attention is needed for so many . Terrorism from anyone is not condoned, and helping the innocent on any/all sides should be protected.

https://www.nbcnews.com/world/middle-east/gaza-starvation-israel-children-dying-malnutrition-rcna219941

https://www.cbsnews.com/news/israel-hamas-gaza-war-nations-inhumane-killing-palestinians-deir-al-balah-offensive/

Hundreds of Palestinians in the enclave have been killed trying to collect aid, while dozens of people, including children, have died from malnutrition.

This graphic: How   Works by  New York Times was incredible when it was fully working.https://archive.nytimes.com/www.ny...
07/17/2025

This graphic: How Works by New York Times was incredible when it was fully working.

https://archive.nytimes.com/www.nytimes.com/packages/html/national/20050515_CLASS_GRAPHIC/

It can still work sometimes depending on how you jigger it. Legendary data compiler and assessor based on profession, income, education, and more. A great way to get a feel how social status may be impacted depending on the viewer or doer.

There was a time when Americans thought they understood class. The upper crust vacationed in Europe and worshiped an Episcopal God. The middle class drove Ford Fairlanes, settled the San Fernando Valley and enlisted as company men. The working class belonged to the A.F.L.-C.I.O., voted Democratic an...

07/09/2025

" that develop these and still need to raise customer awareness of their have a number of options available to them. can with other ; advertise their through ; distribute ..." - Nelson

Looking to   on  ? This AAA  website's Fuel Price Finder can be a lifesaver, especially when out  .
07/03/2025

Looking to on ? This AAA website's Fuel Price Finder can be a lifesaver, especially when out .

Find the nearest gas station with the cheapest gas prices in your local area. Save on your commute to work, road trip, or your weekly fill up.

Happy Summer Holidays & Financial/Health Literacy🌞🫐🏖️ We're attaining financial and health literacy! As a thank you and ...
06/26/2025

Happy Summer Holidays & Financial/Health Literacy🌞🫐🏖️ We're attaining financial and health literacy! As a thank you and reward to subscribers, followers, and readers for our recent collective success, we will touch on topics such as:



Health, Costs, & Value Series 4 🍕: Pizza Edition

We're Going International II

Opportunity Amidst Chaos: Market Notes II

Headlines and Commotion

Credit Card Debt Delinquency and Savings

How Good Are You & Money

Financial Literacy

Why Fearless Mistakes are Necessary

Debt and Credit vs. Needs and Wants

Health Literacy

Health Analysis

Literacy and Strategy

Economic Trends

and more

Check it out & enjoy on LinkedIn or our Website!

https://lnkd.in/gx9KPi24

or

https://lnkd.in/gZi6Hw5x

Now, please excuse these hashtags because we're covering a lot of ground in this issue. In my New York Hoffman voice, I'm typin' here!



OM Investments

Happy upcoming holidays and special time with loved ones! Whether you're celebrating Summer Solstice/National Daylight Appreciation Day, LGBTQ Pride Month, African American Music Appreciation Month, National Rose Month, Fresh Fruit and Vegetables Month, Independence Day, Tanabata, National Park and

Happy Juneteenth National Independence Day  ! If you're still working, take some time off to reflect and enjoy time with...
06/20/2025

Happy Juneteenth National Independence Day ! If you're still working, take some time off to reflect and enjoy time with loved ones. Can we really put a price on ⁉️

Let's get ready for in full bloom.

Happy !

As we prepare for the  , we wish you and your loved ones a Happy   National   Day, if you don't see us until then.
06/19/2025

As we prepare for the , we wish you and your loved ones a Happy National Day, if you don't see us until then.

The Keys to  "The findings suggest that pursuing   focused on self-enhancement or self-centered value are less likely to...
06/11/2025

The Keys to

"The findings suggest that pursuing focused on self-enhancement or self-centered value are less likely to result in happiness compared to pursuing alter-centered collective goals or self- / ." - National Library of Medicine (NLM)

https://pubmed.ncbi.nlm.nih.gov/30625160/

"Self-transcendence altruism prosocial values associated with greater happiness, while self-centered goals and are not

Engaging in behaviors, like or , can lead to increased happiness, especially when individuals feel a sense of choice, social connection, and see a positive impact from their actions.

Self-centeredness and materialism are often linked to fluctuating happiness and may be negatively correlated with authentic–durable happiness.

High levels of materialism have been consistently associated with less happiness, lower life satisfaction, and deficits in and interpersonal relationships.

Materialism can also lead to increased negative emotions, such as and .

Self-enhancement and self-centeredness:

Research suggests that individuals who prioritize personal achievements, money, power, or health tend to be less happy compared to those who prioritize social , spirituality, or altruistic values.

Altruistic and collective goals:

Studies have shown that prioritizing social relationships, , , and connections is positively associated with happiness. Furthermore, engaging in acts of and service to others, as well as focusing on shared goals, can lead to greater .

Self-transcendence:

Self-transcendence, which involves a decreased sense of self and an increased sense of connection with something larger than oneself (e.g., , a cause, or the natural world), has also been linked to higher levels of happiness and well-being.



Why this matters:

The findings highlight the importance of shifting focus from personal gains to the well-being of others and pursuing goals that align with our and contribute to a sense of and meaning in .

In summary: While personal goals are important, incorporating a concern for others and pursuing goals that have a positive on the community is strongly linked to greater happiness. This suggests that prioritizing the well-being of others can indeed lead to a faster and more path to happiness. "

- Google AI summation of various sources on the referenced quote

Personal values refer to the beliefs, principles or ideas that are important to people's lives. We investigated the associations between personal values and happiness. We inquired about the importance of four different categories of personal values: prioritizing social relationships, extrinsic achie...

Top 20 Places Where Starter   Are Still Affordable by   and Susan Kelleher (Part 2) ...there’s yet another commonly affo...
06/04/2025

Top 20 Places Where Starter Are Still Affordable by and Susan Kelleher (Part 2)

...there’s yet another commonly affordable home type where, in recent years, prices have been comparable to — or even higher than — single-family homes in many markets: .

Starter home value appreciation has outpaced other types of homes nationally, mostly because they’re so in demand. They generally require a lower down payment, cost less to heat and cool, and allow buyers to start building sooner.

Condo value can be as much as 70% cheaper in some markets

Condos are far and away the most commonly affordable home type in virtually every metro. In some markets, they come at a steep discount compared to the typical affordable home, especially at the starter level. For context: On a national scale, condos in the mid-tier are generally about 4% than single- homes


In , a starter condo is worth $95,456 — 69% less than the $312,000 a typical household there could spend to buy an affordable home.

Here is a sample of some cities that made the list:



(Click link below for the full list)

https://www.zillow.com/learn/starter-home-price/

Keep hidden fees in mind

These home types are the lowest values in the market, so they’ll inevitably include fixer-uppers and studio and one-bedroom condos. And while all homes require you to spend on , condos usually require fees paid to a association for maintenance and improvements. An experienced agent who is an expert in your local market will know where to find the deals, and help you sort through your options. It may be that continuing to save for a few years in order to spend more to get the home that best fits your needs for the long term is a better strategy for you.

Buyers should think beyond affordability

You may be tempted to jump at a home based on price alone, but you want to be sure that whatever you pick checks the boxes for the things that are important to you. It’s a good idea to get clear on what those things are, and keep a list with you while you shop for a home so you don’t leap at the wrong home and end up with buyer’s remorse.

Even as the typical home soars out of budget for many buyers in hundreds of cities, these locales have affordable options – some at a steep discount. Here’s what to look for.

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Houston, TX

Telephone

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http://www.AfricanHBD.com/

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