08/18/2025
MGA P20,000 - P30,000 ANG KAILANGAN MO PARA MAKAPAMUHAY NG NAKANGITI SA BAGUIO
(Pag medyo nagtitipid ka, nasa P15,000)
The Real Cost of Living in Baguio City (2025): A Local’s Perspective
When people talk about the cost of living in Baguio City, most figures you’ll find online are geared toward expats or digital nomads. They’ll throw numbers like ₱30,000, ₱40,000, even ₱50,000 a month. Sure, that’s true for some lifestyles, but if you’re a local, the story looks a little different.
For everyday Baguio residents, the monthly budget can actually be more modest. Based on shared experiences from locals and updated data, a single person can get by with ₱15,000 to ₱25,000 per month, depending on housing and lifestyle.
Let’s break it down.
Rent is the biggest factor. If you’re staying outside the city center, a one-bedroom apartment can go for as low as ₱6,000–₱12,000. Move closer to Session Road or Burnham Park, though, and expect ₱11,000 to ₱20,000 or more. Some locals even go for shared apartments or boarding houses to keep rent under ₱10,000.
For food and groceries, locals report spending around ₱5,000–₱6,000 monthly. Add a little extra for fruits, veggies, and meat from the market, and it’s still manageable compared to Manila prices. Utilities are fairly reasonable too: electricity averages around ₱1,000, water about ₱400, and internet around ₱1,200.
Put all these together and you get a realistic budget of ₱15,000 if you’re frugal or about ₱25,000 if you want a more comfortable lifestyle. That covers rent, food, transport, and bills, basically everything you need without the extras.
Of course, lifestyle still makes the difference. If you love dining out at cafés, riding taxis instead of jeeps, or living right in the city center, expect your costs to climb. But if you’re practical, live a little outside the busiest spots, and cook at home, Baguio remains one of the most affordable and livable cities in the Philippines.
At the end of the day, the cost of living here isn’t just about numbers, it’s about balance. Baguio offers cool weather, fresher produce, and a slower pace of life compared to Metro Manila. For many locals, that’s priceless.
Sources:
LivingCostdotnet – Cost of Living in Baguio (2025)
Reddit – Locals discussing monthly expenses
Numbeo – Cost of Living in Baguio