Tim Murphy Jr.

01/06/2026

Understanding Critical, Chronic, and Terminal Illness matters more than most people think.

Living Benefits may allow access to a portion of your policy’s benefit while you’re still alive, when certain conditions are met.

Request a consultation to discuss your personal situation and explore coverage options: www.timmurphyagent.com

12/12/2025

If you face a covered critical illness, Living Benefits can give you quick access to part of your policy.

Real help, real money, right when you need it most.

-Not a loan.
-Not a government program.
Just a powerful feature many policies don’t include!

If your policy doesn’t have this, you could be missing out on one of the most valuable protections available today.

👉 Let’s talk about how your policy can help — request a consultation:
www.timmurphyagent.com

12/03/2025

Sometimes the coverage details don’t match what actually receive. And it gets even more confusing when online promotions highlight only part of the story.

Here’s what rarely gets mentioned:
-The VA doesn’t typically cover all funeral or burial costs.
– Private cemetery expenses are only partially reimbursed.
– Families can still face $8,000–$12,000+ in final expenses.

That’s why getting clear, honest information matters — so veterans and their families can plan with confidence and avoid surprises later.

Contact me to schedule a consultation: www.timmurphyagent.com

11/27/2025

If you don’t understand how your life insurance premium is calculated… you’re trusting luck with your money.
Guideline Premium = death benefit + cash value.
That’s it.
Know the formula → pay smarter.

👉 Want a clear, no-pressure consultation?
Apply here: www.timmurphyagent.com

11/25/2025

Being the breadwinner isn’t about pride — it’s about protection.
Your family depends on the strength you build when no one is watching.
If you needed a sign to step up, this is it.

11/13/2025

Life is unpredictable. Don´t leave your loved ones unprotected. Get a free, no-obligation life insurance quote with Tim Murphy Now!

09/04/2025

07/27/2025

07/23/2025

Final Expense!!!

05/17/2025

are increasingly recognizing the importance of life insurance — not just for their own security, but also as financial planners for their families. The rise in women as primary earners or co-breadwinners in has boosted insurance purchases among women by nearly 10% in the past five years.

When it comes to life insurance in Texas, there’s a lot of assumptions floating around. Who buys more? Men or women? And how do relationship status and family dynamics play into this? Let’s dive into the numbers and unc...

03/31/2025

Life’s better with a thumbs-up! 👍

https://dot.cards/timothymurphy