11/14/2025
IRS Raises Retirement Contribution Limits for 2026
The IRS has announced new contribution limits for next year, giving employees more room to save for the future. Here’s a quick look at what’s changing for 2026:
• 401(k), 403(b), 457 & TSP: Up to $24,500
• Catch-up (age 50+): Increases to $8,000
• IRA contributions: Rise to $7,500
• IRA catch-up (50+): Increases to $1,100
These updates are tied to inflation and help your retirement savings keep pace with rising costs. Now is a good time to review your contribution strategy and plan ahead for 2026.