Itschrislamm

🏡 Multi-State Mortgage Lender 20+ Years NMLS #209221 | MortgageOne Inc NMLS #898812 Change Lending, LLC dba Change Home Mortgage, NMLS ID #1839.

Change Home Mortgage offers traditional and non-traditional loans as diverse as the borrowers we serve. Headquartered at 16845 Von Karman Ave., Suite 200, Irvine, CA 92606. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mor

tgage Licensee #48010. OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration .804654.000. To verify licenses, visit www.nmlsconsumeraccess.org. All loans are subject to credit approval and acceptable collateral. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. © 2021. Change Lending, LLC. All rights reserved.

05/09/2026

Curiosity gap with financial incentive
"Homebuyers Save THOUSANDS with This Strategy 🏡 💸"
Lever: Surprise/Financial Incentive - it promises a large, unexpected financial gain on a major purchase.
[X] saves you money → [Y] is how most people miss out → [Z] is the secret strategy.

05/08/2026

The Fed just cut rates. So why did your mortgage rate go up.
The Fed controls short-term lending, not your mortgage.
Mortgage rates follow bonds, inflation, and jobs data.
When investors get nervous, they buy bonds.
Bond demand rises, rates fall.
When jobs come in hot, inflation risk rises.
Rates go up.
These two things move independently.
If you want to know what rates are actually doing right now, Dee-em me the word RATES.
I will send you a current breakdown.

04/10/2026

Another round of wins across multiple states and loan types. 🏡✅

This carousel is just a snippet, but the theme stays the same, clear strategy, fast communication, and a process that stays on track whether it is a VA purchase, a refinance, a relocation, or an out of state closing. 📄📲

If you are buying or refinancing this year, don't hesitate to DM me.

04/03/2026

Spring is here, and so are fresh starts. 🌿🏡

Nothing better than seeing clients come out the other side of the process feeling informed, supported, and confident, whether it’s a purchase or a refinance. 💬✅

If a move is on your spring list, reach out to our team today at reddinglender.com.

04/01/2026

Everyone is waiting for rates to drop.

But here is the truth, markets do not send you an invitation when the opportunity shows up.

If inflation cools, global pressure eases, and the Fed starts cutting rates, things could change fast. Not overnight, but faster than most people expect.

The buyers who win are the ones who are already preapproved, already searching, and ready to move when the numbers make sense.

Do not wait for the headlines to tell you it is time.
By then, everyone else will be jumping in too.

Get prepared now so you are ready when the market shifts.

Send me a message if you want to run numbers or see what you could qualify for.

03/30/2026

VA loans had a reputation.

Too slow. Too many requirements. Too much hassle.

That just changed.

As of May 1st:
∙ No paint certifications on newer homes
∙ No shed inspections
∙ No radon or fireplace red tape

Same safety standards. Less nonsense.

Here's the shift: your VA benefit just became more competitive.
The loan that was "too complicated"? It's simpler now.
The seller who wouldn't take VA? One less excuse.

You earned this benefit. Now it works better.

What's your move?

03/13/2026

Keys delivered, and a few recent wins worth sharing. 🏡🔑✨

These are the moments we love, smart structure, smooth timelines, and clients stepping into their next chapter. Grateful to be part of the behind the scenes work that gets it across the finish line.

Thinking about buying soon? Send me a message.

03/06/2026

Real results from real clients. 💥

Helping people navigate the mortgage process is more than just getting a loan approved. It’s about strategy, communication, and making sure everything moves smoothly from start to finish.

Whether it’s shortening escrow timelines, solving complex scenarios, or simply being responsive when it matters most, our goal is the same every time: make the process clear, efficient, and successful.

Thank you to our clients for trusting Team Lamm with one of the most important financial decisions you’ll make. If you're planning a purchase, refinance, or investment strategy, let’s talk through the options.

02/13/2026

Another set of keys delivered. 🔑🏡

Fast timelines, creative structure, and deals that actually pencil, that’s the work behind “funded.” ✅📄

Buying or investing soon? DM me!

02/09/2026

Stop doing Realtor busywork like it’s 2016.

AI for Realtors who want more conversations, not more screen time.
This mastermind breaks down real AI tools, not gimmicky apps, that help you:

• Respond faster without sounding automated
• Capture and convert more leads
• Create better marketing without living on your phone
• Free up time for belly-to-belly conversations

No hype. No theory. Just workflows that actually work.
Wed, Feb 11, 10-11am PST
Online webinar, register at luma.com/gvn2tdh7

Address

970 Executive Way
Redding, CA
96002

Telephone

+15302821166

Website

http://reddinglender.com/

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