Jenay Bowen- Summit Funding

09/23/2025

🚨 CONTRACT PENDING — and this one has layers!

My clients came in aiming for 5% down.

After several rounds of negotiations, property repairs, and a few tough calls… they ended up doing 15% down thanks to a timely family gift 🫶

📑 We still had docs out in just 3 DAYS once we got the green light.

💍 Oh — and they got married that same weekend! 🙌

Huge shoutout to Trina Scott, the buyer’s agent who kept this deal together through multiple repair negotiations. Deals like this can easily fall apart — but she held the line and made it a win-win for everyone involved.

💡 Agents: If your buyer needs options or your deal needs a pivot, I’ve got you.
The tough ones are where I thrive.

📲 Ready to partner with a lender who moves fast and finds a way? Let’s connect.

09/23/2025

4.66 star review received on Experience.com for Jenay Bowen by Madison T - Personal and attentive service.

Click to see all 721 reviews of Jenay Bowen, Sales Manager | NMLS ID # 207433

09/22/2025

Rates moved up slightly after last week’s Fed meeting, but overall we’re still sitting near the lowest levels in months. That means it’s still a great time to explore refinancing or buying before the next big market shift.

👉 The 30-year fixed is averaging around 6.35% right now, up just a bit from earlier lows.

This week should stay steady, but keep an eye on next week’s jobs report—that’s the one that could really move rates in either direction.

💬 Want a quick strategy session or custom rate quote? Shoot me a text at 469-359-7213.

09/21/2025

📉 Payments just got more affordable thanks to lower rates!

Here’s a quick way to see the impact:
💰 $60/month savings per $100K borrowed for every 1% drop in rates.

👉 $300,000 loan = around $180/month saved
👉 $500,000 loan = around $300/month saved

And here’s the catch — our refinance special ends October 10th.
✅ Use it to help cover closing costs
✅ Or buy down your rate even further

👉 Book your free 15-minute consult today:
https://calendly.com/jenay-bowen/schedule-a-quick-free-15-minute-call-clone

09/20/2025

📉 Did you hear? Rates have recently dropped!

Here are the Top 5 Signs It’s Time (swipe/see graphic).

And here’s the best part:
We’re running a limited-time refinance special — if you lock your rate before October 10th, we can use this offer to help:

✅ Cover some or all of your closing costs
✅ Or buy down your interest rate even lower

This opportunity ends October 10th — don’t miss it!

👉 Book a free, no-obligation 15-minute consult here: https://calendly.com/jenay-bowen/schedule-a-quick-free-15-minute-call-clone

09/20/2025

Another Pep Rally! Another Friday night win! Let’s go Foxes!

09/20/2025

5.0 star review received on Experience.com for Jenay Bowen by Veronica C - I had the pleasure of working with Jenay and her team on a recent home purchase for my buyer. They were professional, responsive, and kept everything on track from start to finish. Jenay communicated clearly throughout the process and was a great partner to work with. I’d definitely recommend her and her team to anyone looking for a reliable and knowledgeable lender.

Click to see all 720 reviews of Jenay Bowen, Sales Manager | NMLS ID # 207433

09/19/2025

This buyer came to me with credit challenges and had been striking out on homes that were way over budget.

We met face-to-face 3 times, reviewed the numbers on 30+ properties, and kept pivoting until we found a winning strategy. 💪🏽

✅ Fixed the credit
✅ Got real about the budget
✅ Found the one — and closed it

Huge shoutout to Veronica Chinchilla 🏡 — her patience, communication, and ability to guide the buyer through every step made all the difference. We couldn’t have done this without a great agent leading the way. 🙌🏽This wasn’t a perfect file. It was a persistent one. And that’s the kind I’m built for.

👉🏽 If you’re working with a buyer who keeps hitting walls — don’t give up. Send them my way and let’s find the workaround together.

09/18/2025

Attention: Real Estate Agents! Happening now 🎥 National speaker René Rodriguez is live—don’t miss this! Free access

https://zoom.us/meeting/register/RKCsAEI_RXC2NDqsoH2KCg

09/17/2025

⏰ Tomorrow’s the day! ⏰
📅 Thursday, September 18th | 11:00 a.m. PT | On Zoom
“10X Your Income with Influence” — National Mastermind with René Rodriguez
Ready to communicate with impact, build trust faster, and win more business—ethically?
• Apply neuroscience-backed influence frameworks to boost conversion
• Tell your story so clients lean in and say “yes”
• Structure calls and presentations that move people to action
🎟 Register now: https://zoom.us/meeting/register/RKCsAEI_RXC2NDqsoH2KCg
Don’t miss it—see you tomorrow! 🚀

09/16/2025

🎉 Just helped another buyer go CLEAR TO CLOSE in 15 DAYS or LESS!

Real estate pros—your clients deserve a lender who moves FAST without cutting corners.

I specialize in tough files, tight timelines, and offer-winning strategies.

✅ Need a lender who performs under pressure?
✅ Have a buyer file that feels like a dead end?

Let’s partner up and get them HOME.

💬 DM me or tag an agent who needs a closer on their team.

09/15/2025

Mortgage rates keep trending down, hitting the lowest levels we’ve seen in almost a year. The biggest drops came after the jobs reports in August and September, and since then rates have held steady to slightly lower. With more Fed news this week, we could see some movement again—so now’s the time to pay attention if you’re thinking about refinancing or buying!

💡 Want a free, quick analysis (no credit pull) to see what your potential looks like? Just reply or DM me “Rates” and I’ll put it together for you!