12/31/2025
Ever catch yourself checking out the same dream house online when you should be working? The one near the school, with a kitchen big enough for Thanksgiving and a porch made for slow evenings?
Here’s the idea: you marry the house and date the rate. Your home is the long‑term relationship; the interest rate is just the plus‑one you can change later with a refinance when the market shifts. If the payment works and the house fits your real life, you might not need to wait for a “perfect” rate to start your story.
If you’re wondering whether now is the right time to buy in Middle Tennessee or Western Kentucky, let’s talk about your numbers, your goals, and your next front porch.
Patrick Manning – Realtor & Home Lifestyle Expert, Real Broker
📍 Serving Middle Tennessee & Western Kentucky
📞 615‑302‑8000
📧 [email protected]
🌐 patrickmanningrealtor.com