Loan Some Dough

Loan Some Dough Mortgage strategies your bank hopes you never find. NMLS #2464939 || Powered by Edge Home Finance | NMLS #891464

06/18/2026

In case you didn't know after you buy a house you're going to get spammed like no other.

Unfortunately there are bad actors out there that grab public data, they buy lists or whatever it is that they do and some of what you get in the mail looks LEGIT. So I always tell my clients, don't send anyone a penny until we confirm it's real.

Well I got one of those calls today about a scam and I decided to give them a call. 😉

06/08/2026

Yes you read the right. We’re saving these folks $3,058 their first year. Want to see how much you could save? DM ‘MATH’

Everyone keeps talking about interest rates.I'm more interested in your payment.One of our lending partners is currently...
06/05/2026

Everyone keeps talking about interest rates.

I'm more interested in your payment.

One of our lending partners is currently offering a 1-0 buydown on eligible loans locked by June 30.

What does that mean for you?
Your interest rate is 1% lower for the first year, which means a lower monthly payment while you're settling into the house.

Then it returns to the regular rate and payment.

Simple.

Swipe to check out the math.

If you have questions about what it looks like for you, let's chat!

*Not promise to lend, you still have to qualify.

05/27/2026

“Lowest rate” doesn’t always mean “best deal.”

A client of mine said her coworker told her she *had* to buy down the rate.

So we ran the numbers.

It would’ve taken her almost 11 years just to make that money back. 🤯

That means, she would've had to be in that HOME and in that LOAN for eleven-freakin' years just to break even.

She only plans on being there 3 to 5 years max. Not even close...

Instead, we talked about keeping that cash available for emergencies, investments or maybe some new furniture?

Sometimes the smartest financial decision isn’t the one with the lowest rate.
It’s the one that gives you the most options.

Follow for mortgage strategy without the b.s.

Showing this math might ruffle some feathers.I'm here for it 😉Not because this is a “secret mortgage hack.”Because most ...
05/26/2026

Showing this math might ruffle some feathers.

I'm here for it 😉

Not because this is a “secret mortgage hack.”

Because most people have only been shown one way to think about their mortgage.

Same loan amount.
Very different outcomes.

The interesting question is:

What changed?

That’s where better mortgage conversations start.

Scenario shown for illustration only. Results vary.

Follow for mortgage math nobody explains.

05/15/2026

Sometimes I just can't help it...

I've seen folks eat up 2 weeks of a 4-week closing window working with someone who didn't know what the heck they were d...
05/14/2026

I've seen folks eat up 2 weeks of a 4-week closing window working with someone who didn't know what the heck they were doing.

Do we save those deals and try to knock them out in 2 weeks? Absolutely.
Does it make us and our clients a bit more grey? Sure does. 🤣

When you do a bit of due diligence up front it can save you time, money and stress once you're under contract.

And again, there aren't 'right' or 'wrong' answers, these are just a few things that have come up when I chat with clients.

At the end of the day, it's about finding someone who can help you achieve your goals that you vibe with.

05/13/2026

On paper, this business owner looked broke. So the bank denied it.

But when we looked at the bank statements, we calculated $444,000 in annual income.

Now we're talking.

So if you're self-employed and have been told no by the bank, they probably just didn't have access to some of these outside the box programs. We do. 😉

Address

5860 Baker Road
Minnetonka, MN
55345

Telephone

+18652973650

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