Roan Capital Partners

Roan Capital Partners Fee-only financial advisors helping families manage and grow their wealth in Tri-Cities and beyond.

09/26/2025

⚠️Government Shutdown: What You Need to Know

With a 70-80% chance of a government shutdown starting October 1st, here's what matters for your finances ↓

Key Impacts:
Economic cost: $1+ billion per week if prolonged
2 million federal workers affected
Essential services continue (Social Security, military, air traffic)
Short-term market volatility likely, but historically temporary

Our Take:
Political theater creates noise, not long-term investment damage.
Bottom Line: Stay informed, not emotional. Stick to your financial plan rather than reacting to headlines.

Questions about how market volatility affects your portfolio? We're here to help you navigate uncertainty with confidence. Schedule your consultation:

📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

Let’s Talk Finance — Your Questions, Answered!Every month, we set aside time to answer YOUR questions about financial pl...
09/26/2025

Let’s Talk Finance — Your Questions, Answered!

Every month, we set aside time to answer YOUR questions about financial planning, investing, retirement, taxes, and more.

No question is too big or small — if it matters to you, it matters to us.

💬 Share your questions in the comments below (or send us a DM if you prefer privacy), and we’ll answer them in our next Q&A post or story.

Your question might just help someone else in our community, too.

What’s one financial question you’ve been wondering about lately?

09/24/2025

These common retirement planning mistakes can cost tens of thousands of dollars — but every single one is completely avoidable with proper planning.

Schedule your free retirement plan review:
📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

Did you know? We now have 3 office locations to better serve you! No matter where you’re located in Northeast Tennessee,...
09/22/2025

Did you know? We now have 3 office locations to better serve you!

No matter where you’re located in Northeast Tennessee, comprehensive financial planning is closer than you think. At each office location, we offer:

✅Investment Management
✅Family Wealth Management
✅Retirement Planning
✅Business Financial Planning
✅Trust and Estate Planning
✅Family Office Services
✅Tax Services

No matter which office you choose, you'll receive the same personalized, fee-only financial planning that puts your family's goals first.

Ready to take the next step? Schedule your free consultation at the location most convenient for you:

🏢 Johnson City
208 Sunset Dr. Ste 504
Johnson City, TN 37604
423-631-5786

🏢 Oak Ridge
675 B Emory Church Rd.
Oak Ridge, TN 37830
865-482-4211

🏢 Crossville
69 East First Street Ste. 202
Crossville, TN 38555
931-337-2962

Did you know? More than half of Americans (58%) have less than $10,000 saved for retirement. Will $10,000 really last 30...
09/19/2025

Did you know? More than half of Americans (58%) have less than $10,000 saved for retirement. Will $10,000 really last 30+ years? That's only 91 cents a day.

Your 50s aren't just another decade – they're your retirement security "make or break" moment.
Most people spend their 50s hoping they're on track. But hope isn't a strategy when you only have 15 years left to get it right.

The financial decisions you make (or avoid) in the next decade will determine whether you retire confidently or spend your golden years worried about money.

But here's what most people don't realize – your 50s are actually your BEST opportunity:

Maximum earning power – You're likely making more than you ever have
Government catch-up bonuses – Extra $8,500/year in tax-advantaged savings
Expenses dropping – No more college tuition or childcare costs
Time still on your side – 15 years for your money to compound

Don’t forget these three important decisions:
1️⃣ When to claim Social Security (wrong timing costs $300K+)
2️⃣ How to protect against healthcare costs ($60K+ annually for long-term care)
3️⃣ Smart tax planning (Roth conversions can save tens of thousands)

Don’t let this crucial decade become your biggest regret. The difference between “I wish I had…” and “I’m so glad I did…” often comes down to taking action in your 50s.

Let’s turn your next 15 years into the foundation for 30+ years of financial peace of mind.

Schedule your free consultation:
📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

09/18/2025

What do the Fed's recent rate cuts mean for your investments and retirement planning? Our Chief Investment Officer Jeffrey Kastner, MBA, DBA breaks down the potential impact on your portfolio and what to expect ahead.

09/17/2025

Schedule your free consultation:
📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

You've spent decades building your retirement savings. Now comes the harder question: How do you make them last?Many ret...
09/12/2025

You've spent decades building your retirement savings. Now comes the harder question: How do you make them last?

Many retirees make the mistake of thinking that having "enough" saved is the finish line. But the real challenge begins when you start withdrawing that money.

Without the right income strategy, even substantial savings can disappear faster than expected. Market volatility, inflation, taxes, and healthcare costs can all erode your nest egg.

The solution isn't just having more money – it's having a smarter plan:
✅ Multiple income streams working together
✅ Tax-efficient withdrawal strategies
✅ Protection against market downturns
✅ Flexibility for unexpected expenses

With thoughtful planning, your savings can provide steady, reliable income for 20, 30, or even 40+ years of retirement.

Don't leave your financial security to chance. Let's design an income plan that gives you confidence for the decades ahead.

Schedule your free consultation:
📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

September Market Volatility: What It Means for Your Financial StrategyThis week reminded us why having a solid financial...
09/08/2025

September Market Volatility: What It Means for Your Financial Strategy

This week reminded us why having a solid financial plan matters more than trying to time the market. Here's what happened and why it's important for your long-term goals:

What Happened This Week:
• Markets started September with mixed economic signals
• S&P 500 fell 0.69% to 6,415.54, Nasdaq declined 0.82%
• Weak jobs report (only 22,000 new positions) boosted Fed rate cut expectations

The Bigger Picture:
• September is historically the worst month for stocks (S&P 500 profitable only 50% of the time)
• Key inflation data coming September 10-11 could drive major market moves
• Fed rate cut widely expected at September 17 meeting

Why This Matters for You:
Market volatility like this week's is exactly why successful wealth building requires a comprehensive strategy that accounts for these fluctuations rather than reacting to them. Whether rates go up or down, having a properly allocated portfolio keeps you focused on your real goals — retirement security, legacy planning, or funding major life objectives.

The investors who thrive aren't the ones trying to predict every market move. They're the ones with clear financial roadmaps that can weather any storm.

How are you handling the current market uncertainty? What questions come up for you during volatile weeks like this?

Schedule your free consultation:
📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

💸 This one financial mistake can cost you your retirementToo many people lose decades of growth with one choice: cashing...
09/03/2025

💸 This one financial mistake can cost you your retirement

Too many people lose decades of growth with one choice: cashing out their 401(k) when changing jobs.

What feels like “extra money” today is really your future security. Cashing out $20,000 at age 35 could cost you more than $160,000 by retirement — wealth you’ll never get back.

At Roan Capital Partners, we believe your retirement savings are more than numbers. They represent freedom, peace of mind, and the ability to take care of the people you love. Don’t let one short-term decision erase that future.

If you’re changing jobs, we’ll walk you through the smartest way to protect every dollar you’ve worked so hard to earn.

Schedule your free consultation:
📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

The real reward for your hard work shouldn't be worrying about money. You've built something meaningful in your career, ...
09/01/2025

The real reward for your hard work shouldn't be worrying about money.

You've built something meaningful in your career, but are you still losing sleep over retirement savings, college funds, or your family's financial security?

Your expertise deserves to be matched with financial expertise. The same energy you put into excelling at work should be working just as hard in your financial plan.

What would financial peace of mind mean to your family?

Schedule your free consultation:
📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

Our clients are the WHY behind everything we do.Every conversation, every plan, every recommendation starts with one que...
08/28/2025

Our clients are the WHY behind everything we do.

Every conversation, every plan, every recommendation starts with one question: “What matters most to you?”

Because financial planning isn’t just about numbers — it’s about people. It’s about helping families feel secure, confident, and free to live the life they’ve worked so hard to build.

At Roan Capital Partners, our purpose is simple: put our clients first, always.

Schedule your free consultation:
📞 423-631-5786 (Johnson City)
📞 865-482-4211 (Oak Ridge)
📞 931-337-2962 (Crossville)
💻 www.roancp.com

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Johnson City, TN

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+14236315786

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