AeraVela Legacy Partners

AeraVela Legacy Partners Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from AeraVela Legacy Partners, Digital creator, Corporate Address: 5559 S Sossaman Road Bldg #1, Ste #101, Mesa, AZ.

Angela McNeil - NMLS #2535443
Independent Mortgage Loan Officer
AeraVela Legacy Partners
TX | MN | ME | ND
Powered By NEXA: NMLS #1660690
NEXA Mortgage LLC is an Equal Housing Lender

🖤 Local Realtors Matter. Local Lenders? Not So Much.You absolutely should work with a local Realtor.They know their comm...
12/31/2025

🖤 Local Realtors Matter. Local Lenders? Not So Much.

You absolutely should work with a local Realtor.

They know their community. They’ll tell you which neighborhoods are up-and-coming, where your dollar goes further, what homes are actually worth, and which schools make the grade.

They’ve walked those streets, shaken those hands, and know which side of town has the best tacos.

But when it comes to your lender?

You don’t really need someone down the street.
You need someone who can actually get it done. Just because they're local, doesn't mean they can get you the best loan for your situation.

I’m not a call center. I'm not a bank. I'm not retail.
I’m an independent mortgage loan officer with one of the largest mortgage brokerages in the country.
That means you get personalized support and access to hundreds of lenders and their multitude of products.

I’m licensed in multiple states because life doesn’t stay in one zip code.
It changes. It moves. It evolves. And you deserve a lender who can move with you.

📍 Relocating from Texas to Minnesota? I’ve got you.
🌴 Leaving the snow at 65 for sunshine? I’ll help you buy your retirement home with a Reverse for Purchase.
🏗️ Building a vacation home in Maine and launching commercial projects across the country? Let’s make it happen.

You don’t need five different loan officers for every chapter of your life.
You just need one who knows how to show up for all of it.

My phone works in every time zone.
I answer calls, texts and emails. I Zoom and Facetime when you want face-to-face.

This isn’t about geography. It’s about ex*****on, strategy, and commitment from someone who's in it with you for the long haul.

Whether it’s your first home, your forever home, a lakeside resort development or a portfolio of investments, I'm here for it all.

✈️Where would your next chapter take you? 👀 Let me know in the comments!

Is your New Year's Resolution to finally start that business you've been dreaming of but you need a little 💲 help to get...
12/29/2025

Is your New Year's Resolution to finally start that business you've been dreaming of but you need a little 💲 help to get it started?

Do you have an existing business that could use a boost in cash?

Let me help!
✅ Startups are OK!
✅ Unsecured Business Loans up to $500K
✅ Business Credit Card Programs up to $150K
✅ No collateral. No industry restrictions. No minimum time in business.

For a same day, risk-free pre-qualification, you will need:
• A 680+ credit score
• Most recent 2 years of personal tax returns
• $50K+ in yearly personal income

💳 0% intro interest for up to 12 months on credit lines
📝 No prepayment penalties
📈 Credit cards report to your EIN to build business credit

📌 Heads up — if you’re pre-approved, these docs are needed to fund:
• Driver’s License & SS card
• Utility bill (home)
• 2 most recent paystubs + 2 years of W2s (or business tax returns if self-employed)
• Articles of Incorporation
• IRS EIN letter
• 3 months personal bank statements
• Voided personal check for deposit

If you’re ready:
Click here to get pre-qualified with no hit to your credit.
https://tinyurl.com/LegacyBusinessFunding

🚀 Need fast funding to launch or grow your business?Do you have a business idea but don't have the funds to get it up an...
10/09/2025

🚀 Need fast funding to launch or grow your business?

Do you have a business idea but don't have the funds to get it up and running?

Do you have an existing business that could use a boost in cash?

Let me help!

✅ Startups are OK!
✅ Unsecured Business Loans up to $500K
✅ Business Credit Card Programs up to $150K
✅ No collateral. No industry restrictions. No minimum time in business.

For a same day, risk-free pre-qualification, you will need:
• A 680+ credit score
• Last 2 years of personal tax returns
• $50K+ in yearly income

💳 0% intro interest for up to 12 months on credit lines
📝 No prepayment penalties
📈 Credit cards report to your EIN to build business credit

📌 Heads up — if you’re pre-approved, these docs are needed to fund:
• Driver’s License & SS card
• Utility bill (home)
• 2 most recent paystubs + 2 years of W2s (or business tax returns if self-employed)
• Articles of Incorporation
• IRS EIN letter
• 3 months personal bank statements
• Voided personal check for deposit

If you’re ready:
Click here to get pre-qualified. No pressure. No hit to your credit. Just real options. ➡ https://tinyurl.com/LegacyBusinessFunding

💥 Big News: NEXA Mortgage is now NEXA Lending 💥Let me start with something you need to know, up front: NEXA is not becom...
10/02/2025

💥 Big News: NEXA Mortgage is now NEXA Lending 💥

Let me start with something you need to know, up front: NEXA is not becoming retail...far from it. NEXA is evolving into something much bigger, stronger, and smarter...a hybrid that outpaces both the broker world and the retail players.

For AeraVela Legacy Partners, NEXA Lending isn't just a "rebrand." This is a rocket launch for us as we now operate with more control, more options and more precision.

Here’s what this shift means for YOU (my agents, other LOs, and high-performance partners):

🔹 Not retail. Never limited.
We don’t carry delegated lending risk. We’re free to move with the agility of a broker and the capability of retail without the downside of actually being retail.

🔹 Control over capital.
We now fund nearly 60% of loans in-house. That means faster closings, smoother ops, and no waiting on slow retail backrooms.

🔹 Options = leverage.
Borrower-paid. Lender-paid. Non-delegated correspondent. If it can be done, we can structure it. And if it can’t be done traditionally? Let’s get creative.

🏛️ AeraVela was built to lead, not follow.
With this evolution under the NEXA Lending umbrella, AeraVela Legacy Partners is doubling down on what sets us apart:

✅ Boutique service with powerhouse ex*****on
✅ White-glove experiences for agents and borrowers
✅ Advanced loan strategies
✅ A brand aligned with growth, wealth, and legacy

I’m here to elevate your edge in every deal and now I’ve got more tools than ever to do it.

If you’re a Realtor who wants a true lending strategist on your side…
If you’re a Loan Officer tired of being boxed in…
If you're a Borrower that wants options for Residential, Commercial, Investment, and Reverse loans...
If you’re ready to win differently - REACH OUT.

This is Legacy Lending for Legacy Builders.

📉 Wait… Didn’t the Fed lower rates? Why did mortgage rates go up?! (and then down and then up and then down again?!)A co...
09/19/2025

📉 Wait… Didn’t the Fed lower rates? Why did mortgage rates go up?! (and then down and then up and then down again?!)

A common question every time the Fed cuts rates.

So let’s clear the air 👇

Yes, the Fed did cut rates this week (by 0.25%), bringing the federal funds rate to around 4.00–4.25%. And yes, they signaled more cuts are coming later this year.

But here’s the curveball:
📈 Mortgage rates? Some actually went up after the cut.

If that feels backwards, you're not alone. But it's actually textbook market behavior. Let me explain like I would if we were sitting down over coffee:

💡First, mortgage rates and Fed rates are not the same.

The Fed controls the overnight lending rate (that’s what banks charge each other.)

Mortgage rates? They’re tied more closely to long-term bond yields (specifically the 10-year Treasury.) And those are influenced by how investors feel about things like:

📍Future inflation
📍Economic growth
📍Global markets
📍Confidence in the Fed's next moves

So when the Fed cuts rates, the bond market might go:
“Hmm… this must mean inflation is still sticky or the economy isn’t cooling fast enough,” which ironically can cause long-term yields to rise and that pushes mortgage rates up.

🧠 Here’s the part most people miss:

It’s super common to see mortgage rates tick up temporarily after a Fed cut.
The markets are processing the Fed’s tone, not just the action. Once things settle and inflation shows more signs of cooling, rates usually ease back down.

So if you're shopping for a home or planning to refi, don’t panic. This is part of the cycle.

What I’m telling my clients:

✅ If you're in the market, watch the trend, not the daily headlines.
✅ If a rate pops up that works for your goals don’t overthink it. Lock it in.
✅ If not? Stay patient. There’s a strong case for rates drifting downward.

The bottom line?
Rate cuts don’t work like light switches. They’re more like dimmers and the light takes a second to adjust.

Want to talk strategy for your specific scenario? Email me at [email protected].

Angela McNeil - Independent Mortgage Loan Officer - NMLS #2535443
AeraVela Legacy Partners
www.aeravelalending.com

Hi friends, clients and followers!I'd love your support!  If you have a few minutes, please click on this link, then the...
07/29/2025

Hi friends, clients and followers!

I'd love your support! If you have a few minutes, please click on this link, then the 'Finance' category and under the Loan Officer section, you'll find me! (Voting can be done daily)

https://tinyurl.com/BestOfTexoma

Thank you!! ~Angela

Got equity in your home but don’t want to refinance?A HELOC (Home Equity Line of Credit) lets you tap into your home’s v...
07/28/2025

Got equity in your home but don’t want to refinance?
A HELOC (Home Equity Line of Credit) lets you tap into your home’s value without touching your low first mortgage rate.

🛠 Use it for renovations
💼 Launch or grow a business
💳 Pay off high-interest debt
💡 Or finally fund that “someday” dream

Here's what makes it easy:
✅ 100% online application
✅ No in-person appraisal for loans under $400K
✅ Income verified via Plaid — no paystubs or tax returns in most cases
✅ Get approved in 5 minutes — with a soft credit pull upfront. Hard credit pull only after moving forward with option.
✅ Borrow up to $750K
✅ Funding in as little as 5 days (or 12–15 in Texas)

💻Click here to explore your equity.
https://tinyurl.com/LegacyHELOC

Don't see options that fit? Let's find another one that will.

Your dream deserves more than a “maybe someday.”The cozy coffee and book shop on Main Street.The boutique salon you’ve o...
07/24/2025

Your dream deserves more than a “maybe someday.”

The cozy coffee and book shop on Main Street.
The boutique salon you’ve outgrown.
The Med Spa built to your specs.
The winery and event venue.

You don’t have to keep waiting.
And you definitely don’t have to do it alone.

✨ SBA loans are designed for dreamers like you:
• Low down payment
• Longer terms to keep your monthly payments low
• Funding for real estate, renovations, equipment, and more
✨ You may qualify if:
• Your business is U.S.-based and for-profit
• You have good credit and a clear vision
• You’re ready to own, expand, or build something of your own

At AeraVela Legacy Partners, we specialize in boutique lending solutions for small businesses with big purpose. We’ll walk beside you—from dream to closing day.

I'm ready when you are!
Angela McNeil - Mortgage Loan Officer NMLS #2535443
[email protected] or [email protected]
(903) 730-9145
www.aeravelalending.com
AeraVela Legacy Partners
Powered by NEXA Mortgage, LLC

I am completely stunned and incredibly honored to be nominated for Best of Texoma - Mortgage Loan Officer.  A huge 'Than...
07/22/2025

I am completely stunned and incredibly honored to be nominated for Best of Texoma - Mortgage Loan Officer. A huge 'Thank You!' to those that thought of me and took the time to throw my name into the bucket. Your support means more than I can express!

Now, the voting phase begins and I would be so grateful for your vote!
You can vote here: https://tinyurl.com/BestOfTexoma

Thank you again for believing in me and the work I do!

(Note - nominations were submitted prior to the Name Change, so it is listed under High Vibe Mortgage, Angela McNeil)

Announcing:  The High Vibe Mortgage Team has a new name!New Name.  Same Team.  Elevated Vision.At AeraVela Legacy Partne...
07/06/2025

Announcing: The High Vibe Mortgage Team has a new name!

New Name. Same Team. Elevated Vision.

At AeraVela Legacy Partners, we don’t just finance real estate, we help visionaries chart bold new paths.

Rooted in the Latin words “aera” (air) and “vela” (sail), our name symbolizes freedom, momentum, and the courage to navigate uncharted waters. We exist for those who are building more than homes or portfolios...they’re building legacies.

Whether you’re a first-time buyer with big dreams, a retiree unlocking the next chapter through home equity, a developer shaping communities, or an investor building generational wealth, we bring strategy, clarity, and boutique-level support to every step of the journey.

Every client we serve receives personalized attention and creative solutions grounded in real expertise. With access to over 270 lenders, we have the flexibility to match financing to your unique vision.

This is legacy lending for legacy builders—at every stage of the path. We build relationships, not just loans.

Welcome aboard.

Address

Corporate Address: 5559 S Sossaman Road Bldg #1, Ste #101
Mesa, AZ
85212

Website

https://calendly.com/amcneil-meet/20min, https://linktr.ee/angela_mcneil, https://nmlsc

Alerts

Be the first to know and let us send you an email when AeraVela Legacy Partners posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to AeraVela Legacy Partners:

Share