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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

St. Andrews Insurance Agency, Inc

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United States
Panama City, FL
St. Andrews Insurance Agency, Inc

St. Andrews Insurance Agency is your source for auto, home and condo insurance in Panama City and across the Florida Panhandle.

The mission of St Andrews Insurance is to provide our clients with products that address the evolving needs of our coastal community. In the ever changing insurance marketplace, our competitive advantage comes from our ability to maintain relationships with strong carriers having proven track records, as well as developing bonds with emerging carriers who offer fresh options and a commitment to th

e Florida consumer. At St Andrews Insurance we have an option for almost every risk, but more importantly, we strive to meet the needs of our clients by listening and then responding with competent, sound recommendations.

08/12/2025

As temperatures rise, keeping your crew safe on the job site is more important than ever. Long hours, heavy equipment, and extreme heat can increase the risk of injuries and heat-related illnesses.

The good news is that a few simple precautions can make all the difference. Swipe for a few ways to help protect your team this summer ↩️

A proactive approach to heat safety can help reduce workers' comp claims, minimize downtime, and — most importantly — keep your team safe. If you’d like to review your current coverage or discuss additional protection, our team is here to help!

08/01/2025

Summer is here ☀️ And whether you're road-tripping, poolside lounging, or just soaking up some downtime, we hope this season brings you some well-deserved joy.

If you have insurance questions or need a quick policy review, we’re just a phone call away. We’re always happy to help!

08/01/2025

August is National Traffic Awareness Month — offering a timely reminder for each of us to stay alert in school zones, watch for buses making frequent stops, and be mindful of young pedestrians and new teen drivers.

As kids head back to school, let's all do our part to keep the roads safe. And as always, if you have any questions or need assistance, our team is here to help. Give us a call anytime.

07/29/2025

Wondering if your homeowners insurance covers backyard favorites like trampolines, pools, and fire pits? Here’s what to know:

🔹Trampolines - Some policies exclude them entirely, while others may require safety measures like nets or fences.

🔹Pools - Often covered under liability protection, but coverage may depend on safety features like gates or alarms.

🔹Fire Pits - Typically covered for fire damage with additional safety guidelines.

Coverage can vary, so it’s always smart to review your policy. On that note, reach out anytime with questions or to explore your options. That’s what we’re here for!

07/23/2025

A strong blueprint is the foundation of any project — just like the right insurance is the foundation of your protection. Construction sites are full of moving parts, and one unexpected event can put your entire project at risk.

Our specialized construction insurance helps keep your business on solid ground, so you can build with confidence. Contact our team today to secure the right coverage for your next project!

07/22/2025

Running a pool construction or outdoor living business means managing more than just beautiful designs — you’re also juggling high-risk elements. Without the right coverage, even a minor misstep can lead to a major financial ripple. Swipe through to see the must-have coverages.

Contact our team today to review your coverage and protect your operations

07/15/2025

Vacation season isn’t just a break for you; it’s an unfortunate opportunity for cybercriminals. Studies show that cyber threats spike during the summer months when some businesses may operate with reduced staff and relaxed security.

A single data breach can lead to financial losses, reputational damage, and legal consequences. Cyber insurance helps protect your business from these growing risks. Don’t let hackers take advantage while you’re away — stay covered and stay secure!

07/08/2025

Summer is the perfect time for home upgrades that enhance comfort, improve safety, and may even lower insurance costs! Here are a few smart improvements to consider↩️

Need recommendations for trusted local pros? Our team is happy to help! And of course, feel free to reach out with any other questions or needs this summer.

07/04/2025

Happy Fourth of July!

Today, we celebrate the freedoms we cherish and the incredible community that makes our country so special. Whether you're watching fireworks, enjoying a backyard barbecue, or spending time with loved ones, we hope your day is filled with joy and appreciation for the place we call home.

Please note that our office is closed on July 4th in observance of the holiday, but we look forward to reconnecting after the weekend.

Wishing you a safe and happy Independence Day! 🎆🎇

06/30/2025

Life insurance provides peace of mind and financial security for your loved ones — now and for the future. Start planning today. Give us a call for expert guidance and tailored life insurance solutions.

06/28/2025

Happy National Insurance Day! Today, we’re raising a toast (or maybe a policy binder!) to the incredible clients who make our work so rewarding. Your trust means the world to us.

Need anything? Just give us a call — we’ve got you covered!

06/24/2025

Are you excited to make a splash this summer? Us too! But whether you're enjoying a relaxing pool day solo or hosting friends and family, owning a pool comes with responsibilities, including keeping everyone safe and ensuring you're covered in case of the unexpected.

Swipe through our guide for key tips on liability, insurance options, and safety measures every pool owner should know.

Have questions about your coverage or need advice on staying protected? Our team is here to help you enjoy a safe and carefree summer! Reach out anytime.

Address

1742 W 15th Street
Panama City, FL
32401

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

(850) 785-2383

Website

https://www.standrewsins.com/

Alerts

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