Itschrislamm

Itschrislamm 🏑 Multi-State Mortgage Lender 20+ Years | πŸ™πŸΎ Teaching SMART Real Estate Finance | Powered by ✝️&β˜•οΈ Change Lending, LLC dba Change Home Mortgage, NMLS ID #1839.

Change Home Mortgage offers traditional and non-traditional loans as diverse as the borrowers we serve. Headquartered at 16845 Von Karman Ave., Suite 200, Irvine, CA 92606. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mor

tgage Licensee #48010. OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration .804654.000. To verify licenses, visit www.nmlsconsumeraccess.org. All loans are subject to credit approval and acceptable collateral. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Β© 2021. Change Lending, LLC. All rights reserved.

04/25/2025

Worried about overpaying for a home this spring?

Use this simple formula to *cut through the hype* πŸ‘‡

πŸ“Š **Buyer Demand Ratio** =
# of showings in 48 hrs βž— # of similar homes for sale

➑️ Ratio > 5? Expect multiple offers
➑️ Ratio > 8? Offers 10% over asking
➑️ Ratio < 3? Time to negotiate

I used this last week β€” got my clients $15K under asking.

Make decisions with data, not emotions.

04/24/2025

Most people skip pre-approval because it feels like too much.

πŸ“ž Phone calls
πŸ“„ Paperwork
πŸ’₯ Hard credit pulls

But this AI tool? Different story πŸ‘‡

βœ… Real credit score (soft pull)
βœ… Actual loan options + monthly payments
βœ… No docs. No calls. No hassle.

I tested it myself β€” 90 seconds and I got real numbers I could actually use.

If you’re even thinking about buying a home this year… try this first.

Comment "QUALIFY" and I'll send you the link through Messenger.

πŸ’‘ Want to learn how dozens of agents are closing 80 or more deals this year without making cold calls, buying leads or p...
03/05/2025

πŸ’‘ Want to learn how dozens of agents are closing 80 or more deals this year without making cold calls, buying leads or paying companies that want to put you out all of out of business? It is my honor to host a mastermind call with the founder of The Core Training, Rick Ruby for an exclusive, tactical and no BS call where he will show you the exact playbook on how to generate warm referrals NOW.

Wednesday, March 12th
12pm-1pm
πŸ“² RSVP:

02/04/2025

🌟 MortgageOne is Hiring! 🌟

We're on the hunt for a πŸ’Ž Loan Officers to join our team! Join a growth orientated team and company that invests in your success!

πŸ”‘ COMPETITIVE PAY + BONUS πŸ’₯
βœ… Work with a team that gives you pre-approved appointments!
βœ… Learn to generate warm referrals & CLOSE LOANS at the same time!
βœ… Get home buyers in your schedule weekly without having to pay for them!

πŸš€ Be part of an award winning, friendly, supportive team that's growing and pushing boundaries in the industry.

For a confidential and private interview, email your resume to: [email protected]

🏑 Multi-State Mortgage Lender 20+ Years | πŸ™πŸΎ Teaching SMART Real Estate Finance | Powered by ✝️&β˜•οΈ

Are ADU’s the key to the housing dilemma in 2025 and beyond for California?
12/18/2024

Are ADU’s the key to the housing dilemma in 2025 and beyond for California?

πŸ‘πŸ“ˆ Don't miss out - RSVP today πŸ‘πŸ“ˆ Join us for this exclusive mastermind session tailored for real estate professionals. ...
12/05/2024

πŸ‘πŸ“ˆ Don't miss out - RSVP today πŸ‘πŸ“ˆ

Join us for this exclusive mastermind session tailored for real estate professionals. Start the new year with a winning strategy and gain access to tools that have helped dozens of agents achieve 20%+ business growth year after year.

What You’ll Learn:
βœ… Use Core Coaching's proven business plan to drive growth in Q1 2025.
βœ… Identify opportunities to generate warm, qualified referrals.
βœ… Leverage the "Wheel of Life" for goal-setting and balanced success.

πŸ—“οΈ Tues, December 10th, 12:00 - 1:00 pm
+ Lunch Provided

πŸ“ 970 Executive Way, Redding, CA 96002

RSVP now to secure your spot at this informative and engaging event. See you there! 🀝🏠
https://form.jotform.com/231567623657161

Plan for Success with Proven Tools to Grow Your BusinessJoin us for this exclusive mastermind session tailored for real ...
11/26/2024

Plan for Success with Proven Tools to Grow Your Business

Join us for this exclusive mastermind session tailored for real estate professionals. Start the new year with a winning strategy and gain access to tools that have helped dozens of agents achieve 20%+ business growth year after year.

What You’ll Learn:
βœ… Use Core Coaching's proven business plan to drive growth in Q1 2025.
βœ… Identify opportunities to generate warm, qualified referrals.
βœ… Leverage the "Wheel of Life" for goal-setting and balanced success.

πŸ—“οΈ Tues, December 10th, 12:00 - 1:00 pm
+ Lunch Provided

πŸ“ 970 Executive Way, Redding, CA 96002

RSVP now to secure your spot at this informative and engaging event. See you there! 🀝🏠
https://form.jotform.com/231567623657161

🌟 MortgageOne is Hiring! 🌟We're on the hunt for a πŸ’Ž Team Loan Partner. Join a growth orientated team and company that in...
07/30/2024

🌟 MortgageOne is Hiring! 🌟

We're on the hunt for a πŸ’Ž Team Loan Partner. Join a growth orientated team and company that invests in your success!

πŸ”‘ COMPETITIVE PAY + BONUS πŸ’₯

⚠️ This position would be perfect for loan officers who are tired of chasing business, or someone already in the banking, financial or real estate and mortgage industry. If you have great communication and office skills we want to meet you!

Full-time Benefits Include:
βœ… 401(k)
βœ… Dental insurance
βœ… Health insurance
βœ… Life insurance
βœ… Paid time off
βœ… Vision insurance

πŸš€ Be part of an award winning, friendly, supportive team that's growing and pushing boundaries in the industry.

For a confidential and private interview, email your resume to: [email protected]

07/01/2024

From debt to millionaire

Real stories of life-changing success.

Hear firsthand accounts of incredible journeys, from a surfer guy with bad credit to making over $25 million in deals.

Tune in for tales of resilience, determination, and financial transformation.

06/27/2024

Did you know that 20% down is a MYTH?

Many home buyers think they can't purchase a home unless they have enough cash to put 20% down.

That's not true!

The truth is you can actually go as LOW as 0%, and many put less than 5% down.
It just comes at the cost of PMI.

What most people don't realize is that you have choices when it comes to your mortgage. Ask your lender.

They can walk you through all of the available options for you.

Did you know that you could go as low as 3%?

Want to learn more about the home buying process?

For more creative finance and wealth creation tips follow meπŸ‘ŠπŸΎ



06/26/2024

Refinancing secrets homeowners must know

If you're going to refinance your home you need to think about this first….

Avoid this common mistake! Many homeowners tap into their equity to pay off high-interest debt but often end up in the same situation later. Make sure you have a solid plan to invest the money you save each month.

Share your thoughts or questions below!

06/24/2024

Wise men and women do this

Reaching a point in our careers where we're seen as experts doesn't mean we know everything.

True maturity and confidence come from acknowledging what we don't know and seeking help from those who do.

It's the essence of community – borrowing from each other's strengths. I'm grateful for the comfort in knowing I still have so much to learn, and that's a wonderful thing.

Click the link in bio to watch the full episode!

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Redding, CA

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