Prive Financial

12/28/2025

🚨 YOUR IUL IS BEING SABOTAGED…And You Don’t Even Know It!

Some advisors are writing bad business for clients with no cash value and lining their pockets with Bentleys and Ferraris. 🚗

The ethics of the game? It’s not what you can do FOR ME—it’s what I’m able to do FOR MY CLIENTS.

A $500K policy with a $500/month premium. Sounds good on paper, right? Wrong. 📋

💰💰💰 Here’s the problem: A well-structured IUL should allow for a MINIMUM of 70% loan-to-value. This policy? It won’t. At this rate, it’s only a matter of time before that policy lapses, leaving your client with nothing but regret and a fraudulent agent who knew better.

👉🏻 Bad structuring = No cash value accessibility
👉🏻 No accessibility = Lapsed policies
👉🏻 Lapsed policies = Wasted premiums
👉🏻 Wasted premiums = Broken trust

💰💰💰 If you need an IUL audit, rest assured at Privé Financial we will provide the BEST solutions to rescue your IUL from lapsing because your agent defrauded you into believing a $500/month policy will build wealth.

✅ A properly designed policy should work FOR you, not against you. We build policies with 70%+ loan-to-value accessibility so your wealth actually grows and stays accessible.

We don’t build Bentleys. We build LEGACIES. 💎

👉 READY FOR AN HONEST IUL AUDIT? DM AUDIT or call today (972)954-5246 - no judgment, just solutions.





— Privé Team

12/27/2025

🔹 “Aggressive” Tax Strategy Isn’t About Risk—It’s About Mastery.

Most business owners believe that saving thousands on taxes means rolling the dice.
But here’s the truth: what feels risky to some is just another Tuesday when you truly know the tax code.

It’s like stepping onto a salsa dance floor during a big fiesta.

For most, the fast steps and rhythms might feel overwhelming.

But for a seasoned dancer who knows every beat—it’s pure confidence and flow.

At Privé Financial, we know the moves. We know the rhythm.
That’s why our clients—contractors, dentists, doctors, and entrepreneurs—don’t guess. They execute.

The real question isn’t, “How aggressive do you want to be?”
It’s, “How confident are you that your advisor actually knows the law inside and out?”

If you want a strategy that works, protects your business, and stands up to scrutiny, let’s talk.

☎️Call us: (972) 954-5246

📅 Book your confidential consult now: https://api.leadconnectorhq.com/widget/bookings/wealth101

12/25/2025

🎄 Merry Christmas, Familia 🎄

To those celebrating with joy, laughter, and loved ones — savor every moment. This season is for you.

To those missing someone this year, grieving a loss, or walking through hardship — we see you. Your pain is real, and it’s okay to feel it. But please know: you’re not alone. Stay connected. Reach out. Lean on your community. 💚

The holidays can be complicated. Some of us are celebrating wins. Some of us are just trying to get through. Both are valid. Both matter.

Whatever this season looks like for you — whether it’s full of light or wrapped in shadow — you deserve peace, connection, and hope for what’s ahead.

Let’s lift each other up. Let’s show up for one another. Let’s remember that legacy isn’t just about wealth — it’s about the love, strength, and resilience we pass down.

Feliz Navidad. You’ve got this. 💛

FamilyFirst PriveFinancial LatinaLegacy

12/20/2025

An 84-year-old woman from Laredo, Texas was found sedated and abandoned in the woods of Matamoros, Tamaulipas. Investigators believe the intent was clear—she was not meant to survive. Yet she did. God had other plans for her life. 🙏🏻

Her story is a reminder:

💝Life changes without warning.

👉🏻Families can be left without direction, income, or protection.

💐A solid retirement + disability strategy matters:

✔ IUL cash value for income
✔ Trust protection for assets
✔ Funds structured for care & emergencies
✔ Tax-advantaged legacy planning

Privé Financial specializes in building these solutions the right way—so you’re protected when the unexpected happens.

📲 Schedule your strategy appointment today.
(972)954-5246 or click bio link or below:

https://api.leadconnectorhq.com/widget/bookings/trustestateplanning

💃🏻It’s never too late to plan. It’s never too early to secure peace of mind.

Book your appointment with Privé Financial today to begin structuring an IUL-funded trust and retirement protection strategy that keeps you safe, protected, and in control—no matter what life brings.💝

LatinaWealth PlanAhead

12/19/2025

https://www.facebook.com/share/16bMun41Gg/?mibextid=wwXIfr

One of the most electrifying NBA scorers lost his Atlanta mansion in a foreclosure auction amid financial strain….

In early 2013, former NBA MVP Allen Iverson lost his sprawling Atlanta mansion in a foreclosure auction that became part of a larger story about financial challenges after a glittering basketball career. The Hampton Road native, nicknamed “the Answer” and inducted into the Basketball Hall of Fame in 2016, had once earned more than $154 million during his 14 seasons in the league.

The foreclosure stemmed from a default on a $1.2 million mortgage linked to the home on Atlanta’s West Paces Ferry Road, a property valued around $4.5 million. When Iverson did not make the required mortgage payments, the bank bought the mansion back at auction for roughly $2.5 million.
This was not the first time a property Iverson owned ended up in foreclosure. Earlier in his post-NBA journey, a Colorado mansion he once held also faced similar financial distress, illustrating patterns of lifestyle and money management that stretched beyond his prime playing days.

The story resonated with many because it put a spotlight on the gap that can exist between professional success and long-term financial stability. Despite massive on-court accomplishments and global admiration for his scoring talent, the loss of the Atlanta home highlighted how quickly fortunes can change when income, expenses, and obligations collide.

Iverson has since moved forward with his life beyond the court, focusing on personal ventures, family, and the legacy of a career that defined a generation of basketball fans. His experience remains a powerful reminder of how public success does not always shield individuals from personal and financial upheaval.

12/08/2025

Meet Esmeralda la Cabra 🐐—your wealth architect with a Latina twist. She’s here to make sure your financial chair has all four legs: Structure, Tax Strategy, Wealth Building, and Legacy.

No more wobbly plans built on sales quotas—Esmeralda only builds chairs that last generations.

Small business? Restauranteur? Dentist? Contractor? No client too small.

Ready to stop sitting on hope and start building on strategy?

12/05/2025

Tonight is going to be epic! I'm honored to be an ambassador at the I Am She Christmas Gatsby Glam Gala, supporting the Poiema Foundation. ✨ Get ready for a night of glam, giving, and purpose—there’s an auction to help raise crucial funds to fight s*x trafficking in our communities and across the nation. As Latinas, it’s vital we stay aware and informed about this issue. Stay tuned to see how YOU can get involved!

12/05/2025

💖🐐 Meet Esmeralda la Cabra!: Latina Legacy Edition!

Cleaning business owners: Most people paying $26K+ in taxes have NO IDEA this exists. There’s a legal loophole that lets you pull money out of your corporation completely tax-free. Not "tax-deferred." Not "write-offs." Actually tax-free.

This is the same strategy that saved:
• A pharmacy owner $50K/year
• An anesthesiologist $1.2M in tax liability
• A cleaning business owner $12K (while building $3M in family wealth)

Your CPA probably doesn't know about it (most don't).

I just released a free case study breaking down our exact Esmeralda’s Latina Tax Power Plan:

→ Step 1: Get immediate tax reductions (this year)
→ Step 2: Achieve tax neutrality (pay close to $0)
→ Step 3: Build a tax-free future (wealth that never gets taxed)

Real client results. No offshore accounts. No audit risk.

Book a quick “Find Out If We Can Help” 15-minute phone call, before spots fill.

Click "Learn More" 👇
https://api.leadconnectorhq.com/widget/bookings/wealth101

12/04/2025

💖🐐 Meet Esmeralda la Cabra!: Latina Legacy Edition!

Business owners, are you tired of getting hit with limited “Big Beautiful Bill” strategies from your CPA? Esmeralda la Cabra is here to shake things up—bringing bold, bilingual wisdom and a wink of satire to advanced tax and wealth strategies that compound over time (and actually minimize your tax exposure).

Why settle for basic CPA advice when you can build a legacy? The Esmeralda la Cabra’s got style, smarts, and the secrets to transforming messy money into generational wealth—with a little sparkle and a lot of Latina pride. 💅✨

Excited for more? My Latina Legacy podcast launches January 2026—where we’ll break down the news, spill financial tea, and empower our community to build wealth that lasts.

Ready to learn what your CPA isn’t telling you? Follow for updates and get ready to level up your legacy!

12/02/2025

📌 📌 PRIVÉ FINANCIAL — ACTION PLAN FOR SMART TAX SEASON

💰Stop treating tax season like a shopping spree. Get a real plan!

✅Step 1 — Find Out What You’re Actually Overpayin: Most business owners have no idea how much of their income is going to the IRS unnecessarily. Before you buy anything for a deduction, you need clarity.
Your action:
👉 Upload your last 2 years of tax returns for a Privé Audit Review
(We tell you exactly where the money leaks are.)

✅Step 2 — Structure Your Business Correctly
An LLC without strategy is just paperwork.
An S-Corp without planning is just a missed opportunity.
Your action:
👉 We’ll tell you whether an LLC, S-Corp, Trust, or combination is right for your specific income level, industry, and goals.

✅Step 3 — Implement REAL Tax Strategy (No-Gimmicks) This is where most people fall apart.
A car purchase is not a tax plan.
You need coordinated, strategic moves:
✔ Salary + distribution modeling
✔ Accelerated deductions
✔ Shiftable income
✔ Legal entity layering
✔ Trust-based protection
✔ Tax-free wealth building
Your action:
👉 Pick a 1:1 Strategy Call this week.

✅Step 4 — Build Your Tax-Free Bucket
High-income earners must have a place to store money without creating more tax liability.
That place is NOT your business checking account. This is where we design your Infinite Wealth Strategy — tax-free, protected, and compounding.
Your action:
👉 Complete the Financial Blueprint Questionnaire.

✅Step 5 — Put It All Under a Trust
To build and protect generational wealth, your structure must be:
✔ Lawsuit-protected
✔ Probate-proof
✔ Tax-efficient
✔ Organized

Without a trust, your family inherits chaos, delay, and taxes.
Your action:
👉 Select your Trust package (Living Trust or Advanced Legacy Trust).

✅Step 6 — Annual Strategy Review
Tax strategy is not “set it and forget it.”
Income changes. Deductions change. Your goals change. Your plan must evolve every single year.
Your action:

💰💃🏻BOOK MY WEALTH & TAX STRATEGY ☕️👇🏼👇🏼👇🏼
https://api.leadconnectorhq.com/widget/bookings/wealth101

11/27/2025

Happy Thanksgiving from Privé Financial & Delta Roofing @ Construction 🧡

Today we pause with full hearts.🙏🏻♥️

Because even in the seasons where life feels messy, uncertain, or overwhelming…

God has a way of bringing it all together — like ingredients in a pot — turning it into something good when He’s in it.

At Privé and Delta, we’re grateful for every family we’ve served, every roof we’ve restored, every legacy we’ve helped build, and every opportunity the Lord has placed in our hands.
May we continue practicing gratitude daily, remembering that:

“Every good and perfect gift is from above.”
— James 1:17 NIV

Even when life gets complicated, He is working.

Even when we don’t see it, He is preparing.

Even when the ingredients don’t make sense, He is creating something beautiful.

“I will give thanks to You, Lord, with all my heart;
I will tell of all Your wonderful deeds.”
— Psalm 9:1 NIV

From our families, teams, and hearts —
🧡 Happy Thanksgiving 🧡🦃
—

11/25/2025

📍Business Owners: You’re Overpaying the IRS by Thousands.

👉🏻The Tax Strategy Your CPA Never Told You About

Entrepreneurs making $200K, $300K, even $500K+ who are STILL operating as sole proprietors. 📉

And every year, they’re throwing away $20K–$40K in unnecessary taxes.

Yes… every. single. year!

Let me break it down the Privé way:

💰 If your business earns $500K:
As a Sole Proprietor: You pay full self-employment tax + income tax.

👉 Total tax bill: ~$175,000

As an S-Corporation: You pay yourself a reasonable salary (example: $150K) You take the rest as distributions, which are not subject to self-employment tax.

👉 Total tax bill: ~$143,000

👉 You save about $32,000 — instantly.
And that savings repeats every year.

📌 “But what if I missed the S-Corp election?”

☕️Good news — Privé Financial can still help.

There are IRS provisions that allow late S-Corp elections, and we know exactly how to file them correctly.

Most business owners don’t even know this is possible.

💡 Why this matters: Congress wants business owners to structure this way.

The tax code is designed to reward you for it — if you know how to use the strategy.

Most CPAs just file your return.👀

They don’t sit with you and say,
“Hey, you’re overpaying by $30,000. Let’s restructure your entity.”

The difference between compliance and strategy.

GOAT STRATEGY👇🏻👇🏻👇🏻
😎You already taking advantage of these strategies - Privé has ADVANCED TAX STRATEGIES 💰💰💰 ASK US ABOUT THIS‼️

💰Privé Financial is strategy. Period.
(972)954-5246

Securing Legacy | Elevating Wealth

💰💃🏻BOOK MY WEALTH & TAX STRATEGY ☕️👇🏼👇🏼👇🏼
https://api.leadconnectorhq.com/widget/bookings/wealth101