08/17/2026
Wait… haven’t mortgage rates been around this level for THREE YEARS? 👀
We got so used to those 2–4% rates that anything around 6–7% feels crazy.
But here’s the thing…
If you’ve been waiting for rates to suddenly drop back to 3%, you could be waiting a long time.
Instead of trying to predict the perfect rate, I think it’s more useful to look at the whole deal:
🏡 What can you negotiate on the price?
💰 What seller concessions are available?
🏗️ What are builders offering?
📉 Can you buy down your rate?
🧮 And most importantly—what does the actual monthly payment look like for YOU?
The rate matters.
But it’s not the entire deal.
If you’re thinking about buying and want to look at the actual numbers instead of just watching the headlines, let’s talk.
📲 469-288-2600
DM me MARKET and I’ll help you figure out what today’s market could look like for you.
I’m Yen Muñoz with Make Moves DFW — helping you buy smart, sell smart, and love where you live.