Itschrislamm

Itschrislamm 🏡 Multi-State Mortgage Lender 20+ Years | 🙏🏾 Teaching SMART Real Estate Finance | Powered by ✝️&☕️ Change Lending, LLC dba Change Home Mortgage, NMLS ID #1839.

Change Home Mortgage offers traditional and non-traditional loans as diverse as the borrowers we serve. Headquartered at 16845 Von Karman Ave., Suite 200, Irvine, CA 92606. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mor

tgage Licensee #48010. OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration .804654.000. To verify licenses, visit www.nmlsconsumeraccess.org. All loans are subject to credit approval and acceptable collateral. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. © 2021. Change Lending, LLC. All rights reserved.

🌟 Real stories. Real families. Real results.We are incredibly grateful for the trust our clients place in us every singl...
12/12/2025

🌟 Real stories. Real families. Real results.

We are incredibly grateful for the trust our clients place in us every single day. Whether it’s a first-time buyer, a tough loan scenario, or the joy of finally getting keys in hand, helping families reach homeownership will always be the heart of what we do.

Swipe through to read a few recent client experiences that remind us why this work matters.

If you’re thinking about buying, refinancing, or simply want straight answers about today’s market, our team is here to guide you with clarity and care.

🏡 Let’s make your next move a confident one.

Everyone is watching the Fed cut, but the real market shift is what happens next. Tomorrow’s rate drop is important, but...
12/09/2025

Everyone is watching the Fed cut, but the real market shift is what happens next. Tomorrow’s rate drop is important, but the bigger impact may come when a new Fed Chair is named in early 2026. Markets are already pricing in slower, steady easing and a potential path toward lower mortgage rates over the next 18 months.

For buyers, homeowners, and investors, this matters. If rates trend down while the economy stays stable, home prices are more likely to rise than fall. Planning ahead around buying, refinancing, and long-term strategy can put you in a stronger position than reacting to headlines later.

If you want help running numbers, exploring scenarios, or preparing for rate movement, I’m here to guide you.

➡️ Visit ReddingLender.com

Big wins for our buyers this month 🎉  More families closed on beautiful homes in Redding, including a brand-new build wi...
12/05/2025

Big wins for our buyers this month 🎉 More families closed on beautiful homes in Redding, including a brand-new build with a 25-day close and appraisal waiver, plus a first-time buyer win with minimal out-of-pocket costs.

Helping families step into homeownership is what we do every day, and we’re grateful for every opportunity to serve our community 🏡

Is your Google Business Profile optimized to its full potential? 🌟If not, you could be missing out on visibility, credib...
11/14/2025

Is your Google Business Profile optimized to its full potential? 🌟

If not, you could be missing out on visibility, credibility, and new clients. Join us for a free Zoom training on Wednesday, November 19th at 10AM, where we’ll show you how to:

Leverage Google to attract more listings and referrals

Build trust with online reviews

Optimize your profile for maximum exposure on Search & Maps

Don’t let your competition outrank you—take control of your Google presence today!

📅 Wednesday, November 19th | 10AM (PST)
💻 Free Zoom Class
🔗 Register here: calendly.com/chrislamm/googlemastermind

We’re growing — and we’re looking for people who bring skill, speed, and a service-driven mindset.If you’ve worked in mo...
11/14/2025

We’re growing — and we’re looking for people who bring skill, speed, and a service-driven mindset.

If you’ve worked in mortgage, real estate, escrow, title, banking, or another financial-services role… you might be exactly who we’re looking for.

MortgageOne Redding is hiring for:
• Loan Processor
• Loan Officer Admin
• Admin Assistant

We’re not a typical branch.
We’re a top-producing, system-driven team that values excellence, clear communication, and taking great care of clients and partners. If you thrive in a fast-paced environment, love solving problems, and want to grow with a winning team — we want to talk.

What you’ll love:
• A culture of ownership, accountability, and teamwork
• Strong systems, training, and leadership support
• Competitive pay + growth runway
• A team that actually cares about people — clients AND employees

What we’re looking for:
• Mortgage / real estate experience OR strong transferable skills
• Detail-oriented mindset
• Tech comfort (CRM, LOS, digital workflows)
• A positive attitude and strong communication
• Someone who follows through without being chased

If this sounds like you, DM me “M1” or email your resume to [email protected].

If it doesn’t sound like you… no hard feelings — but we’re really looking for A-players. Join a team with momentum.

Another week, more funded dreams 🏡✨From Anderson, CA to Caldwell, ID, our clients are unlocking doors and building wealt...
11/07/2025

Another week, more funded dreams 🏡✨

From Anderson, CA to Caldwell, ID, our clients are unlocking doors and building wealth with smart lending strategies that fit their goals.

This week’s highlights:
✅ Closed early - just 21 days on a new construction home
✅ Large seller credit + low rate secured
✅ Out-of-state bridge loan using existing home equity

Whether you’re buying locally or relocating out of state, we’re here to help make it happen.

🌟 Turning obstacles into opportunities.Buying a home isn’t always easy, especially when credit challenges or past issues...
11/03/2025

🌟 Turning obstacles into opportunities.

Buying a home isn’t always easy, especially when credit challenges or past issues come into play. But with the right team in your corner, even the biggest bumps in the road can become part of the journey to success. Stories like Joshua’s are why we do what we do, guiding clients through every step to make homeownership a reality.

Funded and thriving in the Pacific Northwest! 🌲Congrats to our first-time homebuyer in SeaTac, WA on purchasing this bea...
10/31/2025

Funded and thriving in the Pacific Northwest! 🌲

Congrats to our first-time homebuyer in SeaTac, WA on purchasing this beautiful multi-family property. Creative solutions and teamwork made this one possible, helping another client build long-term wealth through real estate.

If you’re looking to buy, refinance, or invest, our team is here to help you find the right strategy for your goals.

🔗 reddinglender.com

Helping first-time buyers feel confident is what we do best. Huge thanks to Aylyn for sharing her story - with the right...
10/27/2025

Helping first-time buyers feel confident is what we do best. Huge thanks to Aylyn for sharing her story - with the right team by your side, even the most overwhelming process can feel simple and stress-free.

Whether you’re buying your first home or your fifth, we’re here to guide you every step of the way. 🏡

📢 We’re hiring!⚡️ Pre-Approval Manager (credit and income analyst)Let’s talk if you...✅ Turn complex files into clean, r...
10/25/2025

📢 We’re hiring!
⚡️ Pre-Approval Manager (credit and income analyst)

Let’s talk if you...
✅ Turn complex files into clean, ready-to-close approvals
✅ Know FNMA, FHLMC, FHA, VA, & USDA programs inside & out
✅ Understand Non-QM products like the back of your hand
✅ Thrive in a fast-paced, detail-driven lending environment
✅ Prefers structuring over prospecting
✅ An underwriter who wants more impact and fewer fire drills
✅ A senior processor who already pre-underwrites everything
✅ Mortgage Assistant who lives in DU/LP + Encompass

What You'll Do...
🔴 Own same-day, bullet proof pre-approvals
🔴 Structure agency + Non-QM, complex income (K-1, S-Corp, Schedule E), credit & rapid rescores
🔴 Partner with LOs and lead our scenario desk to re-work and speed contracts

What You Know...
💡 3+ years Conv/FHA/VA/USDA (Non-QM a plus)
💡 DU/LP, Encompass, TRID/compliance
💡 Complex income math (W-2 + self-employed)

Why Here...
💵 Extremely competitive comp: high base + profit bonus + benefits
🏆 Award-winning team, elite culture, growth runway (remote/hybrid possible)

🤐 Confidential inquiries welcome

📧 Email resume to [email protected] or DM “Pre-UW”

Big results for our clients this week 🏡 From first-time homebuyers and Florida investment properties to cash-out refinan...
10/24/2025

Big results for our clients this week 🏡 From first-time homebuyers and Florida investment properties to cash-out refinances and lower monthly payments, we’re helping people reach their goals in every type of market.

Whether you’re buying, refinancing, or exploring creative lending solutions, our team is here to guide you every step of the way.

Address

970 Executive Way
Redding, CA
96002

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