GyanPedia

04/03/2025

04/03/2025

He Is the real Man Of India Salute Wealthier than Ambani and Adani

01/16/2024

https://youtu.be/F4MhsZuIInY?si=x57-0fFRg6Hm0RxK

.Unlock the Mysteries of Shaligram Stone for Ram Mandir! Delve into the rich history of the sacred Shaligram stone, a symbol deeply intertwined with the cons...

01/13/2024

Ayodhya Ram Temple Complete History

Ayodhya Ram Mandir History Explore the rich history of Ayodhya in this comprehensive video, diving into the intriguing tale of why ...

01/13/2024

Why Bhagwan Ram;s Murty made out of only Shaligram Stone

.Unlock the Mysteries of Shaligram Stone for Ram Mandir! Delve into the rich history of the sacred Shaligram stone, a symbol deeply intertwined with the cons...

01/13/2024

Our history says Akbar was a great but his brutality never mentioned in widespread, so we brought this , Don't forgot to watch

Does "AKBAR" was really a Great OR Great KillerExplore the captivating tale of Akbar, the Mughal emperor, in this thought-provoking YouTube video. Delve into...

01/03/2024

"The Total Money Makeover" by Dave Ramsey is a personal finance book that provides a step-by-step plan for getting out of debt, building wealth, and achieving financial success. Here are 10 key learnings from the book:

1. Baby Steps Approach:

Ramsey advocates for a systematic approach to financial success called the Baby Steps. These steps include building an emergency fund, paying off debt, and saving for retirement.

2. Emergency Fund is Crucial:

The book emphasizes the importance of having an emergency fund to cover unexpected expenses. This fund acts as a financial safety net and helps prevent going into debt during emergencies.

3. Debt Snowball Method:

Ramsey introduces the debt snowball method, where you list your debts from smallest to largest and focus on paying off the smallest debt first. Once that is paid off, you move on to the next smallest debt, creating momentum and motivation.

4. Live on a Budget:

Ramsey emphasizes the significance of living on a budget. Creating and sticking to a budget helps control spending and allocate money towards paying off debt and building wealth.

5. Cash Envelope System:

The book suggests using the cash envelope system for certain spending categories. This involves using cash for discretionary spending like groceries and entertainment, helping to control spending and avoid overspending.

6. Avoid Debt:

Ramsey is a strong advocate for avoiding debt whenever possible. He encourages readers to pay for things with cash and save up for purchases rather than relying on credit.
Investing for the Long Term:

7. The book discusses the importance of long-term investing for building wealth. Ramsey recommends investing in mutual funds and consistently contributing to retirement accounts.
Insurance is Essential:

8. Ramsey stresses the importance of having proper insurance coverage, including health insurance, life insurance, and disability insurance, to protect against unforeseen events that could impact your finances.

9. Homeownership with a Fixed-Rate Mortgage:

Ramsey supports the idea of homeownership but recommends doing so with a fixed-rate mortgage. He advises against risky mortgage options that could lead to financial instability.

10. Generosity and Giving:

The book encourages readers to be generous and incorporate charitable giving into their financial plan. Ramsey believes in the principle of giving back and helping others.

Book: https://a.co/d/34XDtaU
Free Audible : https://amzn.to/3NJbNl5
Watch Video Ramsay : https://youtu.be/wYKEeHAAvio?si=WQjE-M_1mTr1hMc_

12/28/2023

https://youtu.be/ofmhIPKyoNI

1971 War Crime Bangladeshi Women's Untold StoriesDive into the haunting pages of history with our documentary, "Unveiling the Tragedy: Bangladeshi Women and...

12/06/2023

This Freedom fighter Got R***d

11/30/2023

https://youtu.be/Yf8_TzS-4QE

Embark on a captivating journey to the 9 Unsolved Mysteries Temple, a magnificent architectural marvel and the richest temple in the world. Shrouded in myste...