Melby Money

Shaun Melby, CFP®
🧩 I Help Millennials With Their 💰
🎙️ Melby Money Show
⚠️ Not Financial Advice

This is for educational purposes only and should not be construed as financial advice

03/28/2025

The Retirement Triple Threat: Are You Maximizing Your Options?

Retirement planning doesn't have to be a puzzle. Let's break down the power trio of wealth-building vehicles:

1️⃣ Traditional IRAs: The tax-deferred darling
2️⃣ Roth IRAs: The tax-free future superstar
3️⃣ Brokerage accounts: The flexible friend

Each has its superpowers, but the real magic happens when you know how to use them together.

🔑 Key to success? Understanding their differences and leveraging their strengths.

Want to dive deeper into these retirement game-changers? Check out our latest blog post for a comprehensive breakdown and expert tips on how to mix and match these options for your unique financial situation.

👉 Read the full article: https://www.melbymoney/blog/maximizing-your-retirement-savings

03/14/2025

💡 Drowning in Debt? Here's Your Financial Lifesaver! 🏊‍♂️💰

Feeling overwhelmed by debt? You're not alone! 😓

I've just published a blog post comparing two powerful debt-busting strategies: the Debt Snowball and Debt Avalanche methods.

Discover which approach could be your ticket to financial freedom! 🎟️

👉 Read the full post (https://buff.ly/3Crq17G ) and share your thoughts!

What's your preferred debt repayment strategy? Let's discuss! 💬

02/28/2025

📊 Explore ETFs & Mutual Funds: A Comprehensive Guide

Curious about ETFs and mutual funds? Our latest blog post offers an in-depth look at these popular investment vehicles.

In this educational article, you'll find:
• An overview of ETFs and mutual funds
• Historical context and evolution
• Key differences between the two
• Potential benefits and considerations

Whether you're new to investing or looking to expand your knowledge, this guide provides valuable information to help you better understand these investment options.

Click the link to read our latest blog post and continue your financial education journey.

https://buff.ly/3Z5yAgX

02/27/2025

Why Roth IRAs Are a Game Changer for Retirement

02/25/2025

Maximize Your Retirement Savings With Roth IRAs

02/22/2025

A Small Startup Shakes Up the AI Giants

02/20/2025

A $600 Billion Shakeup: How AI is Redefining Markets

02/14/2025

Stocks vs. Bonds: The Key to Smart Investing? 📊💼

Understanding the balance between stocks and bonds is critical for building a resilient portfolio. Learn how these assets work together and why diversification matters for long-term financial success.

Check out the latest Melby Money blog to explore strategies for smarter investing!

https://buff.ly/4fx0Dv4

02/11/2025

🔥 Debt Snowball vs. Avalanche: Which Method Ignites Your Financial Freedom? 🏔️

Quick wins or long-term savings? The age-old debt repayment debate continues! 💸

Discover how your personal motivation shapes your debt-crushing strategy in our latest podcast episode. We dive deep into the psychological benefits of the snowball method and the mathematical efficiency of the avalanche approach.

🎧 Tune in now to find your perfect debt-busting match!

01/31/2025

🏗️ Transform your financial future: Your budget isn't a constraint, it's your launchpad to wealth!

🚀 Uncover hidden spending 🕵️‍♂️, turn dreams into plans 📝, and potentially grow $500/month into nearly $1M over time 💰.

Ready to build your empire?

🏦 Check out our latest blog for step-by-step guidance: https://buff.ly/48cezbw

01/17/2025

Did you know that saving just $188 a month starting at age 25 could make you a millionaire by 65? 💰

Forget the lottery - building serious wealth is more achievable than you think. In our latest blog post, we break down the surprisingly attainable path to a 7-figure retirement fund, no matter your age or starting point.

You'll discover:
• The eye-opening math behind compound interest 📊
• Tailored strategies for every life stage 🎯
• Practical tips to supercharge your savings 💪

Don't let another day slip by without taking control of your financial future. Whether you're just starting out or playing catch-up, this roadmap is your first step towards financial freedom.

Ready to turn your paycheck into a million-dollar nest egg? Click the link to read the full post and start your journey today! 👇

https://buff.ly/3zETauP

01/03/2025

📈 The biggest cost of our comfort zone? Missed opportunities for growth.

Every breakthrough in your career, finances, or personal life likely came when you pushed beyond what felt comfortable.

Stepping out of your comfort zone isn't just about taking risks—it's about unlocking your full potential:

↳ That raise you've been afraid to ask for? It could boost your income for years to come.

↳ The business idea you've been sitting on? It might be your path to financial freedom.

↳ The new skill you've always wanted to learn? It could spark creativity in unexpected ways.

Remember: Growth and comfort rarely coexist.

→ What's one small step you'll take outside your comfort zone this week?

→ For more insights on embracing discomfort for success, check out my latest blog post: "Stepping Out: Embracing Going Outside Your Comfort Zone for Growth and Success"

https://buff.ly/3TpP0gZ

Address

Nashville, TN

Website

https://www.melbymoney.com/

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