Beyond Limits

04/11/2025

What are your money rules in your money blueprint?

04/10/2025

April 10 – The Power of Life Insurance in Business: Protection, Continuity & Growth

Most people think life insurance is just for families... but business owners know better.
Life insurance can be one of the most powerful tools in your business toolkit—if you understand how to use it.

Let’s break down 3 key life insurance strategies that are changing the game for entrepreneurs, executives, and corporations:

1. Buy-Sell Agreements
When two or more people own a business together, what happens if one partner unexpectedly passes away?
A Buy-Sell Agreement funded by life insurance ensures the surviving partner(s) have the liquidity to buy out the deceased partner’s share, protecting the company from chaos, court battles, or sudden sales to outside parties.
Example: When a co-owner of a manufacturing firm passed, the surviving partner was able to buy his stake immediately—keeping the company private and the legacy alive.

2. Executive Bonus Plans (Section 162)
Want to reward and retain top talent? Companies use Executive Bonus life insurance plans to provide key employees with additional compensation through a life insurance policy. It builds cash value they can access in the future—without the strict rules of retirement accounts.
Example: A tech firm gave its CTO a $25k/year bonus through an IUL. Ten years later, he had access to a six-figure tax-free asset while remaining loyal to the company.

3. Bank-Owned Life Insurance (BOLI)
Big banks? They’ve been using life insurance to build tax-advantaged reserves for years.
BOLI is used to offset employee benefit costs and grow money tax-deferred with minimal risk.
Fun Fact: Major banks like Wells Fargo and JPMorgan collectively hold billions in BOLI. Why? Because it’s safe, grows tax-deferred, and pays a death benefit to the institution.

Life insurance is more than protection—it’s a strategy.
Whether you’re a small business owner, executive, or entrepreneur, you deserve to understand how these tools can safeguard your business, grow your assets, and leave a lasting legacy.

Want to learn how these strategies can work for YOU?
Join the National Financial Literacy Campaign with World System Builders. We’re on a mission to educate 30 million families by 2030—and that includes businesses too.

📅 Register for a FREE Financial Literacy Workshop and learn how to leverage life insurance for life, business, and legacy.

🔗 Sign up now at wsbcampaign.com/tut

01/06/2021

Georgia voted as requested, does this mean we're receiving another stimulus on top of the $600 that recently paid out ?

https://www.businessinsider.com/biden-georgia-senate-runoff-2000-stimulus-checks-immediately-2021-1

President-elect Joe Biden said $2,000 relief checks would reach Americans quickly if the Democrats Raphael Warnock and Jon Ossoff won in Georgia.

01/06/2021

This is a great article for those who sat in on my credit score/credit card workshop. Definitely not for the Dave Ramsey disciples but every bit informational and convenient for those who are disciplined enough to manage their own accounts and enjoy being pampered by rewards and points.

https://www.nytimes.com/2021/01/05/magazine/points-guy-travel-rewards.html

Brian Kelly, The Points Guy, has created an empire dedicated to maximizing credit-card rewards and airline miles. What are they worth in a global pandemic — and why are they worth anything at all?

01/04/2021

Technology has definitely taken us to new heights.

Enjoy this video of the space needle ringing in the New Year for 2021.

Wouldn't it be a show to see in person?

https://youtu.be/3Ow0ET-ob3E

KING 5 Evening rang in 2021 in Seattle with “New Year’s at the Needle.” The show featured a first-ever virtual display from the Space Needle. The virtual dis...

01/04/2021

One of the increases after the pandemic took over the globe was seen in families creating more protections, wills and trusts for themselves and their love ones.

Unfortunately, this is still a conversation not many people are familiar with and may be unsure of where to start. Financial Education is definitely lacking or not offered in many communities but our goal here is to make it more available with different options to products and services to complement your needs.

Let's sit down and lay out everyone that is important to you and then lets make sure that they will always be protected and provided for.

For additional information:
www.beyondlimits.solutions

Or contact us at:
[email protected]

Most of our academic and professional careers only focus on moving up so that our paychecks can move up. However, it's not always about how much you make, but instead, what you can do with what you...

01/02/2021

Not sure if anyone has read this book but it is a great short read that definitely helps with managerial, leadership and entrepreneur influence styles.

Too often we are fixed on our rigid approaches and expectations handed down to us that we forget what it takes to effectively and efficiently complete larger goals and tasks. Because of this, people are stuck on small visions and weak influences.

You would be surprised at how communicating with someone in a different industry can help you improve in your own line of work.

https://amzn.to/3pMsSw7

Maestro: A Surprising Story About Leading by Listening

01/01/2021

With this new year officially in effect, let's take what we have learned from 2020 and start relisting our priorities so that we never have to feel cornered and unprepared.

There are many things we can do to build small growth habits so that we can discipline ourselves toward major goals in our lives.

The universe is abundant to those who know how to attract the life they are willing to put effort into building.

Some examples of my goals:
Rental property by the end of 2022
Create a second 6 figure income stream by 2025
Create an involved financial literacy and licensing program by end of 2022
Find 5 more like minded leaders to share journeys and opportunities with
Complete my book by end of 2021

What are some of the goals and priorities you would like to accomplish in 2021?

09/07/2015

Is your life where you'd like it to be ? If it is, then continue with your progress.

If it's not, then you have to see where the change needs to occur. For most people, your current conditions is a reflection of your philosophy and how you see life. If you expect stress, negativity, drama in your life, then guess what, that's what you'll create for yourself.

11/12/2014

College can be overrated, its just people need to go through the steps in order to see it.

http://money.cnn.com/2014/11/11/investing/michael-bloomberg-advice-become-a-plumber/index.html?sr=fbmoney111114bloomberg0330story

If your passion is handicapped without a certain degree, then go to school and acquire the key to unlock your passion. But if you have no idea what you really want to do, don't expect to find it in college. You'll only get steered into someone else's passion and before you know it, you spent years and money on something you never really cared for.

Former New York City Mayor and Billionaire Michael Bloomberg recommends that many people consider being a plumber before over college.

11/09/2014

"If you wait for perfect conditions to seize an opportunity, you'll be waiting till the day you die." - Mark Batterson

10/07/2014

Your life can be as great or as terrible as you choose it to be. The power has always and will always be within you to decide.

http://www.wsoctv.com/news/news/terminally-ill-woman-chooses-die-two-days-after-hu/nhdL7/?ecmp=wsoctv_social_facebook_2014_sfp

Brittany Maynard has climbed Mount Kilimanjaro, run half marathons and traveled to exotic spots around the world.