09/18/2026
The Fed raised rates again, but that doesn’t mean homebuyers should panic.
You can’t control where mortgage rates go next, but you CAN control how much you borrow, how much cash you keep in reserve, and how you negotiate your offer.
A larger down payment or negotiating seller concessions toward a rate buydown could make a meaningful difference in your monthly payment.
Don’t try to perfectly time the market. Focus on making the numbers work for you. 🏡
👋 I'm George Poporad your Cleveland Area real estate agent and advisor