09/10/2026
New on the blog: the Foundation Tier. Before you apply for a single vendor tradeline, five things need to be locked in: your EIN, a D-U-N-S number, a business bank account, a dedicated business phone line, and a consistent business address. Skip any of these and every application after it gets harder, slower, or denied outright. In this post I walk through exactly what I set up for every one of my eight entities before applying for anything. Link in the comments.