Amy Brand & Jennifer L Huber - Income by Design

09/13/2025

09/12/2025

For real estate investors looking for lending, here are some of the biggest problems in the industry right now:

1. Traditional Banks Don’t Get Investors
– They want W-2s, tax returns, and perfect credit. Investors don’t fit that box, so good deals die waiting for approvals.

2. Speed Kills Deals
– By the time funding clears, the opportunity is gone. Investors need capital that moves at the speed of the market.

3. One-Size-Fits-All Lending
– Too many lenders push the same product. But a fix & flip deal, a DSCR rental, and a new construction project all need different solutions.

4. Lack of Education
– Most investors don’t realize they can qualify using cash flow, bank statements, or asset-based lending. Nobody teaches them how financing can be a wealth-building tool.

👉 That’s where your message shines: “We solve the problems banks create by giving investors multiple options, speed, and clarity.”

09/10/2025

Building Wealth with Ground Up Construction Loans

One of the fastest ways to create wealth in real estate is by building assets instead of just buying them.

Here’s why construction loans matter for investors:

They allow you to control a property from the ground up.

You can borrow a large portion of the costs (up to 100% of construction).

You can scale faster without tying up all your own cash.

With loans from $50K to $3.5M and the ability to finance 1–4 unit residential, townhomes, or condos, investors can turn raw land into cash-flowing properties.

The best part? These loans are based on property performance, not personal income. That means more opportunities for investors who want to build wealth through real estate.

👉 If you’ve been thinking about building instead of just buying, this could be the tool that helps you take the next step.

09/09/2025

🔥 Tired of banks shutting the door on your investment dreams?

I get it. You’ve got the vision, the property lined up, and the drive to scale ... but the bank wants to see W-2s, years of tax returns, and proof of income that doesn’t match the way you actually build wealth.

That’s exactly why DSCR Loans exist. Instead of putting your personal life under a microscope, these loans focus on what really matters: does the property cash flow?

Here’s how it works 👇

✅ No income verification. No pay stubs. No W-2s.
✅ If the rent covers the mortgage (DSCR 1.0+), you’re in the game.
✅ Works for single-family homes, multifamily, condos, and even short-term rentals like Airbnb or VRBO.
✅ Loan amounts from $75K up to $5M+.
✅ Terms designed for investors — 30- or 40-year fixed, interest-only options, and flexible prepay choices.
✅ Equity access: up to 80% purchase and 75% cash-out.

This isn’t about red tape ...it’s about giving real estate investors, entrepreneurs, and portfolio builders a way to keep stacking deals without being handcuffed by outdated bank rules.

Because your tax return doesn’t tell the story of your future wealth. Your cash flow does.

Let’s structure your next investment together. DM or call 228-200-1091

09/07/2025

Our community helps you do your "first" deal in real estate investing or your 100th
💙

09/01/2025

Agents: Are you creating income by design, or stuck in income by default?

Here’s the difference 👇

📌 Income by Default looks like this:

You close a deal.

You get a commission check.

Then it’s back to zero until the next client shows up.

You’re always hustling. Always chasing. Always starting over.

📌 Income by Design looks very different:

You still get paid as the agent.

But you also earn on the mortgage side.

You keep buyers who don’t fit the “perfect bank box” (instead of losing the deal).

And you build cash flow + Tomorrow Money without the headaches of being a landlord.

The result?
✅ Consistency.
✅ Stability.
✅ A business that pays you every month, not just when a commission check lands.

You don’t need to reinvent yourself. You just need a system that turns every transaction into a smarter income stream.

👉 Ready to stop running on default and start building by design?

Drop a 💯 in the comments, and let’s talk about the blueprint.

08/31/2025

Agents...What If Your Income Could Multiply Without Multiplying Your Hours?

That’s the power of Income by Design – Agent Edition.

We help real estate agents stack 3 income streams that work together:
📋 REMLO
🔑 UnBankable Brand
🏡 Hybrid Investing

When you combine them, you don’t just close more deals…
👉 You create multiple commissions from the same opportunities.
👉 You build steady income instead of starting over every month.

💬 Comment “stack it up” and check the comments below to see how each one works.

08/29/2025

Sometimes, the victories worth celebrating most aren’t the loud ones ... they’re the quiet, steady steps forward that remind us God is always making a way.

Last night, Aldon came to me beaming with excitement about the progress he’s making in his Hybrid Investing course. He shared what he likes, what could be better, and how he’s learning to see the path ahead.

At just 20 years old ... and living life with autism ... Aldon is leaning into growth, courage, and possibility. He’s not just learning about investing, he’s thinking like an investor. He’s learning about passive income, rehabbing, and building something that could one day give him freedom and security.

My heart is full, because this is what it means to be met right where you are. Aldon doesn’t have to conform to someone else’s path ... he has a team, resources, and God’s grace guiding his own.

Today, I celebrate the win. 🙌 Because when the world says, “there’s no way,” God whispers, “watch Me make a way.”

I don’t know where this journey will lead, but I do know this: every step Aldon takes is proof that progress is possible, growth is happening, and the future is bright.

Here’s to turning the page, trusting the process, and celebrating the wins ... both big and small 💙

08/28/2025

🚨 He Could’ve Made $12,000 Last Month… But Didn’t Know This ONE THING 😳

Just got off a call with a new REMLO...
✅ Closed 5 deals last month
✅ Average home price: $400,000
✅ Total commission he missed: $12,000 💸

Why?
Because no one told him he could get paid on the mortgage AND the real estate side of the deal.

And here’s the part that’s blowing minds:
👉 No testing
👉 No fees to join
👉 Our team does the heavy lifting 💪

This isn’t theory. This isn’t “someday.”
This is real money. Real closings. Real people.

You’re already doing the work.
You already built the trust.
Why are you handing over the other half of the check?

With REMLO, you don’t need to:
🚫 Get licensed in all 50 states
🚫 Learn mortgage guidelines
🚫 Set up a new business

We’ve already done it FOR you.

You just plug in. We help you build a second stream of income.

💬 DM me “REMLO” and I’ll show you exactly how it works.

💥 No fluff. Just facts.
💥 No fees. Just checks.
💥 No testing. Just income.

08/28/2025

We all know the pain of losing a buyer because the bank says no.
No credit. Self-employed. Past foreclosure.

Here’s the thing… those families still have money.
They’re motivated.
And they’re ready to buy.

That’s why we built the UnBankable Program.

It gives you a way to:
✅ Help more buyers who don’t fit the traditional box
✅ Close deals you’d normally lose
✅ Create another stream of income while serving families who need a solution

You don’t have to watch those clients walk away anymore.
With UnBankable, you get to give them their yes.

👉 Comment YES below or send me a DM if you want to see how this can fit into your business.

08/25/2025

Agents: Stop Losing Deals Just Because a Lender Said No.

🏡 UnBankable Brand program helps you turn denied buyers into closed deals—with lease options and creative financing on any property!!

Here’s how:

1. You send us the denied buyer.

2. We structure the deal + support the client.

3. You get paid & keep the client for future listings.

No more wasted leads.
No more lost commissions.
Just more closings.

👉 Let’s partner. Book a 15-min call.
You sell more homes—we handle the rest.

08/19/2025

💀 Not all deals are dead deals… unless you let them be.
At UnBankable Brand, we don’t chase zombie money. We design income streams with Hybrid Investing...so every deal brings life to your future.
👉 Ready to flip the script? DM me HYBRID and I’ll show you how.