10/26/2025
The Old Forge Library, 220 Crosby Blvd., Old Forge, is offering a free Social Security Information program on Tuesday October 28 at 6 p.m.
This one-hour financial education program is designed to provide individuals between the ages of 55 and 70 with a thorough overview of critical factors to assess before claiming Social Security benefits, and empowering them to make informed and strategic decisions.
Given recent news reports surrounding an uncertain future for Social Security, the decreasing availability of corporate pension plans, increased life expectancies, rising divorce rates, and a growing elderly population, retirees face the significant risk of exhausting their savings if they rely solely on these government benefits.
Claiming Social Security benefits has become more complex due to a rapidly changing retirement landscape.
Since there is no one-size-fits-all approach for claiming Social Security benefits, individuals frequently encounter difficulties interpreting program rules and assessing the long-term financial impact of their choices. Many previously effective strategies are now outdated, underscoring the importance of evaluating overall retirement income needs rather than focusing strictly on program-specific guidelines.
Answers to frequently asked questions will be provided:
• When is the appropriate time to begin collecting Social Security?
• What options exist to support the continued solvency of Social Security?
• Is it more important to focus on Social Security regulations or a cash flow strategy?
• Is coordination with a spouse advisable before claiming benefits?
• Is seeking professional assistance recommended when claiming benefits?
This program has been made possible as a public service by Retirement Solutions, LLC, a financial education company and led by Financial Advisor John Kalil.
The program is open to the public and there is no cost to attend. Due to seating limitations, advance registration is strongly suggested. To RSVP, please contact the library directly at 315 369-6008 or e-mail [email protected].
— Beth Pashley