10/04/2025
๐๐ซ๐ ๐ฒ๐จ๐ฎ ๐ฅ๐จ๐จ๐ค๐ข๐ง๐ ๐ญ๐จ ๐๐ฎ๐ฒ ๐ ๐ก๐จ๐ฆ๐ ๐ฌ๐จ๐จ๐ง??
The great news ๐ is with our preferred lenders you can qualify with a credit score as low as 580 โ and you donโt need a huge down payment. ๐ฐ๐ก
Before you start picking paint colors, hereโs what youโll need up front:
๐ Earnest money โ around 1% of the purchase price. Think of it like a security deposit that says, โIโm serious.โ
๐ Home inspection โ typically $300โ$600 depending on square footage. Itโs your chance to make sure the house isnโt hiding anything.
๐ Appraisal โ usually up to $700. Lenders require it so you donโt end up overpaying.
๐ Closing costs โ these vary, but we will be in your corner negotiating to keep them as low as possible.
Yes, youโll still want some savings. Even with assistance programs, youโll need funds for these upfront items. Weโll budget smart and make a plan that works for you!
Connect with us today โจ We will walk you through everything step-by-step โ no pressure, no confusion, just keys and confidence.
The McConico-Webb Group of Coldwell Banker Realty
Nicole McConico, REALTORยฎ๏ธ
๐ฒ 704.777.3181
Joy Webb, REALTORยฎ๏ธ
๐ฒ919.720.5208
