10/02/2025
Buying a first home is exciting and nerve-racking, and one common misconception is that a 20% down payment is required.
💡 In reality, according to the National Association of REALTORS®, first-time buyers typically put down just 9%, depending on the loan type.
🏠 Additionally, there are local and national assistance programs designed to help with down payments, closing costs, or even monthly payments.
The best first step? Talk to a trusted lender early so you can get pre-approved, understand your options, and build a plan that fits your budget and timeline.
Your dream of homeownership might be closer than you think!