The Real Estate 401k Show

04/11/2025

In this episode of The Real Estate 401k Show, Mike Weinstein, Ryan Gerdes, and Justin Frederick share how a borrower—denied by three lenders—finally got approved through creative strategy and experience. Plus, the guys talk about their recent visit to Luke Air Force Base, where they witnessed a fighter squadron tradition involving burning pianos, and reflect on a meaningful two-hour real estate consultation that started as happy hour and turned into life planning. Text "STORY" to 623-AZ-RECON to find out how our team turns denials into success stories.

04/09/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick break down a game-changing loan option for self-employed individuals: the P&L (Profit & Loss) loan program. If you've been denied traditional financing due to low reported income or complex tax returns, this episode is packed with insights on how creative lending can help you qualify—even with just a CPA-reviewed P&L. Text "PNL" to 623-AZ-RECON to get connected with expert strategies for self-employed homebuyers.

This real estate podcast features Real Estate Wealth Managers from the Real Estate 401k Group at West USA Realty, Mike Weinstein, and Ryan Gerdes. They are joined by Justin Frederick from Fairway Independent Mortgage. Email us at ReconWealth@AzReconGroup or text WEALTH to 623-AZ-RECON to speak with one of our Real Estate Wealth Managers.

Stay connected to the big show at https://linktr.ee/therealestate401kshow.

04/07/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick break down three of the most common mistakes sellers make when listing their home—and how to avoid them. With skyrocketing inventory and high buyer expectations, these insights could save you time, money, and headaches. Text "SUCCESS" to 623-AZ-RECON to get expert tips that will help you sell faster, smarter, and for more money.

Article: https://bit.ly/4ll9Wlz

04/02/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the potential impacts of ending the government oversight of Freddie Mac and Fannie Mae. They discuss the history of conservatorship, how it has shaped mortgage rates, and what could happen if these institutions regain full independence. Will rates rise? Will consumers bear the cost? Tune in for expert insights and what this means for homebuyers and investors. Text "F***Y" to 623-AZ-RECON to learn how mortgage changes could impact your real estate investments!

03/31/2025

On this episode of The Real Estate 401k Show, Mike Weinstein, Ryan Gerdes, and Justin Frederick discuss the rising trend of 401k hardship withdrawals and whether using retirement savings to cover financial struggles is a smart move. They break down the risks, potential benefits, and alternatives—especially when it comes to investing in real estate. Text “IDEA” to 623-AZ-RECON to explore creative strategies for using your 401k to invest in real estate and secure your financial future!

03/28/2025

On this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the incredible traditions of fighter pilots with special guest Colonel Christopher "Mulligan" Marslender. From the centuries-old history of challenge coins to the emotional and wild roll call tradition, we explore what makes the fighter pilot brotherhood so unique—plus, Ryan gets a firsthand experience he'll never forget! Ready to elevate your real estate game? Text "CALL" to 623-AZ-RECON today!

This real estate podcast features Real Estate Wealth Managers from the Real Estate 401k Group at West USA Realty, Mike Weinstein, and Ryan Gerdes. They are joined by Justin Frederick from Fairway Independent Mortgage. Email us at ReconWealth@AzReconGroup or text WEALTH to 623-AZ-RECON to speak with one of our Real Estate Wealth Managers.

Stay connected to the big show at https://linktr.ee/therealestate401kshow.

03/26/2025

On this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the incredible traditions of fighter pilots with special guest Colonel Christopher "Mulligan" Marslender. From the centuries-old history of challenge coins to the emotional and wild roll call tradition, we explore what makes the fighter pilot brotherhood so unique—plus, Ryan gets a firsthand experience he'll never forget! Ready to elevate your real estate game? Text "CALL" to 623-AZ-RECON today!

03/24/2025

On this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick sit down with Colonel Christopher "Mulligan" Marsland—an F-35 pilot and Pentagon leader – to talk about the thrill of flying fighter jets, the camaraderie of the military, and the economic impact of Luke Air Force Base. They dive into what it’s really like to control one of the most advanced aircraft in the world, the intense training and traditions of fighter pilots, and how military presence shapes local real estate markets. Text “F35” to 623-AZ-RECON to take off toward financial freedom!

03/24/2025

Have you ever wondered what it's like to fly in an F-35? This is episode 1 of our sit down with Colonel Christopher "Mulligan" Marslender as he discusses fighter jets, how a pilot get's their call sign and what Luke AFB means to the local community.

On this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick sit down with Colonel Christopher "Mulligan" Marsland—a...

03/21/2025

Every real estate journey has a story, and on this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick share some of the most eye-opening experiences from the field. From a buyer losing their loan over an unpaid car bill to a last-minute short sale approval, these real-world stories reveal the crucial decisions that make or break a deal. Plus, the hosts reminisce about their favorite Arizona lakes and the memories tied to them. Want to build your own real estate success story? Text "STORY" to 623 AZ RECON.

03/19/2025

The real estate market in Phoenix is shifting towards buyers, with active listings increasing and home appreciation rates going strong. On The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick break down what this means for investors, buyers, and sellers. From avoiding FOMO-driven decisions to choosing the right real estate professional, they cover the key strategies to thrive in today’s market. Want to take advantage of market trends? Text "APPRECIATE" to 623 AZ RECON.

Article: https://bit.ly/4kxI3GK

03/17/2025

The real estate market is shifting, and The Real Estate 401k Show hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick break down what it means for buyers and sellers. With rising inventory, increased contract cancellations, and shifting buyer behaviors, sellers need to adapt to stay competitive. Tune in for expert insights on navigating this evolving market, key trends, and what to expect in the coming years. The market is changing—sellers, take what you can get, and buyers, your options are expanding! Want to chat? Text "SPIKE" to 623 AZ RECON.

Article: https://bit.ly/4kxI3GK

03/14/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick share some inspiring stories of creative real estate solutions. Ryan talks about how he helped a flight doc from Luke Air Force Base navigate a tricky VA loan situation, while Justin explains how a bridge loan helped a client make a down payment on their new home. Plus, Mike shares his adventures in Japan and China, and the team debates the best Irish pubs in Phoenix. Text “STORY” to 623 AZ RECON to learn more about our creative real estate solutions that can help you achieve your goals.

03/12/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick discuss the unique bank statement loan product that’s revolutionizing homeownership for business owners. They dive into a real-life success story where a client, with a mixed income from S Corps and Schedule C, was able to qualify for a loan despite appearing to have minimal income. Tune in to hear how this game-changing program works and how it can help entrepreneurs secure financing with minimal documentation. Text “BANK” to 623 AZ RECON to explore how a bank statement loan can help you secure your dream home as a business owner.

03/10/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the transformative impact of TSMC's $100 billion investment in Arizona’s semiconductor industry. With an influx of Silicon Valley talent and massive job creation, the Phoenix area is set to explode, and real estate opportunities abound for both residents and investors. Tune in to learn about the booming market and how it’s shaping the future of the region’s economy. Text “CHIP” to 623 AZ RECON to discover the opportunities in Arizona sparked by the semiconductor boom.

03/07/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick share some real-life stories, from helping clients navigate tricky financing issues to turning first homes into investment opportunities. They also dive into the world of spring training and the best baseball facility for spring training fans. Tune in for insights on both real estate and baseball! Text "STORY" to 623 AZ RECON to be part of the journey and start building wealth in real estate.

03/05/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the exciting spring training season in Phoenix and explore the booming real estate opportunities it creates. From untapped markets in Goodyear and Litchfield to tips on investing in year-round properties for athletes and locals, they break down the potential for investors looking to capitalize on the area's rapid growth. If you're interested in learning more about spring training real estate, text “SPRING” to 623 AZ RECON.

03/03/2025

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the exciting spring training season in Phoenix and explore the booming real estate opportunities it creates. From untapped markets in Goodyear and Litchfield to tips on investing in year-round properties for athletes and locals, they break down the potential for investors looking to capitalize on the area's rapid growth. If you're interested in learning more about spring training real estate, text “SPRING” to 623 AZ RECON.