Homes by James

11/21/2025

Homes by James

The Housing Market Is Turning a Corner Going into 2026

After several slower-than-normal years, the market is finally starting to turn a corner. Declining mortgage rates, more listings, and growing buyer activity all point to a market gaining real traction.

Let’s connect to talk about what’s happening in our local market and how you can make the most of it in 2026.

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market.

11/20/2025

Two-thirds of Americans think a recession is coming. But only one-third of economists do.

That gap says a lot. It’s a reminder not to let fear and negative headlines drive your homebuying plans.

We’re not in a recession right now. And there’s certainly no guarantee we’re even headed for one.

So, if your finances and job are solid, you don’t necessarily have to wait to move, especially if you need somewhere different to call home.

We can still make your move happen. If you want some expert insights on moving during periods of economic uncertainty, DM me or comment INSIGHTS below and I’ll follow up.

11/20/2025

Homes by James

Most Experts Are Not Worried About a Recession

Most Americans think a recession is coming. But most experts don’t.

So, you don’t necessarily have to put your moving plans on hold. If your finances are solid, your job is stable, and you have a real need to move, you can still make it happen.

What’s holding you back from making your next move? Let’s talk it over.

Homebuyers are watching the economy closely, and for good reason.

11/19/2025

Homes by James

Here’s a stat every potential seller should know: 57% more homes have been pulled off the market compared to this time last year.

But that’s not because something’s wrong with the market. It’s because something was off with seller expectations.

In 2025, too many sellers overpriced their homes or gave up too soon when they didn’t go under contract right away.

But that doesn’t mean homes won’t sell anymore. They just need a different approach. Because the homes that are priced right today are selling, not sitting.

Want a strategy that actually gets results? DM me and we can walk through exactly what’s working for sellers in our area right now.

11/18/2025

Home Affordability Hits 2.5 Year High

Affordability is the best it's been in over 2.5 years. Ready to see what’s possible now? Let’s re-run your numbers together.

11/18/2025

Homes by James

Home Affordability Hits 2.5 Year High

Affordability is the best it's been in over 2.5 years. Ready to see what’s possible now? Let’s re-run your numbers together.

11/17/2025

Homes by James

There are real shifts happening in the housing market right now. And these three signs stand out.

1. Mortgage rates have been come down from their peak earlier this year. And that’s helping affordability.

2. More sellers are listing. And that’s adding to the number of homes for sale.

3. Buyers are re-entering the market. Purchase applications are up 20% compared to last year.

It all points to a market that’s finally turning a corner heading into 2026.

Want to know what this means locally? Let’s talk.

11/15/2025

Would You Let $80 a Month Hold You Back from Buying a Home?

You don’t have to wait for 5.99%. You have the chance to move (and save) right now. So, ask yourself: Would you let $80 hold you back from buying a home?

If you find a home you love and the math makes sense, getting ahead may be the best strategy. Let’s run your numbers so you can see what you’re working with in our market.

A lot of buyers are stuck in “wait and see” mode right now.

11/14/2025

Homes by James

Trying to break into the market without breaking the bank? You may want to look at fixer-uppers.

The median listing price for the typical single-family home is $436,000.

But for fixer-uppers? It’s only around $200,000.

And if you’re doing the math, that’s about 54% difference.

Now, a house that needs elbow grease isn’t going to be right for everyone. Repairs and updates cost time and money.

But for handy buyers, that price gap could be what gets their foot in the door.

Would you take on a house with potential if it helped you become a homeowner? DM me or drop a comment below.

11/13/2025

7 in 10 Veterans aren't aware they may be able to buy a home with no down payment.

That’s one of the biggest advantages of the VA home loan, and it’s still available right now. It may just take more time for it to process due to the government shutdown.

If you’ve served, you’ve earned this benefit. It’s time to make sure you’re getting everything you qualify for.

Want to find out what’s possible? Talk to a trusted lender.

11/13/2025

Homes by James

What a Government Shutdown Really Means for the Housing Market

A government shutdown can cause short-term delays for some buyers, but it doesn’t derail the housing market. The last time this happened, sales picked back up as soon as the government re-opened.

If you’re unsure how this might affect your plans, or just want to make sense of what’s happening, let’s connect.

There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt?

11/12/2025

Homes by James

Consider Fixer Uppers

Trying to break into the market without breaking the bank? The list price for fixer uppers is about 54% lower. Let’s connect and see if a house with potential could be your way in.