St. Andrews Insurance Agency, Inc

St. Andrews Insurance Agency, Inc St. Andrews Insurance Agency is your source for auto, home and condo insurance in Panama City and across the Florida Panhandle.

The mission of St Andrews Insurance is to provide our clients with products that address the evolving needs of our coastal community. In the ever changing insurance marketplace, our competitive advantage comes from our ability to maintain relationships with strong carriers having proven track records, as well as developing bonds with emerging carriers who offer fresh options and a commitment to th

e Florida consumer. At St Andrews Insurance we have an option for almost every risk, but more importantly, we strive to meet the needs of our clients by listening and then responding with competent, sound recommendations.

10/06/2025

We would like to thank Central Panhandle Association of REALTORS for hosting their Annual Roy Crecelius Golf Tournament. It was a blast with beautiful weather.
Thank you to everyone who stopped by our tent and participated in our raffle.
We are excited to announce that Anna Cooper Stephenson is our winner.

To all of the truck drivers in our network: thank you. From early mornings to long nights on the road, your grit and dep...
10/04/2025

To all of the truck drivers in our network: thank you. From early mornings to long nights on the road, your grit and dependability keep communities connected and businesses moving. This National Truckers Day, we recognize you and all you do.

As a commercial insurance agency, we’re proud to support the trucking community with coverage that works as hard as you do. If you have any trucking insurance-related questions or needs, don’t hesitate to reach out.

October is Cybersecurity Awareness Month, making it a perfect time to ensure your smart home devices aren’t giving cyber...
10/02/2025

October is Cybersecurity Awareness Month, making it a perfect time to ensure your smart home devices aren’t giving cybercriminals a backdoor into your life. With everything from thermostats to baby monitors now connected to the internet, safeguarding your home network is more critical than ever. Swipe to learn more.

Want to learn how cybersecurity insurance can protect your home and personal data? Contact us today.

When it comes to protecting your business, the unexpected can be costly. That’s where commercial umbrella insurance come...
09/30/2025

When it comes to protecting your business, the unexpected can be costly. That’s where commercial umbrella insurance comes in — offering added peace of mind when primary policies fall short. Swipe through to learn more about this coverage.

Still have questions about umbrella insurance or want to see your umbrella insurance options? Contact us today.

Whether it's a cracked storefront window or a damaged vehicle windshield, glass issues aren’t just cosmetic — they can i...
09/24/2025

Whether it's a cracked storefront window or a damaged vehicle windshield, glass issues aren’t just cosmetic — they can interrupt your operations, increase costs, and pose safety risks. Swipe through for an overview of glass insurance coverage for your commercial property or fleet.

As always, we’re here to help safeguard your business and your bottom line. Contact us today with insurance questions or needs.

Dealing with unexpected damage or loss can be overwhelming — but the insurance claims process doesn’t have to be. Swipe ...
09/16/2025

Dealing with unexpected damage or loss can be overwhelming — but the insurance claims process doesn’t have to be. Swipe through for a general overview of what to expect and how to navigate it smoothly.

If you ever need to file a claim or just want help understanding your policy, contact our team today. We’re here to support you every step of the way.

Whether you’re exploring your life insurance options for the first time or reviewing an existing policy, we’re sharing t...
09/15/2025

Whether you’re exploring your life insurance options for the first time or reviewing an existing policy, we’re sharing three quick facts that will help you make confident, informed decisions. Swipe to learn more.

Not sure where to start or which policy is right for you? Contact us today — our team is here to help.

Running a business comes with risks, but protecting it doesn’t have to be complicated. Commercial insurance is the safet...
09/03/2025

Running a business comes with risks, but protecting it doesn’t have to be complicated. Commercial insurance is the safety net that helps protect your operations from property damage, liability claims, and more.

Our team is here to help you safeguard what matters most — your employees, assets, and future. Reach out today for a policy review and let’s build peace of mind together!

From our families to yours, we wish you a safe, relaxing Labor Day weekend!Please note: Our office will be closed on Mon...
08/29/2025

From our families to yours, we wish you a safe, relaxing Labor Day weekend!

Please note: Our office will be closed on Monday, September 1st, and will reopen on Tuesday, September 2nd.

Enjoy the long weekend!

In construction, safety is essential, and understanding the most common risks on the job site can help protect your crew...
08/22/2025

In construction, safety is essential, and understanding the most common risks on the job site can help protect your crew and your bottom line. Swipe through for five construction site hazards that often lead to workers’ compensation claims.

Staying proactive about safety not only protects your workers — it also helps control insurance costs and avoid claim-related disruptions. Contact us today to review your coverage or learn how we can help protect your team.

As temperatures rise, keeping your crew safe on the job site is more important than ever. Long hours, heavy equipment, a...
08/12/2025

As temperatures rise, keeping your crew safe on the job site is more important than ever. Long hours, heavy equipment, and extreme heat can increase the risk of injuries and heat-related illnesses.

The good news is that a few simple precautions can make all the difference. Swipe for a few ways to help protect your team this summer ↩️

A proactive approach to heat safety can help reduce workers' comp claims, minimize downtime, and — most importantly — keep your team safe. If you’d like to review your current coverage or discuss additional protection, our team is here to help!

Summer is here ☀️ And whether you're road-tripping, poolside lounging, or just soaking up some downtime, we hope this se...
08/01/2025

Summer is here ☀️ And whether you're road-tripping, poolside lounging, or just soaking up some downtime, we hope this season brings you some well-deserved joy.

If you have insurance questions or need a quick policy review, we’re just a phone call away. We’re always happy to help!

Address

1742 W 15th Street
Panama City, FL
32401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(850) 785-2383

Alerts

Be the first to know and let us send you an email when St. Andrews Insurance Agency, Inc posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share

Lobby Open

Please note that our lobby is now open for regular business hours 9 AM to 5 PM.