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A group of FDIC-insured US banks is launching its own stablecoin through a consortium.
A group of FDIC-insured US banks is launching its own stablecoin, called USDF, is redeemable for cash on a 1:1 basis through member banks.
Fintech funding surged by 169% from 2020 to $131.5 billion in 2021— the most funding on record.
Fintechs raised $132 billion in 2021, an all-time high—investors will flood into several hot areas this year, including crypto.
Cryptos present unique benefits for things like B2B payments and remittances—and lately, there's been more chatter about stablecoins and CBDCs as viable payments tools because they generally involve less risk than "traditional cryptos" like Bitcoin.
Both the US and UK are researching the regulatory nuances for a potential CBDC while China and India push ahead with their own.
Banks that sell off non-core assets will free up significant financial and operational resources that could help strengthen core technologies and product offerings.
Citibank plans to divest its consumer, small business and middle-market banking businesses in Mexico.
The recommerce movement encourages consumers to buy used items and shop more sustainably to prevent items from entering landfills.
Two fintechs powering circularity and resale of fashion and luxury items pitch sustainability while also edging their users into a tokenized economy.
Through exclusive interviews, we’ve gleaned insights into how heads of digital define their roles in an organization, the greatest challenges they face, and the priorities they’ve set for the future. Download this exclusive PDF to learn more.
Our Banking Heads of Digital Report synthesizes interviews with a dozen heads of digital at some of the largest financial institutions in the US, UK, and Canada, as well as heads of product at three top neobanks.
Apple brought its mobile wallet to nine new markets in 2021—including Colombia, Israel, and Mexico—bringing its global footprint to nearly 60 countries and regions.
Solutions introduced last year like Apple Family Card and wallet support for more transit systems could help the tech giant increase volume.
5 years since the first device in its category launched, the smart speaker may be demonstrating one of the fastest rates of consumer adoption of any technology device in history.
This report examines the evolving smart speaker market while breaking down top use cases and reasons why they are or aren't resonating with consumers.
Most brands today have incorporated influencer marketing into their media plans, and many intend to allocate even more funds to the tactic this year.
Most brands today have incorporated influencer marketing into their media plans, and many intend to allocate even more funds to the tactic in 2021.
US-based Brex landed $300 million with a $12.3 billion valuation in a Series D-2 round with mostly existing investors.
Brex, Novo, and Qonto have closed on funding rounds that they could use to make broad lending plays that could threaten incumbents.
While the pandemic briefly shrank co-brand volume—largely due to an overall decline in spending and credit card use—major issuers were already rebounding by mid-2021, creating an opening for a flurry of new cards.
Goldman's new General Motors card could cement the issuer's reputation for innovative digital features and serve as an industry blueprint.
The rapid digitization induced by the pandemic accelerated the platform's growth as SMBs were forced to shift their businesses online.
Indonesia-based Koinworks might follow the lead of larger global players and pursue a one-stop-shop model to drive revenue growth.
Accelerators are programs in which an incumbent company offers its expertise and guidance to startups, to help the startups develop their product as well as build their company overall.
This report highlights three accelerators from Wells Fargo, Barclays, and Citi that have successfully run their programs over a number of years.
Open banking could gain more favor with consumers if FIs, particularly third parties, are up front with them on how they handle their data.
PYMNTS survey findings point to the importance of transparency for banks in building digital trust with consumers.
A proprietary stablecoin could help boost PayPal's revenues, but it would need to adapt to the shifting regulatory landscape.
Digital assets' recent plunge in value underscores the need for risk management and regulation. Bit by bit, the pieces are coming together.
A proprietary stablecoin could help boost PayPal's revenues, but it would need to adapt to the shifting regulatory landscape.
PayPal confirmed it's looking into developing a stablecoin, an asset class with unique crypto benefits that can help drive volume.
Tech-savvy legacy firms can fend off the encroaching threat of fintechs by moving into the BaaS space to share their data and infrastructure.
Banking as a Service (BaaS) technology allows tech companies to build on existing bank infrastructure. See how it works and why the industry is growing fast in 2021.
In addition to supporting other banks, Starling has a chance to make its BaaS arm into a major player in the emerging embedded finance market.
Starling's new banking-as-a-service (BaaS) offering, "Starling as a Service" could be used for industries like healthcare, retail, and utilities.
We estimate there will be more than 2.5 million semi- and fully autonomous vehicles on US roads by 2023, and AI is considered the backbone of these self-driving systems.
In AI 101, Insider Intelligence details how AI works and looks at its present and potential future applications. This exclusive download can be yours today.
UK fintechs accounted for 11% of all deals globally, placing the country at No. 2, behind the US but well ahead of Europe and any other region.
The smashed record for UK fintech funding shows that investors have fully recovered their confidence in the sector.
Effective January 1, 2022, payment apps like PayPal, Venmo, and Cash App are required to report users' business payments that exceed $600 in a calendar year to the Internal Revenue Service.
The new tax rule underscores one of the biggest advantages that governments see with digital payments: traceability.
US consumers have expressed a willingness to jump ship to healthcare services that can provide them with better digital experiences.
COVID-19 has accelerated the digital transformation of the health ecosystem for the better. Learn what key factors have changed in this report.
Goldman Sachs believes Bitcoin will steal market share from gold in the "store of value" market, driving its price just above $100,000.
We expect Bitcoin's price to rise as rocketing consumer adoption increasingly forces FIs to get in on the act.
Mobile point-of-sale (mPOS) tech offers distinct advantages for both small and large businesses compared with traditional POS terminals.
The offering gives small merchants an affordable digital payments tool and could complement existing POS tech for large businesses.
Buy now, pay later solutions, which allow consumers to pay in interest-free installments, are continuing to grow in popularity as people seek alternative methods of financing.
Insider Intelligence's Buy Now, Pay Later report details key BNPL players, market trends, and business models leading the way in the industry.
The Bank of Mexico intends to launch a Central Bank Digital Currency (CBDC) within the next two years.
The Bank of Mexico intends to launch a Central Bank Digital Currency (CBDC) within the next two years, according to American Banker.
Brands looking to drive social commerce sales need to consider content/creative, media strategy, audience amplification, and conversion.
In “Building an Effective Social Commerce Strategy,” Insider Intelligence provides a framework for brands to determine the social commerce strategies most likely to work for them.
The share of check payments fell substantially, reflecting the shift to digital payments in recent years.
New federal data reveals that ACH payments rose as card payments made a surprising drop, and consumers tried out new payment types.
Growth in legitimate cryptocurrency use last year far outstripped the increase in crypto-related criminal activity.
A new report finds that illicit transaction activity reached all-time high in value—but an all-time low as a share of all crypto activity.
Software as a Service, also known as cloud-based software, has transformed the enterprise software industry over the past decade.
In this report, Insider Intelligence explores the Software as a Service model and its growing share of the enterprise software market.
As global crypto adoption extends further into the mainstream in 2022, more financial institutions (FIs) will offer their own crypto products—and B2B crypto firms that help them do so will profit.
Crypto firms that let financial institutions offer their own products will attract significant funding this year.
In a March 2021 survey by influencer marketing platform Linqia, 68% of US marketers said they were planning to use TikTok for influencer marketing, up from just 16% in February 2020.
Most brands today have incorporated influencer marketing into their media plans, and many intend to allocate even more funds to the tactic in 2021.
Find out what over half of digital marketing agency professionals say are their firms’ leading service offerings.
In “Marketing and Advertising Agency Growth Strategies,” a selected chapter from our full
Banks looking to land new customers will need to invest in marketing and product differentiation as well as continuing to improve their digital customer experience.
A new survey from Bankrate finds US consumers keep the same checking account for an average of over 17 years.
Mobile payments platform Opay raised one of the biggest sums, closing a $400 million Series C round in August that valued the company at $2 billion.
The funding spotlight turned toward Africa in 2021 as tech startups broke funding records, raising $5 billion across the continent.
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It's a fascinating time for fintech. - What was once a disruptive force in the financial world has become standard practice for many industry leaders. - Fintech industry funding has already reached new highs globally in 2018, with overall funding hitting $32.6 billion at the end of Q3. - Some new regions, including South America and Africa, are emerging on the scene. And some fintech companies, including a number of insurtechs, have dipped into new markets to escape heightened competition. - Now that fintech has become mainstream, the next focus is on the rising stars in the industry. Learn more in our list of 10 Up and Coming Fintechs for 2019 [link in bio].
Digital transformation has arrived. Not a single industry is safe from the unstoppable wave of digitization. And in 2019, there will be even more transformative developments affecting out businesses, careers and lives. - Learn more in our “40 Big Tech Predictions for 2019” across Apps and Platforms, Digital Media, Payments, IoT, E-Commerce, Fintech, Transportation & Logistics, and Digital Health [link in bio].
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